China Merchants Bank YOUNG Card Cancellation Problem Urgent !!!!!!!!

Hello, please rest assured that the credit card you apply for will not charge an annual fee before the card is opened. If you need to, you can log in to your credit card**.

If the card has been opened, after the credit card account is settled, please call the customer service **4008205555, enter your ID number or card number and inquiry password according to the voice prompts, and then select "9" to transfer the service specialist to cancel it for you. Logging out is free of charge.

If you want to know more, you can consult any information you want to know about China Merchants Bank credit card services through QQ or WeChat**. Method 1: Search for 4008205555 in QQ Corporate Friends and add China Merchants Bank Credit Card Center as a friend; Method 2:

You can cancel the card if you don't open it! There is no impact on credit!

The annual fee for the first year has been waived! So if you don't plan to use it, then hurry up and sell it, otherwise it's time to charge the annual fee for the second year! However, now China Merchants Bank swipes the card 6 times and waives the annual fee for the next year, you can also consider staying!

If you really plan to cancel the card, then you can fix the ** 8008205555 (free) to enter the manual agent to cancel the card!

If you don't plan to use it, don't open a card, just hit ** to cancel it, the annual fee will be waived for the first year, and the annual fee for next year will be directly deducted in the 12th month after the card is issued. Cancelling a card will not affect your credit history.

1.Unused Young cards must be cancelled within 12 months of card issuance, otherwise an annual fee will be charged for the second year.

2.The unused young card can be cancelled directly: 8008205555, 1,704, do as I say, because your card has not been opened, and it cannot be directly transferred to the manual.

The bill date is fixed, you say that the bill will come on the 15th, is it clearly written on the 15th? Then the billing date will be the 15th of each month.

The minimum repayment amount also includes your interest, the interest rate is 5/10,000, your consumption is 4,000 yuan, and you repay the loan on the 22nd, and the interest during this period is 4,000 times the date multiplied by the interest rate, and then by the statement date if you do not repay, this period is (4,000-400) multiplied by the date multiplied by the interest rate.

Repayment order: The first repayment is the bill amount, if the bill amount is paid in full, then the handling fee and interest will be repaid first, then the cash principal will be prepaid, and finally the card consumption.

1. Please pay off all the arrears as soon as possible.

2. If you want to check your credit history, you can go to the central branch of the People's Bank of China where you are located with your ID card.

3. You should be mentally prepared, this situation may have been recorded in the personal credit base of the People's Bank of China, and generally this bad record will be maintained for 2 7 years, and there is no detailed statement in China. The consequence is that your credit card and credit business will be affected for a period of time in the future; It is unclear whether this will affect other aspects, such as future business operations, as credit history is also a nascent matter. In the case of good performance, the bad record can be revoked, but the operation method needs to be specifically consulted with the staff of the People's Bank of China.

If you use a copy of your real ID card when you apply for a card, it can still be solved.

1.If the card has been issued and the card letter has been sent:

You can call 8008205555 and then connect to the agent with your ID number, tell him that the billing address was incorrect, and ask to change the billing address and remail the credit card (it's all free).

After you receive your credit card, cancel it if you want to cancel it; If you don't want to cancel the card, you can play again** to correct the information that was filled in at the time!

2.If you don't know whether it is done, you can also check the progress of your card application through the ** ID number of the 8008205555, if the card is still in the process of processing, as long as you transfer to manual cancellation of the card; If the card has already been passed, it will be dealt with in the first case!

ps: Then you tell the customer service that only your name and the last signature on the original form were filled in by yourself, and the rest may be filled in by the sales, you see how he handles this situation (I guess if you say so, either help you with the address, or the bank may initiate a frozen card, but the latter is less likely).

Hit ** to overcome the cancellation card and try.

Ha, it's for gifts

If the bank can't find the credit card business, you should call ** inquiry: 8008205555Check the status of your application. If you approve it, you will have amnesia or something, and see if you can cancel it without opening the card.

I have a classmate who did.

It shouldn't be the case you said. Her family's conditions are very average, and if she is approved at what level, she will not necessarily be approved.

Your watch is finished, don't worry, it seems that the general seems to have been approved.

I didn't apply for the junior year of our dormitory, and I applied twice, I think it still depends on your family income, so if you really want to do it, it's better to write higher!!

1. The annual fee for the first year is directly waived for the Young card of China Merchants Bank, and the annual fee for the next year is waived for 6 times of the card. (Online transactions count towards the number of card swipes, but do not earn points.) Cash-out transactions do not count).

The first year is defined as 12 months from the date of issuance.

2. If the card is not activated or does not meet the bank's requirements within the first year, the annual fee of RMB 100 will be deducted in the 13th month of card issuance. Delinquent annual fees can affect an individual's credit history.

3. Call 800-820-5555 or 021-38784800 as soon as possible to transfer to manual service according to 1-9 to check whether the annual fee is incurred, and you can negotiate with customer service to reduce or reduce it by swiping the card once or several times.

4. It is recommended that the credit card that you do not plan to use in the future should be cancelled within 12 months of issuance as soon as possible to avoid unnecessary fees and overdue records.

You don't have to pay, you can consult the China Merchants Bank Credit Card Center.

That's the card I use.

The first question is that you can repay the loan online, or ask a classmate from other places to help you repay it, and you transfer the money to someone else's card and let someone else help you repay it.

2. ATMs of different banks are not allowed to transfer money, that is to say, inter-bank transfer does not support 3, online banking repayment you have to go to China Merchants Bank ** to take a closer look, bind the young card to your other bank cards, automatic repayment or manual repayment, the handling fee depends on the bank's regulations.

4, my card is also 3000, but only 1500 can be withdrawn, you save 100, which means that your withdrawable amount and disposable amount have become 1600, 1500 + 100

ok？？？

1. You can **ask China Merchants Bank 8008205555 If you deposit money in the card and spend less than 100 on the card, he will help you directly deduct it If it is higher than 100 and you don't repay it, you are in arrears.

1.The difference between the accounting date and the repayment date is generally about 20 days, depending on the bank, you can call the bank customer service to ask clearly, so that you can use the card to consume in the future, because the credit card interest-free policy is still more attractive;

2.Cash withdrawals cannot be made in installments;

3.The daily interest rate is 5/10,000, calculated at 3,000;

4.10% of the full amount, i.e.: 3000 * 10% = 300 Counting the interest 3000 * to add a calculation formula to you, that is, the total amount of money you need to pay:

3000 + 3000 * 1% (for handling fee) + number of days).

Take a friend's example. For example, if you withdraw 1000 cash this month, the full amount of 1015 yuan (including handling fee and interest) and the minimum repayment amount of 115 yuan (i.e. 1000 10% + 15) will be listed on the bill day. When the next instalment comes, you can continue to repay the minimum repayment amount and continue the cycle.

Calculate the specifics yourself, I hope it will help you.