The difference between China Merchants Young Youth Card, Black Gold Card and Puka

At present, CMB Young Card (Youth Version) is a UnionPay Gold Card. To understand the difference between a credit card gold card and a basic card:

The application requirements for the Gold Card are higher than those for the General Card (including job stability, income, and other financial resources, etc.). In terms of quota, the credit limit of the gold card is usually higher than that of the ordinary card (the maximum credit limit of the gold card is 50,000 yuan; The maximum amount of ordinary card is 10,000 yuan). Except for the annual fee (300 yuan per year for gold card and 100 yuan per year for ordinary card), the usage method is the same.

In addition, the gold card symbolizes honor and glory and highlights status. Gold cardholders can enjoy more benefits and convenience. For example, overseas, we provide free emergency replacement cards and other services for Gold Card holders.

CMB Young Card (Youth Edition) is a UnionPay Gold Card.

1. Annual fee waiver policy: unconditional reduction in the first year, 6 times of card swiping is exempt from the annual fee of the next year, and so on.

2. Cash advance limit: 100% of the credit limit.

3. Interest-free period: 18 days to 49 days.

4. Consumption verification method: signature, signature + password.

5. Revolving credit interest (daily interest): Interest is charged daily.

6. Consumption SMS notification fee: Free SMS notification for consumption of more than 100 yuan, no notification for consumption less than 100 yuan.

7. Minimum repayment: 10% of the amount owed.

8. Billing date: The day of each month is the billing date, and the billing date can be adjusted after opening the card, and it can be changed once after half a year.

9. Online payment: After the user opens the online payment function, he or she can set the cumulative consumption limit by himself, and when the consumption accumulates to the limit, he needs to reset it, and the previous cumulative record will be cleared.

1. Points. 1. Points method: 1 km 18 yuan, 20 yuan 1 point, 1 point 20 yuan.

2. Validity period of points: Valid forever.

2. Staging. 1. Installment application: Call the customer service of China Merchants Bank; The application period is from the day after the current bill date to two business days before the due date of repayment.

2. Installment type: single installment, bill installment, shopping mall installment, online installment, mail order installment, shopping installment, TV shopping installment, car purchase installment, home improvement installment, group installment.

3. Installment amount: The minimum amount is RMB 1,000.

4. Installment rate: 3 periods: 6 periods: 12 periods:

5. Deduction method: one-time payment.

6. Early repayment regulations: It can be repaid in advance, but the handling fee collected will not be refunded.

China Merchants Bank-Young Card (Youth Edition).

China Merchants Bank-Young Card (Youth Edition).

Encyclopedia - CMB Young Card.

China Merchants Bank's Youth Card Black Gold Card is a credit card designed for young people under the age of 30, graduated after 2003, with a bachelor's degree or above recognized by the State Education Commission, and have a stable job.

The limit of CMB credit card gold card is 10,000 to 50,000 yuan, and the fixed limit of the credit card applied by customers is comprehensively assessed according to the information submitted, and the final review result shall prevail.

China Merchants Bank Youth Card Black Gold Card Features:

1. Double points for birthday month: The main card holder can enjoy double points for consumption with young card (youth version) in the month of his birthday, and the upper limit of reward points is 2,000 points; 2. The first cash withdrawal of each calendar month will be exempted from the handling fee (subject to the date of credit), and the handling fee for the excess part is the same as that of the standard card; 3. Up to 100% cash withdrawal limit; 4. Only customers under the age of 30 can apply.

China Merchants Bank Youth Credit Card Black Card Application Requirements:

1. Have a valid identity certificate.

2. Proof of repayment ability recognized by China Merchants Bank.

3. It is best to have personal assets such as real estate certificates and other relevant materials to prove that it has good earning capacity.

4. Good credit qualification.

It's a Puka, not a Gold card.

China Merchants Bank Young Card is a RMB credit card launched by China Merchants Bank that can only be handled by non-student customers under the age of 30. The annual fee waiver policy, there is no difference in the first year of unconditional reduction and exemption of China Merchants Bank credit card ordinary card gold card, the limit is from 3,000 to 10,000, and the annual fee is waived for six times, and the annual fee for the next year is waived for six times, and so on.

Cash advance, 50% of the credit limit; Interest-free period: 18 days to 49 days; Its main features are that the cash advance limit is 100% of the credit card limit; Points are doubled for the month of your birthday. Principal Card Annual Fee:

Puka annual fee of 100 yuan; Consumption verification method: signature, signature + password.

This China Merchants Bank credit card, is 100% cash, every natural month, the first cash withdrawal is free of handling fees, card level, I personally applied for a gold card level credit card, and often swipe the card, the indefinite bills are repaid, the speed of the increase is also relatively fast, it has been used for a year, and the amount has been raised by 7,000.

It doesn't make much sense, now the gold card is rotten on the street. It is said that it is a gold card, and the rights and interests are at most a general card, and they are all playing word games.

I have one, I have a gold card, 100% cash, it's you.

It's a Puka, not a Gold card.

China Merchants Bank Young Card.

It is a credit card launched by China Merchants Bank that can only be handled by non-student customers under the age of 30, which is a general card. The annual fee waiver policy, there is no difference in the first year of unconditional reduction and exemption of China Merchants Bank credit card manuscript group Puka Gold Card, the limit is 3,000 or 10,000, all of which are free of annual fee for six times, free of annual fee for the next year for 6 times, and so on.

Cash advance, 50% of the credit limit; Interest-free period: 18 days to 49 days; Its main feature is that the cash advance limit is a credit card limit.

100%; Points are doubled for the month of your birthday. The annual fee of the main card is Zen orange: the annual fee of Puka is 100 yuan; Consumption verification method: signature, signature + password.

The quota of CMB Youth Card Black Gold Card is related to the user's personal qualifications, credit status, income, etc., and the limit is different for users with different conditions. Usually, the limit of the black gold card of China Merchants Bank Youth Card is between 10,000 and 50,000 yuan, and the specific amount is subject to the actual amount issued by China Merchants Bank.

The annual fee for China Merchants Bank credit card is 100 yuan for ordinary cards and 300 yuan for gold cards. The annual fee is charged annually, and if you apply for 2 cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1 2 of the first card. The annual fee is calculated from the date of card issuance (the expiration date under the credit card number, the previous date is the date of issuance), not a natural year.

Look at what proof you provide, it is generally a card with a limit of 3000, a card with the minimum amount issued by China Merchants, a young card, a card for young people under the age of 30, this card is only a general card, and it can be fully overdrawn, for example, you have a China Merchants Gold Card 1w, and then apply for this kind of card online, and the card will be issued to you, the lack is not 10,000 limit, only 5000, but you can withdraw 5000 in full, can you understand, because the card that can be 100% overdrawn cannot give you a large card, and it is only ** Minghe work card, this is the basic standard for applying for a card, there is no substantial intake, real estate, **, fixed assets, there are bricks is the last word, this is repayment, basic conditions, but the minimum 3000 is there, and the maximum amount can be increased to 5w