What is the difference between life insurance and life insurance?

Life insurance: insurance that takes a person's life or body as the subject of insurance. Includes:

Life insurance, accident insurance, health insurance, etc. Life insurance: insurance that takes the life of a person as the subject matter of insurance and takes the survival or death of the insured during the insurance period as the condition for the payment of insurance benefits.

If there is no additional clause, death is generally a condition of payment. It is one of the life insurance in a broad sense. If you can't tell the difference, just remember that life insurance generally only pays out benefits in two situations:

Survival Benefit (); Death benefit (death of the insured).

Insurance is divided into life insurance and property insurance according to the subject of insuranceLife insurance is divided into: life insurance, health insurance, accident insurance, property insurance is divided into: property damage insurance, liability insurance, credit insurance, life insurance is based on the life of a person as the subject of insurance, and health insurance and accident insurance are divided into life insurance with the human body as the subject of insurance

Life insurance (give money alive) Death insurance (pay when you die) Life and death insurance (live and die) Now it is basically life and death insurance The basic form of this insurance is to pay the money first and then return The younger the age, the longer the payment time, the higher the income, this insurance is generally more expensive Comparatively speaking, it is much more expensive than illness insurance and health insurance And there is no protection It is purely an investment insurance The income is very high The pension is basically bought by this kind of pension, and the rich buy I have seen a boss pay 3 million a year for 5 years. Generally, it is not recommended if you don't have much money unless you buy it for your child. For adults, it is better to buy some health insurance and accident insurance first, and peace and security is the original intention of insurance, and it is also something that other financial management channels cannot do.

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Hello! Life insurance includes: human body and human life insurance are respectively based on body and life as the subject of insurance Example:

Body as the target: medical insurance, critical illness insurance, disability insurance, life as the target: term life insurance, whole life insurance, life insurance including life insurance View the original post

Hello, in order to give you a better understanding, I will use the popular words:

Accident insurance refers to the protection of injuries or medical expenses caused by accidents, and the general accident insurance is to buy one year to cover one year, or specify the insurance until a certain age.

Life insurance mainly protects the life of a person, as long as death occurs, compensation must also be paid, and suicide after two years after purchasing life insurance is also claimed. This is guaranteed for life. Purchasing life insurance can be supplemented with medical insurance, accident insurance, and critical illness insurance. Thank you.

On paper, life insurance protects a person's body and lifespan; Life only refers to life (pension insurance).Actually, in insurance companies, they refer to a meaning. Life insurance nowadays, also known as life insurance, includes:

Health insurance, accident insurance, endowment insurance, children's education insurance, financial insurance View the original post

I have the following answers to your questions, I hope to help you and learn more. There is a difference between life insurance and life insurance, mainly including different attributes, different types of insurance covered and different coverage areas. Each of these will be discussed below:

1.The properties are different.

1) Life insurance is an insurance that takes a person's life and body as the subject of insurance. When people suffer an unfortunate accident or become incapacitated due to illness or old age, become disabled, die or retire at old age, the insurer pays insurance benefits to the insured or beneficiary according to the provisions of the insurance contract to solve the economic difficulties caused by illness, disability, old age or death.

2) Life insurance is a type of life insurance, and like all insurance businesses, the insured transfers the risk to the insurer, accepts the insurer's terms and pays the premium. Unlike other insurances, life insurance passes on the risk of survival or death of the insured. The original life insurance was intended to cover the financial burden that may arise due to the unavoidable death.

2.Different types of insurance are covered.

There are three types of life insurance, namely personal accident insurance, health insurance, and life insurance. There are also three types of insurance covered by life insurance, namely term life insurance, whole life insurance, and dual life insurance.

3.Coverage varies.

The business scope of life insurance includes survival insurance, death insurance, and both-life insurance. The coverage of these three types of life insurance is as follows: (1) Survival insurance, which is an insurance in which the insured is still alive at the expiration of the agreed insurance period, and the insurer pays the insurance money.

Such as pension insurance. (2) Death insurance refers to insurance in which the insurer pays the insurance money based on the death of the insured during the insurance period. (3) Mutual insurance, in which the insurer pays the insurance money on the condition that the death of the insured and the survival of the insured are the conditions of co-insurance during the insurance period.

Life insurance includes life insurance, health insurance, and personal accident insurance. The coverage of these three types of life insurance is as follows: (1) Life insurance, referred to as life insurance, is a kind of insurance that takes the life and death of a person as the object of insurance, and is a kind of insurance in which the insured survives or dies during the insurance liability period, and the insurer pays the insurance money according to the provisions of the contract.

2) Health insurance is an insurance that takes the person's body as the subject of insurance, and takes the risk of injury or illness caused by illness or accidental injury of the insured as the insurance liability, so that the insured can be compensated for the expenses or losses incurred due to injury or illness. (3) Personal accident insurance is an insurance that takes the person's body as the subject of insurance and the disability (or death) caused by the accidental injury of the insured as the condition of payment.

To sum up, there is a difference between life insurance and life insurance. Therefore, professional things should be consulted with professional insurance brokers, so that you can clearly understand the risks, buy insurance clearly, enjoy life in a down-to-earth manner, and buy right and compensate. If I help you, I hope you can give me a thumbs up.

1. The main business direction is different

Life insurance, its main life insurance, and from the perspective of the monthly premium income announced by the China Banking and Insurance Regulatory Commission, China Life is often the first in Oak and Bank;

PICC, its main property insurance, especially its auto insurance, occupies one-third of the auto insurance premium market, and kills the property insurance of other insurance companies with many advantages such as the largest number of outlets, the fastest claim settlement, and high cost performance.

2. The name of the company is different

The full name of Chinese Life Insurance (Group) Company is Chinese Life;

The full name of Chinese Insurance Group is Chinese People's Insurance Group Shares****.

3. The time of establishment is different:

The establishment of Chinese Insurance Company in Beijing on October 20, 1949 marked a new page in China's insurance industry.

Chinese Life Insurance** was set up as China Insurance Company in 1996 and renamed as Chinese Life Insurance Company in 1999. In 2003, with the consent of *** and the approval of the Insurance Regulatory Commission, the former Chinese Life Insurance Company was reorganized and restructured into Chinese Life Insurance (Group) Company.

1. Different concepts: life insurance is insurance with people's life and body as the subject of insurance; Life insurance, on the other hand, refers to insurance that only takes a person's life as the subject matter of insurance.

2. The scope is different: the scope of life insurance is much wider than the scope of life insurance, and the early life insurance includes not only life insurance, but also disease insurance, body organs, parts insurance, etc.; Life insurance can be divided into survival insurance, death insurance, and both.

3. According to Article 12 of the Insurance Law, the policyholder of life insurance shall have an insurance interest in the insurer of the insurance contract at the time of the conclusion of the insurance contract. Life insurance is insurance that takes a person's life and body as the subject of insurance.

The insured refers to the person whose property or person is protected by the insurance contract and has the right to claim the insurance money. The policyholder can be the insured. Insurance interest refers to the legally recognized interest of the policyholder or the insured in the subject matter of insurance.

Life insurance is a type of life insurance. Answer.

Life insurance is an insurance in which the insurer pays insurance money to the insured or beneficiary in accordance with the contract when an insured accident occurs in the life or body of the insured or the insurance period expires, mainly including life insurance, injury insurance, and hand-banquet health insurance.

Life insurance is insurance that takes the life of the insured as the subject matter of insurance and the life or death of the insured as the condition of payment.