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This kind of financial product will be open once a month, if you are in the opening hours**, you need to hold it for 1 month, this 1 month is the closed period, and you can't withdraw the money. You can only sell it when you wait for this 1 month to reach the opening time, or you can hold it all the time and sell it during the open period when you want to sell.
1 month is not a long time, see if you can accept holding it for at least a month.
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Bank of Communications' regular open wealth management is a net-worth wealth management with a set product open period, and investors can only submit applications for subscription and redemption during the open period specified in the product, and will continue to hold them if they do not apply for redemption. Please refer to the brochure of the wealth management product for specific opening hours, and the net value of the share will be announced regularly after the product is established. If you have any questions, you can contact the customer service of Bank of Communications at 95559 for consultation.
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Don't buy it! No interest and no deduction of your money! It won't be automatically redeemed when the time comes!
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The income is still good Take 2w as an example, according to the net value multiplied by the number of your shares, you can get about 66 yuan of income.
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Wealth management is open for three months, and investors can subscribe and redeem at will during the open period, and after the end of the open period, wealth management will enter a closed period, and wealth management cannot do any subscription and redemption operations during the closed period.
Compared with other wealth management, regular open wealth management has better liquidity, which will enhance investors' willingness to invest, and investors with higher liquidity requirements can choose regular open wealth management products.
Extended information: The term "financial management" was first seen at the end of the early 90s of the 20th century according to the statistics of the data center of Zhongyin.com. With the expansion of the domestic first-class bond market, the increasing enrichment of commercial banks and retail business and the increase in the overall income of citizens year by year, the concept of "wealth management" has gradually become popular.
Personal financial management varieties can be roughly divided into personal assets and personal liabilities, such as common assets, bonds, deposits, life insurance, online loans, etc. Personal housing mortgage loans and personal consumption credit belong to the varieties of personal debt.
What is financial management.
When people talk about financial management, what they think of is not investment, but making money. In fact, the scope of financial management is very wide, and financial management is the wealth of a lifetime, that is, the cash flow and risk management of an individual's life. Contains the following meanings:
1. Financial management is the wealth of a lifetime, not just to solve the urgent money problem.
2. Financial management is cash flow management, everyone needs to use money (cash outflow) as soon as they are born, and they also need to make money to generate cash inflow. Therefore, whether you have money or not, everyone needs to manage their finances.
3. Financial management also covers risk management. Because there is uncertainty about more future flows, including personal risk, property risk and market risk, it will affect cash inflows (income interruption risk) or cash outflows (expense escalation risk).
**Able to manage money.
At present, the institutions that can provide customers with financial services mainly include banks, ** companies, investment companies, economic management companies, etc.
1. Bank wealth management.
At present, the wealth management products provided by China's commercial banks are divided into three categories: principal-protected fixed income products, principal-guaranteed floating income products and non-principal-protected floating income products.
2. Corporate finance.
**Wealth management generally includes**, **, commodities**, stock index**, foreign exchange**, etc., individual or institutional investors can choose different financial tools according to their different needs and investment preferences.
3. Invest in corporate financial management.
Investment company wealth management generally includes trust**, **investment, jade, jewelry, diamonds, etc., which requires a higher starting capital and is suitable for high-end financial professionals.
How to manage your money. At present, it is necessary to open a corresponding wealth management account to the bank and ** corporate wealth management. Generally speaking, wealth management accounts opened through banks can handle savings products, bank wealth management products and ** products, and large banks can also purchase treasury bonds through the banking system.
Due to the wide distribution of bank outlets, investment and wealth management accounts opened through banking channels can be handled at the bank counter.
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