Can my son buy a house when he is over 18 years old?

The son can buy a house when he reaches the age of 18, because he already has full civil capacity in law when he reaches the age of 18.

However, if you want to apply for a loan, in addition to the age requirement, you also need to have a stable job and income, so you have the right to buy a house at the age of 18, but at the same time you must meet the local housing purchase policy and loan requirements.

What parents need to pay attention to when buying a house for their children.

1. Parents need to sign a gift agreement to buy a house for their children, especially if the children are married, according to the Marriage Law.

It is stipulated that after the unilateral parents contribute to the purchase of a house and sign a gift agreement, it will be counted as the personal property of the child, and there is no need to divide it in the event of divorce.

2. Parents buy a house for their children, and if the children are preparing to get married, it is recommended to have a real estate certificate.

Write the names of your parents on them and sign a gift contract after getting married.

Because if the name of the marriage partner is added to the real estate certificate, it will become the joint property of the young couple.

3. If the parents are buying a marriage house for their children, but do not want to be recognized as joint property, in order to avoid unnecessary disputes, pay attention to the purchase invoice, including the purchase contract.

Payment vouchers, mortgage contracts, loan repayment vouchers, etc.

4. When parents buy a house for their children, it is best to pay the payment method and repay the loan through bank transfer, so as to divide the property in the divorce.

, the transfer record can be used as favorable evidence to prove that the property is only funded by the parents, otherwise it will be difficult for the court to judge.

OK. According to Article 11 of the General Principles of the Civil Law of the People's Republic of China, "a citizen over the age of 18 is an adult with full capacity for civil conduct, can independently carry out civil activities, and is a person with full capacity for civil conduct."

However, the following conditions must be met to apply for a mortgage: 1. Have sufficient down payment (at least 30% down payment for the first home; At least 60% down payment for a second home);

As a natural person who has reached the age of 18, he can buy a house, but if he needs a loan, he cannot provide a monthly income greater than the loan amount, and he needs his parents as a guarantor, and the down payment is more than 6%.

It is possible to buy a house at the age of 18, and citizens under the age of 18 can also buy a house, but there are special requirements in certain cases:

1. Citizens under the age of 18 need to be accompanied by a guardian to purchase real estate, and young citizens who cannot sign must have a guardian sign the contract on their behalf.

2. Citizens under the age of 18 are not allowed to apply for housing loans.

3. After purchasing a house, the buyer shall not ** real estate before reaching the age of 18 Legal basis of the "General Principles of the Civil Law of the People's Republic of China": Article 11 Citizens over the age of 18 are adults with full civil capacity, can independently carry out civil activities, and are persons with full civil capacity. Citizens over the age of 16 but under the age of 18 who rely on their own labor income as their main livelihood shall be regarded as persons with full capacity for civil conduct.

Article 12: Minors over the age of 10 are persons with limited capacity for civil conduct, and may carry out civil activities appropriate to their age and intelligence; Other civil activities shall be carried out by his legal **person**, or with the consent of his legal **person. A minor under the age of 10 is a person with no capacity for civil conduct, and his legal **person** civil activities. Article 14 of the "Housing Registration Measures" The guardian of a minor shall apply for registration on his or her behalf.

Where guardians apply for housing registration of minors on their behalf, they shall submit materials proving the guardian's identity; Where an application for registration is made for the disposition of a minor's house, a written guarantee for the minor's interests shall also be provided.

Commercial banks have corresponding requirements for the age of applicants for housing loans, the minimum borrower needs to be 18 years old and have full civil capacity, the maximum age of male borrowers cannot exceed 60 years old, the maximum age of female borrowers cannot exceed 55 years old, and the maximum age of 65 years old.

In order to ensure the borrower's ability to repay, the borrower's current age, plus the loan term, can not exceed the bank's upper limit on the loan age, therefore, it is more and more difficult for modern people to buy a house, and when they are older, they can't buy a house, and when they are younger, there is no down payment at all, so the life of the poor is really difficult.

