-
Great Wall Life Insurance has branches in Beijing, Shandong Province, Sichuan Province, Hubei Province, Hebei Province, Jiangsu Province, and Guangdong Province. If you want to know whether there are branches or offline business outlets of Great Wall Life in your area, you can call the official customer service for consultation.
When we look at insurance companies, what exactly do we look at?
Founded in 2005, Great Wall Life Insurance is a national life insurance company and an important subsidiary of the State-owned Assets Supervision and Administration Commission of Xicheng District, Beijing, headquartered in Beijing, with a registered capital of up to 100 million yuan and total assets of more than 60 billion yuan.
Many people understand that the purpose of an insurance company is nothing more than the fear that it will not be able to pay the customer's policy, that is, the fear that its solvency will not be up to par. In fact, the China Banking and Insurance Regulatory Commission (CBIRC) has set clear requirements for solvency, namely, that the core solvency adequacy ratio shall not be less than 50%, the comprehensive solvency adequacy ratio shall not be less than 100%, and the comprehensive risk rating shall reach at least Class B.
What is the strength of Great Wall Life? You would never guess.
In addition, even if the insurance company faces bankruptcy, the insurance policy in the hands of consumers will not be affected, and the specific reasons can be viewed below
The insurance company is bankrupt, what should I do with the insurance I bought?
-
Great Wall Life Insurance Co., Ltd. (hereinafter referred to as "Great Wall Insurance") is a national life insurance company approved by the China Insurance Regulatory Commission. With the goal of "building an insurance brand with the best service" and advocating "making service our way of life", Great Wall Insurance is committed to providing customers with suitable insurance products and convenient services, and providing employees with a good working environment and growth space.
Great Wall Life Insurance Co., Ltd. is headquartered in Beijing Financial Street. It is invested by 11 shareholders involved in investment, finance, real estate, infrastructure construction and other important industries of the national economy, including Beijing Financial Street Investment (Group)****, Hong Kong Dah Sing Life Insurance Company, Nanchang Municipal Public Investment Group, China State Construction Group, and China Metallurgical Group's backbone enterprises, with a registered capital of more than 100 million yuan. As of June 2011, Great Wall Insurance has set up 12 branches in Beijing, Sichuan, Shandong, Hubei, Qingdao, Henan, Hebei, Jiangsu, Tianjin, Guangdong, Hunan and Anhui.
The company's business scope mainly includes life insurance, health insurance, accident insurance and reinsurance business of the above insurance business. "Respect, cooperation, value, enterprising" is our value, "integrity, service, professionalism, innovation" is our business philosophy.
-
There is an insurance company called Great Wall Life Insurance in China! Great Wall Life is regulated and operated by the China Banking and Insurance Regulatory Commission (CBIRC) and is a legal and reliable insurance company.
Next, the senior sister will introduce Great Wall Life from two aspects: background strength and solvency.
1.Background strength.
Great Wall Life Insurance is a national life insurance company founded in 2005, an important subsidiary of the State-owned Assets Supervision and Administration Commission of Xicheng District, Beijing, and a holding company in the financial sector of Beijing Financial Street Investment (Group).
Headquartered in Beijing, with a registered capital of 100 million yuan and total assets of more than 60 billion yuan, the company has set up 13 branches in Beijing, Shandong, Hebei, and other provinces and cities, with a total of more than 230 institutions, and has four holding subsidiaries including Great Wall Wealth Insurance Asset Management Co., Ltd. and Beijing Jinyi Insurance ******.
It can be seen that the scale of Great Wall Life is not small, and its strength cannot be underestimated.
2.Solvency.
Solvency data can reflect the ability of insurance companies to repay insurance premiums to a certain extent.
Relevant information shows that Great Wall Life's core solvency adequacy ratio in the second quarter of 2022 is a comprehensive solvency adequacy ratio, and the comprehensive risk rating results in the fourth quarter of 2021 and the first quarter of 2022 are Class A and BBB respectively. The three data are in line with the standards required by the China Banking and Insurance Regulatory Commission, which shows that Great Wall Life's ability to repay the insurance money is also good!
What is the strength of Great Wall Life? You would never guess.
Before buying insurance, you must first understand these key knowledge points!
-
Professional analysis: At present, the top of the examination is the central enterprises Chinese Life, Ping An, Pacific, Xinhua, Taikang, ranked first, Great Wall Life is lower, but no matter how small the company, as long as it is a life insurance company, the state is not allowed to go bankrupt, can only be acquired by other large companies - the best insurer Cheng Cheng.
