What to do if the company does not pay into the employee s medical insurance

If you don't pay medical insurance, you can buy one yourself, and simple medical insurance is not expensive.

When employees join the company, the company must pay five insurances in a timely manner in accordance with relevant regulations, including employee pension insurance, employee medical insurance, unemployment insurance, work-related injury insurance and maternity insurance, which need to be purchased at the same time, so a certain insurance cannot be purchased separately.

Therefore, the probability of not paying medical insurance is very small, because the social security department itself has regulations, and the work unit must pay five insurances in accordance with the regulations, and the five insurances are collectively referred to as social security. However, there are also this cases in life, but a few, if this happens, it can only indicate one situation, that is, the company does not pay social security for employees, which will cause you a lot of losses.

From a practical point of view, if you are hospitalized during your work, if you do not participate in medical insurance, it means that you cannot enjoy the treatment of medical insurance, which will cause you economic losses, not to mention that you do not participate in medical insurance and will definitely not have medical protection, so whether you go to the pharmacy to buy medicine or outpatient medical settlement, you can not enjoy a certain amount of normalcy without a medical insurance card, and you can only pay for it yourself.

From the perspective of time, medical insurance needs to be paid for a certain number of years, that is to say, in the cumulative payment period of about 25 years, you can apply for medical insurance retirement to enjoy lifelong free medical insurance reimbursement treatment, of course, if you do not participate in insurance, it is obvious that you can not enjoy medical insurance, which is a long-term economic loss for you. Of course, this situation can allow the Labor Inspection Brigade to intervene to investigate the matter.

If this situation does exist, you can order the employer to pay you this part of the medical insurance, of course, the previous medical insurance is not able to make up for it, you can only pay it from now on, and pay the corresponding fees from now until retirement.

Under the current epidemic situation, many enterprises have encountered difficulties in their operations, so local governments have also introduced some preferential measures. For those who are unable to pay employees' medical premiums and maternity insurance premiums on time due to the impact of the epidemic.

can postpone payment to three months after the epidemic is lifted. Within three months after the epidemic is lifted, those who pay the full amount of employees' medical premiums and digging trillions of maternity insurance premiums will be entitled to employees' medical insurance and maternity insurance benefits according to regulations.

It does not affect the personal rights and interests of insured employees.

Visible, medical insurance.

If the enterprise does not pay for the employee, it is illegal, you can go to the labor and social security agency to complain, or you can directly go through the legal procedures to punish the enterprise and recover its own interests.

The role of medical insuranceMedical insurance is to reimburse us for expenses when we see a doctor and buy medicine in designated hospitals and pharmacies. Generally speaking, employees can enjoy free medical insurance for 15 years, and the reimbursement ratio and amount are higher than that of resident medical insurance.

To be higher, the reimbursement ratio for retirees is higher than that for active personnel. Bring your health insurance card with you every time you go to the hospital.

It will be automatically reimbursed every time you swipe the card, which is very convenient.

If the medical insurance payment is interrupted, the medical expenses of the next month will not be reimbursed after the payment is interrupted in the current month. If I don't pay my social security in March, I won't be able to use medical insurance to reimburse my expenses if I get sick and be hospitalized from April. But fortunately, most areas have a 3-month buffer period, but if the payment is not made within 3 months, the previous medical insurance payment period will be recalculated, and the medical expenses will be reimbursed after half a year.

If our employer does not pay medical insurance for employees, then as a worker, we should file a complaint with the corresponding legal agency, and then there will be a special person to solve the problem for us. When we encounter all kinds of illegal behaviors in our work, then we all have certain rights to complain to the relevant legal departments, so as to better protect our rights and interests. <>

Normally, the unit we work for is required to pay a certain amount of medical insurance to our employees, which is also stipulated by relevant laws, so if we do not encounter this kind of treatment, then we must complain to the relevant departments in time. In life, many people will choose to buy medical insurance products, because these products can reduce our life burden, when we encounter a variety of unexpected situations, we can appeal to the corresponding insurance company. In this way, we can get some compensation and we can spend a little less on medical expenses.