18-year-old can take out a loan to buy a house, and buyers who apply for a mortgage need to meet the following conditions:

1. A natural person who has reached the age of 18 years and has full capacity for civil conduct and bears full civil liability, and has a permanent residence registration of urban residents or a legal and valid residence identity certificate;

2. Have a stable job and income;

3. Have the ability to repay the principal and interest of the loan on time;

4. There are assets approved by the lending bank as collateral or pledge, or (and) there is a guarantor who meets the specified conditions to guarantee it;

5. There is a contract or agreement for the purchase of housing;

6. When applying for a loan, if you have a deposit of not less than 30 funds required for the purchase of housing in CCB, and apply for a policy-based personal housing loan, you should deposit the housing provident fund in CCB according to the regulations;

7. Other conditions stipulated by the lending bank.

How to get a loan to buy a house at the age of eighteen?

1. When choosing a property, you should focus on understanding this aspect. When buyers learn that some projects can apply for mortgage loans in advertisements or through the introduction of sales staff, they should also further confirm whether the property developed and constructed by the developer has received the support of the bank to ensure the smooth acquisition of the mortgage loan.

2. After confirming that the property he chooses is supported by the bank's mortgage, the buyer should learn about the bank's regulations on the buyer's mortgage loan support from the bank or the law firm designated by the bank, prepare relevant legal documents, and fill in the "Mortgage Loan Application".

3. After signing the house purchase contract and obtaining the voucher for paying the house payment, the buyer shall sign the "Building Mortgage Loan Contract" with the developer and the bank with the relevant legal documents stipulated by the bank to clarify the mortgage loan amount, term, interest rate, repayment method and other rights and obligations. Buyers, developers and banks should go through the mortgage registration and filing procedures with the real estate management department with the "Building Mortgage Loan Contract" and the house purchase contract.

Hello, you can buy a house, because you are 18 years old and have full civil capacity in law, and you have the right to buy a house, but if you want to apply for a loan, in addition to the age requirement, you also need the applicant to have a stable job and income, so you have the right to buy a house at the age of 18, but at the same time you have to meet the local house purchase policy and loan requirements.

You can buy a house, because you are 18 years old and have full civil capacity in law and have the right to buy a house, but if you want to apply for a loan, in addition to the age requirement, you also need the applicant to have a stable job and income, so you have the right to buy a house at the age of 18, but at the same time you must meet the local housing purchase policy and loan requirements.

2. What should parents pay attention to when buying a house for their children?

1. Parents need to sign a gift agreement for their children to buy a house, especially if the children are married, according to the provisions of the Marriage Law, if one parent contributes to the purchase of the house, after signing the gift agreement, the children's personal property is counted, and there is no need to divide it in the divorce.

2. Parents buy a house for their children, if the children are preparing to get married, it is recommended to write the names of the parents on the real estate certificate, and sign the gift contract after marriage, because if the name of the marriage object is added to the real estate certificate, it will become the common property of the young couple.

3. If the parents are buying a marriage house for their children, but do not want to be recognized as joint property, in order to avoid unnecessary disputes, pay attention to the purchase invoice, including the purchase contract, payment voucher, mortgage contract, loan repayment voucher, etc.

4. When parents buy a house for their children, it is best to pay the payment method and repay the loan through bank transfer, so that when the property is divided in the divorce, the transfer record can be used as favorable evidence to prove that the property is only contributed by the parents, otherwise it is difficult for the court to judge.

You can buy a house at the age of 18, but it is best to wait for yourself to become financially independent, and it is best to save money to buy a house by yourself, so as not to increase the burden on your parents.

Yes, you are already an adult at the age of 18, and you can buy a house as long as you have enough funds to afford it.

You can buy a house at the age of 18, even if you are under 18 years old, you can go through the procedures for buying a house accompanied by a guardian;

If the full payment is very easy to go through the procedures for buying a house, but if you want to apply for a loan to buy a house, you also need to have a stable work unit and proof of income.

At the age of 18, if you have the financial means, this is of course possible to buy a house, and if you need a loan, it may not be so easy.

Yes, because you have reached the legal age, in fact, parents can buy a house in your child's name when you are young, but it is more troublesome to sell the house, and you have to wait until the child is eighteen years old to the legal age.

Just turned 18 years old to buy a house.

The sales office publicizes whether the documents are complete and the quality of the house. Once the contract is signed, it will have legal effect unless the terms of the contract violate the law. Payment, payment must have a notice.