-
Hello! Great Wall Life Insurance Company is relatively reliable
When people choose an insurance product, in addition to paying attention to protection, they are also more concerned about the strength of the insurance company of the product and whether it is reliable.
After all, if you pay the premium, it is still more important whether your rights and interests can be protected.
The underwriting company of Great Wall Longquanguan Incremental Whole Life Insurance is Great Wall Life, so what is the strength of this insurance company?
Let's take a look!
Founded in 2005, Great Wall Life Insurance is a national life insurance company that has obtained an insurance license issued by the China Banking and Insurance Regulatory Commission
With the certificate issued by the China Banking and Insurance Regulatory Commission, an industry leader in the insurance industry, Great Wall Life has a lot of confidence.
Great Wall Life's capital strength is relatively strong, with a registered capital of 100 million yuan, which is much higher than the minimum registered capital of an insurance company at the time of establishment stipulated in the Insurance Law.
And judging from its latest public disclosure report, its solvency is also guaranteed
Great Wall Life Insurance Company's core solvency adequacy ratio for the fourth quarter of 2021 is a comprehensive solvency adequacy ratio and a comprehensive risk rating of A.
The above indicators are in line with the requirements of the China Banking and Insurance Regulatory Commission.
Through the above simple analysis, we can know that Great Wall Life has strong capital strength, solvency compliance, insurance licenses issued by the China Banking and Insurance Regulatory Commission, and strict supervision by the China Banking and Insurance Regulatory Commission, and its reliability is still good.
-
Great Wall Life Insurance Co., Ltd. is reliable, it is a national life insurance company, established in 2005 with the approval of the China Banking and Insurance Regulatory Commission, has a history of more than 10 years.
What is the strength of Great Wall Life? You would never guess.
Headquartered in Beijing, Great Wall Life Insurance is jointly established by more than a dozen enterprises such as Beijing Huarong Comprehensive Investment, Beijing Financial Street Investment (Group), and China Minsheng Investment Management. Its financial strength is relatively strong, with a registered capital of 100 million yuan and total assets of more than 60 billion yuan.
In order to expand more business, Great Wall Life has also actively set up branches in many provinces and cities in China, including Beijing, Guangdong, Chongqing, Sichuan, etc., with a total of 13 branches and a total of more than 230 institutions.
Of course, to see whether an insurance company is reliable, in addition to the background strength, we should also pay attention to the following points:
When we look at insurance companies, what exactly do we look at?
According to Great Wall Life's latest solvency report, its risk rating is A, and its core solvency adequacy ratio and comprehensive solvency adequacy ratio have reached and respectively, far exceeding the standards set by the China Banking and Insurance Regulatory Commission. It shows that this is a trustworthy insurance company, and consumers do not have to worry about not being able to afford to pay after taking out insurance here.
However, the senior sister would like to remind everyone that the strength of the insurance company is only one of the reference factors, because each insurance company can only be established after being screened by the China Banking and Insurance Regulatory Commission, and basically there will be no problems. It is recommended that when you apply for insurance, you should focus on the product, and only the content of the insurance is linked to your own interests.
Insurance] which is good, how to buy a good deal, hand in hand to teach you to avoid these pitfalls of insurance.
-
It is the first company, the salesman cheats the insurance, and the company complains**, and the company will only let the policyholder continue to pay the money, and the actual problem is that the report can not be effectively solved.
-
Great Wall Life's ranking in China can be seen from a number of indicators, such as premium income, service level, solvency, etc.: (1) Premium income: There are 74 insurance companies participating in the ranking, as we all know, the selection of the rich list, to see the assets, and the strength of insurance companies, must look at the premium income, of which Great Wall Life ranks 32nd, the premium income is 100 million, Sen Min is in the upper middle position; (2) Solvency:
As long as the comprehensive solvency adequacy ratio is 100%, the core solvency adequacy ratio is 50%, and the comprehensive risk rating is B, there is no problem. From this dimension, Great Wall Life Insurance ranks 49th in China in terms of comprehensive solvency adequacy ratio and core solvency adequacy risk comprehensive rating A. (3) From the perspective of service level:
The China Insurance Regulatory Commission has ranked insurance companies by level, referring to a number of indicators such as complaint rate, delivery rate, and connection rate, and divided insurance companies into 10 levels, of which the highest is AAA and the lowest is D. Among them, the AB grade is okay, the C and D ratings are relatively worse, and there are 10 C-rated companies, and the CCC level is Great Wall Life, which is not too ideal.