For any kind of unit, it is necessary to apply for medical insurance for the employees in the unit, so as to better protect the quality of life of employees. Medical insurance can provide a lot of convenience for our lives, when we apply for medical insurance, we should also read the relevant content, in the medical insurance contract, for various precautions, we have to understand. We need to have an in-depth understanding of medical insurance, so that we can know how to solve various situations when we encounter various situations.

Almost everyone buys a medical insurance for themselves, and buying a medical insurance can improve our quality of life and provide a better guarantee for our lives. When we sign the insurance contract, we should also pay attention to how long the term of this insurance is, and how much the fee needs to be paid, we should also choose according to our actual situation.

You should protect your consumer rights and seek legal help to protect your own interests.

The best way is to negotiate with the company and ask them to pay the insurance, if the other party does not pay, you can apply for labor arbitration, and you can directly sue the company in court, and you can get the desired result.

In the face of this situation, you can communicate with the HR department, and if the other party's attitude is very tough, you can file a complaint with the labor bureau at this time, because this statement has violated the labor law.

Employees should go to the labor bureau to complain to the company, because we have clear rules that if you work in the company, you should pay the employee insurance.

1. What should I do if the company does not pay medical insurance?

Generally speaking, employee medical insurance is paid together with employee social insurance, and if the employer refuses to pay medical insurance to employees, it is likely that other social insurance has not been paid. Employees can protect their rights and interests in this way:

First, negotiate or negotiate with the unit. If the employer does not handle social insurance for the employee, the employee can report to the labor union of the unit and request the union to negotiate with the management of the unit to resolve the issue.

Second, initiate labor arbitration. If the problem cannot be solved through negotiation with the company, it can file an arbitration with the local labor arbitration department.

Clause. 3. Filing a lawsuit. If the employer is dissatisfied with the arbitration result or refuses to perform the arbitration decision, it may file a lawsuit with the local people's court in accordance with the law.

Second, is it legal for the company not to pay medical insurance?

It is illegal for the company not to pay medical insurance, but this probability is very small, because the social security department has already clearly stipulated that the unit must purchase social security for employees, that is, five insurances.

If this situation really occurs, then the employer will be punished accordingly, for example, if the employer fails to pay social insurance in full, then it can also apply to the court to seize and auction the property of its social insurance premiums.

If this situation really exists, you can ask the employer to pay to the employee, of course, the previous medical insurance cannot be paid, and you can only pay it from now on.

3. Is it normal not to pay medical insurance during the probation period?

Failure to pay medical insurance during the probationary period is also non-compliant, and some employers may refuse to purchase social suspect insurance for employees on the grounds that the employee is in the probationary period, which is actually non-compliant, even if it is a probationary period, it is also necessary to purchase.

According to the relevant regulations, the employer shall apply to the social insurance institution for the relevant social insurance registration within 30 days from the date of employment, and the non-handling agency shall verify the social security fees to be paid.

If the employer fails to register for social security and refuses to make corrections, the employer will be fined not less than one time but not more than three times, and the person in charge who is directly responsible for Qin Haoshu and other directly responsible personnel will be fined not less than 500 to 3,000. Therefore, in the face of illegal situations, everyone must have the courage to defend their rights and interests.

Legal basis: Article 84 of the Social Insurance Law of the People's Republic of China.

If the employer fails to register for social insurance, the social insurance administrative department shall order it to make corrections within a time limit; If the employer fails to make corrections within the time limit, the employer shall be fined not less than one time but not more than three times the amount of social insurance premiums payable, and the person in charge who is directly responsible and other persons directly responsible shall be fined not less than 500 yuan but not more than 3,000 yuan.