To apply for a loan, before applying for a loan, the buyer needs to go to the bank to check the personal credit report; Finally, it is necessary to pay the relevant taxes, collect the house, renovate and move in, and apply for the real estate certificate.

Article 30 of the Administrative Measures for the Sales of Commodity Housing shall deliver the commercial housing that meets the conditions for delivery and use to the buyer on time in accordance with the contract. If it fails to deliver on time, the real estate development enterprise shall bear the liability for breach of contract.

I think as long as you're an adult. Then you can buy a house, after all, you are an adult when you turn 18. If you have this condition, I think you can still buy it. If you are under the age of 18, you should not have an ID card.

18 years old can buy a house. As long as you buy a house with cash, it doesn't matter how old you are. If you're taking out a loan to buy a house, you probably won't. Because you don't have an economy, banks generally can't lend to you.

You can buy a house at the age of 18, and you are already an adult when you reach the legal age, and if the economy allows, you can buy a house of your own.

You can buy a house, if the payment method is a one-time basically no problem, the bank loan depends on whether the bank review is strict, you need to talk to the sales department about this problem.

Yes, as long as it is paid in full, it is no problem, if you take out a loan to buy a house, you must have a stable income, and some banks also require people of your age to have a guarantor before you can lend.

A house is a type of property, and there is no age limit to the purchase of property. It is possible to own property as long as you have citizenship.

18 years old can buy a house. The premise is that you don't take out a loan. case. Economic conditions allow.

At the age of 18, he is already just an adult, and theoretically speaking, he can buy a house.

You can buy a house if you are 18 years old.

Legal analysis: Yes, citizens under the age of 18 can buy a house, but there are special requirements under certain circumstances: 1. Citizens under the age of 18 need to be accompanied by a guardian to buy a property, and young citizens who cannot sign must be signed by a guardian on their behalf.

2. Citizens under the age of 18 are not allowed to apply for housing loans.

Legal basis: Article 19 of the Civil Code of the People's Republic of China Article 19 Minors over the age of eight are persons with limited capacity for civil conduct, and the implementation of civil juristic acts shall be carried out by their legally-prescribed **person** or with the consent and retrospective recognition of their legally-designated **; However, they may independently carry out civil juristic acts that are purely beneficial or that are appropriate to their age and intelligence.

Can minors buy a house? Buying a house is certainly no problem! The law does not limit the age of the buyer, so parents can buy the property in the name of a minor.

It's just that when signing the contract to buy a house and registering the ownership of the house, it needs to be handled by the legal guardian of the minor! Whether it is purchased with their own funds or if the parents pay for the purchase of the house and fill in the name of the minor child, the procedure is no different from the general process of buying a house, but when signing a contract with a minor, the legal guardian must be present, and the legal guardian must purchase the property on his behalf and sign the relevant contract text.

1. When signing the real estate sales contract, fill in the name of the buyer as the name of the minor, and indicate the name of the guardian (generally both parents need to sign, except for the death of one parent or inability to guardianship).

2. When handling the transaction transfer, it is necessary to submit the proof of guardianship. Generally, it is the minor's birth certificate or the only child certificate, the guardian's ID card, and if the guardian is a person, a notarized guardianship certificate must also be submitted to prove the guardianship qualification of the minor.

3. Although the name of the owner of the house (i.e. the minor) and the name of the minor's guardian are not only recorded in the purchase contract and the real estate certificate, but the guardian does not enjoy the ownership of the house. The above is Yueyang Helenbergh's summary of whether minors can buy a house and how to buy a house, I hope it will help you.

Minors can buy a house, and the law does not limit the age of the buyer, so it is in line with the regulations to buy a house in the name of a minor. However, when signing the contract for buying a house and registering the ownership of the house, the minor cannot conduct the transaction alone, and the legal guardian of the minor needs to handle it. Legal basis:

Article 19 of the Civil Code provides that minors over the age of eight are persons with limited capacity for civil conduct, and the implementation of civil juristic acts shall be carried out by their statutory ** person ** or with the consent and recognition of their legal ** person; However, they may independently carry out civil juristic acts that are purely beneficial or that are appropriate to their age and intelligence.