-
Great Wall LifeIt is not known how much of the insurance ranks in China, but Great Wall Life Insurance has a high reputation in the industry, its insurance products and services are more comprehensive, and the reputation of customers is relatively good. The specific introduction of Great Wall Life Insurance is as follows:
1. Great Wall Life Insurance business is more cautiously guessed as extensiveGreat Wall Life Insurance is the domestic capital market.
among the largest institutional investors.
1. Money market.
An important player in China's wide-ridged ** market.
**The market and the bond market occupy a pivotal position.
2. Great Wall Life Insurance Service is relatively goodGreat Wall Life Insurance Yeling deeply researches the differentiated needs of different industries, regions, channels and customer groups for risk protection and financial management, deeply focuses on the personalized and diversified needs of customers to carry out product innovation, explores and meets the needs of risk prevention, health, medical care, pension, children's education, family financial management and other aspects at all stages of life, and brings customers a new consumer experience.
-
Great Wall Life Insurance Co., Ltd. is a national life insurance company founded in 2005, an important subsidiary of the State-owned Assets Supervision and Administration Commission of Xicheng District, Beijing, and a holding company in the financial sector of Beijing Financial Street Investment (Group). There are a total of 19 shareholders, of which the top three shareholders Beijing Huarong Investment, Beijing Jinhao Real Estate and Financial Street Investment hold shares respectively57% and.
Scope of business. life insurance, health insurance, accident insurance and other life insurance business; reinsurance business for the above businesses; The use of insurance funds permitted by national laws and regulations; Other businesses approved by the China Insurance Regulatory Commission.
Substantial shareholder. Great Wall Life Insurance is a national life insurance company founded in 2005, invested by 19 shareholders involved in investment, finance, real estate, infrastructure construction and other important industries of the national economy, such as Beijing Jichenjie Financial Street Investment (Group), China State Construction Group, and China Metallurgical Group, with a registered capital of more than 100 million yuan.
The company adheres to the protection essence of insurance products, starts from the actual needs of customers, and establishes a "protection + service" characteristic product system with comprehensive protection products as the skeleton and accident and specific group products as the supplement, and continuously innovates according to customer segments, and develops a series of high-protection insurance products including maternal and child insurance, preferred term life insurance and universal health insurance.
-
Great Wall Life Insurance is a formal and legal insurance company in China, which is regulated by the China Banking and Insurance Regulatory Commission and is reliable. Next, the senior sister will introduce this insurance company to you.
If you don't know how to know about insurance companies, you can take a look at this article first: When we look at insurance companies, what do we want to see?
1. The strength of the company.
Great Wall Life Insurance Co., Ltd. is a national life insurance company founded in 2005, headquartered in Beijing, with a registered capital of 100 million yuan and total assets of more than 70 billion yuan.
The company has been ranked among the "Top 500 Service Enterprises in China" for five consecutive years, and has won many awards such as "The Most Influential Brand in Customer Service in China's Life Insurance Industry", "The Most Promising Brand in China's Life Insurance Industry", "Best Claims Settlement Enterprise in the Insurance Industry", "Trustworthy Insurance Company", "Outstanding Critical Illness Insurance Product Award" and so on.
(2) Solvency:
Solvency is a dynamic indicator that measures whether an insurance company has the ability to repay its debts. In order to pass solvency, all three conditions must be met: the core solvency adequacy ratio must be 50% or above; The comprehensive solvency adequacy ratio is 100% or above; The overall risk rating is B or above.
According to the report of Great Wall Life Insurance Co., Ltd. in the third quarter of 2022, its core solvency adequacy ratio is a comprehensive solvency adequacy ratio, and the comprehensive risk rating is BB.
It can be seen that the solvency of this insurance company is up to standard, and everyone can rest assured.
Whether you have purchased the insurance of Great Wall Life or the insurance of other insurance companies, you can surrender the policy freely. >>>More
Accidental medical treatment, critical illness pension, marriage, inheritance assets.
Forced debts, lawsuits are not given, property is not divided, only benefits, no inheritance tax, personal income tax. >>>More
Chinese Life currently has some consumer-oriented insurance products on sale, such as China Life Exclusive Health Critical Illness Insurance (Premium Edition). This is a one-year critical illness insurance, which is also known as consumption-based critical illness insurance. The protection liability of this critical illness insurance is the critical illness insurance benefit, but there are many similar critical illness insurance products on the market that will also cover the mild to moderate illness protection corresponding to the high-incidence critical illness, and the mild and moderate illness protection can reach 30% and 60% of the basic sum assured, and also provide additional compensation for critical illness and malignant tumor-severe multiple claims. >>>More
Life insurance: insurance that takes a person's life or body as the subject of insurance. Includes: >>>More