Summary. If you do not pay pension insurance and medical insurance, you can file a complaint with the competent labor inspection department. If the employer does not pay medical insurance, and the employee claims to enjoy benefits, he or she may apply to the labor dispute arbitration commission for labor arbitration.

Article 11 of the Regulations on Labor Security Supervision The labor and social security administrative departments shall carry out labor security supervision on the following matters:

7) The employer's participation in various social insurances and payment of social insurance premiums; Article 2 of the Labor Dispute Mediation and Arbitration Law This Law shall apply to the following labor disputes between employers and employees within the territory of the People's Republic of China: (4) Disputes arising from working hours, rest and vacation, social insurance, welfare, training, and labor protection;

What should I do if the company does not pay medical insurance to employees?

If you do not pay pension insurance and medical insurance, you can file a complaint with the competent labor inspection department. If the employer does not pay medical insurance, and the employee claims to enjoy benefits, he or she may apply to the labor dispute arbitration commission for labor arbitration. Article 11 of the Regulations on Labor Security Supervision The labor and social security administrative departments shall carry out labor security supervision on the following matters:

7) The employer's participation in various social insurances and payment of social insurance premiums; Article 2 of the Labor Dispute Mediation and Arbitration Law of the People's Republic of China The following labor disputes between the employer and the worker within the territory of the People's Republic of China shall be governed by this Law: (4) Disputes arising from working hours, rest and vacation, social insurance, welfare, training, and labor protection;

What should I do if the company does not pay the actual wages to the employees?

Hello, the company does not pay social security according to the actual salary of the employee, you can go to the local labor inspection department to complain and ask for a case to be filed. Use the law to protect yourself.

If you don't go to work in this factory, do you want to write a resignation letter?

How to apply for compensation.

Hello, I want to go through the resignation procedures.

You can apply for arbitration at your local labor department.

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Summary. According to the existing laws and regulations of the People's Republic of China, if the employer has not concluded a written labor contract with the employee for more than one month but less than one year from the date of employment, it shall pay the employee twice the monthly wage. In addition, medical insurance does not entitle you to insurance benefits by paying back premiums after the fact.

If the company fails to pay medical insurance for employees in accordance with the law, then if the employee suffers losses due to illness but is unable to enjoy medical insurance benefits, the employer will compensate the employee for the losses suffered by the employee in accordance with the local medical insurance treatment standards. It is recommended to negotiate with the company first, if the negotiation fails, you can apply to the local labor inspection department for arbitration and claim compensation from the company, and if the arbitration fails, the employee can also directly sue the company in court for compensation.

What should I do if the company does not pay social security to the employee and the employee cannot enjoy medical treatment?

According to the existing laws and regulations of the People's Republic of China, if the employer has not concluded a written labor contract with the employee for more than one month but less than one year from the date of employment, it shall pay the employee twice the monthly wage. In addition, medical insurance does not entitle you to insurance benefits by paying back premiums after the fact. It is the legal obligation of the employer to pay medical insurance for employees on time and in full, and if the company fails to pay medical insurance for employees in accordance with the law, then when the employee is sick but cannot enjoy the medical insurance benefits and suffers losses, the employer will compensate the employees for the losses suffered in accordance with the local medical insurance treatment standards.

If the negotiation fails, the employee can apply to the local labor inspection department for arbitration and claim compensation from the company, and if the arbitration is not successful, the employee can also directly sue the company for compensation.

I fell and injured myself on the way to work, and my employer did not pay social security for me, should I find the company for my medical expenses?

I fell and injured myself on the way to work, and my employer did not pay social security for me, should I find the company for my medical expenses?

Falling on the way to work is a work-related injury, Shan Hengyin coincidentally did not pay you social security, then your medical expenses should be borne by the unit, and the employer should pay you the salary for the period of suspension of work during your vacation, that is, the same salary as your normal work-related shift, rather than calculating the salary according to sick leave, because you are a work-related injury, not your own illness.