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It depends on the culture and region you are in. The definition of "wealthy" can vary in different regions and in different cultures. Generally speaking, people with assets of more than 10 million can be considered relatively wealthy, but not absolutely rich.
In addition, the value of an asset also depends on its ** and its use. If the 10 million is earned by personal hard work and is used to invest and create more wealth, then the person can be considered a rich person. However, if the 10 million is inherited, or used for consumption rather than investment, then the person's wealth may not be as solid as the former.
Therefore, whether a person is wealthy or not needs to be judged by a combination of factors, rather than just the amount of assets.
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can be regarded as a rich person, because most people save 1,000 yuan a month for only 10,000 yuan a year, and it takes 417 years to save enough for 5 million; Save 2,000 yuan a month a year, and it takes 208 years to save enough 5 million; Even if you save 5,000 yuan a month, which is 60,000 yuan a year, it will take more than 80 years to save enough for 5 million, and it will take at least two generations of efforts. So being able to have 5 million assets definitely belongs to the rich.
Although the interest rate on bank deposits is relatively low and getting lower and lower, as long as the principal is large enough, the speed at which money can be made is still terrible.
1 .Deposit period
Now state-owned banks.
The interest rate for a fixed year is only, but if you deposit a fixed term of 5 million for a year, the interest will be: 500 2.1 million.
On average, it is 8,750 yuan per month. The income of the ordinary wage earners in China is between 4,000 and 8,000 yuan. You can think about your income, how much money you spend each month.
In comparison, you will find that 8750 yuan a month is not low. As long as you don't spend money indiscriminately, even in the first-tier big cities, it is enough for daily living expenses.
2 .Purchase of Treasury bonds
It is safe on a regular basis, but the interest rate is relatively low. We can also use the 5 million to buy treasury bonds. Treasury bonds of the first period, three-year interest rate, five-year interest rate.
Moreover, the interest on the treasury bonds can be withdrawn every year. You can think about it, if you have 5 million, buy a three-year treasury bond, and the interest for one year will be: 500 340 170 thousand.
The annual interest is 170,000 yuan, which is more than 10,000 yuan a month. It is safe to say that many people have worked all their lives and have never received such a high salary. In a small city, let alone one person, even a family of three is enough for living expenses.
3 .Purchase large certificates of deposit
For example, local commercial banks now have a large amount of 5 million yuan in long-term large-amount certificates of deposit, which can completely subsidize the interest to about it. 5 million, annualized income, 200,000 yuan of interest in one year. And most importantly, this money is not taxable.
I worked as a branch director (branch president) in a state-owned bank, and I was so tired that I didn't have so much income for a year. Even if it is placed in the front line, it can be regarded as a high income level. Even if you lie down at home every day, you can lie very comfortably.
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No, it's because there are too many rich people in society now, and there are many people whose assets have exceeded 10 billion, so 5 million assets can only be regarded as a middle-class person.
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I think he is a rich man, because 5 million is already a very large number for ordinary people, and many people can't get it in their lifetime, and if he has 5 million assets, his ability is also very good.
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In today's society, many people are under great pressure, and if they can have 5 million assets, they can solve their daily life problems, and they can also use it as capital to invest.
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Spiritual contentment, happiness in the heart. Writer Yang Daxia Yang Ke explained.
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With so much money in personal assets, he is definitely a rich person, and in terms of assets so much money in China, he is definitely a rich person, and basically it can be said that he is among the best, and he is within the top 10%.
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Personal assets of 40 million are considered very rich, just like 10,000 yuan households in the nineties, and now almost every family has so much money, but 4000 is still a lot of money, and ordinary people can't spend it in a few lifetimes.
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If a person's personal assets are 40 million, if they are in a fifth- or sixth-tier city, they must be considered a rich person, but if they are in a metropolis, they are definitely not counted.
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If you have personal assets of 40 million, you should be considered a rich person, and now there should be more people with assets of more than 40 million, but this is also a relatively rich person.
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The personal assets are 40 million, even if it is only in a first-tier city, such a level can be regarded as a rich person, surpassing more than 90% of the country's residents.
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The assets you mentioned have reached 40 million, of course, they are all rich people, otherwise if people are tens of thousands of yuan, how can they live, it should be more than 90% of the people, right?
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I think it's a rich person, especially in some remote mountainous areas, it seems to be even richer, 40 million is also a goal that most people can't achieve in their lifetime, as long as they don't squander it, they can live a carefree life for a lifetime.
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There are 40 million personal assets, in our China, we are not considered rich, and there are people who are higher than this.
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If there are 40 million personal assets, of course, they are considered rich, and I think if the assets reach several million, they should be considered rich.
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With a personal asset of 40 million yuan, he is definitely a very rich person at present.
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With personal assets of 40 million, he should be regarded as a very rich person, and ordinary people don't have so much money.
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If you have a personal asset of 40 million, you are not considered a rich person, and if you have a personal asset of 40 million, you must be a rich person. If the normal consumption is 40 million, the doctor will not be able to spend it all.
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A personal asset of 40 million must be regarded as a rich person, and it is considered to be relatively rich in society, because now it is too difficult to make money, so it is necessary to help the poor.
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A girl born on April 6, 2002, her eldest brother is 7 years older than her, and a woman who is 4 years older than her eldest brother, should she be called an aunt? Hello friend, you can't call you aunt in this case, you generally call each other sister, it's better to do this.
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With personal assets of 40 million, is it considered a rich person? Of course, forget it, let alone 40 million is 4 million, a person can't make so much money in a lifetime, so with so many assets, he must be very business-minded.
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Is 40 million personal assets considered a rich person, in fact, I think that having 40 million personal assets is considered a rich person, in fact, I think that when a personal asset is 40 million, is it considered a rich person? Actually, I think of course you should be rich.
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A lot of property is, of course, rich people, which is unattainable for ordinary people, but for really rich people, these are not considered rich people.
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With personal assets of 40 million, is it considered a rich person? In China, if you have a personal asset of 40 million, you are also a very wealthy person. It also belongs to the rich people.
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For ordinary people, a personal asset of 40 million is considered a rich person. But maybe for some people, having a personal asset of 40 million is not considered a rich person.
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A person's assets are 40 million, which is an astronomical amount for ordinary people, so he must be rich if he has so many assets.
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Not necessarily. It mainly depends on how much net worth you have. A net worth of 30 million is considered rich; If you have 30 million yuan in fixed assets but a lot of debts, it is equivalent to no money.
Fixed assets refer to non-monetary assets held by enterprises for the production of products, provision of labor services, leasing or operation and management, which have been used for more than 12 months and have reached a certain standard in value, including houses, buildings, machines, machinery, means of transportation and other equipment, appliances and tools related to production and business activities.
Extended information: 1. Main characteristics of fixed assets.
1.The value of fixed assets is generally relatively large, the use time is relatively long, and they can participate in the production process for a long time and repeatedly.
2.Although wear occurs in the production process, it does not change its physical form, but gradually transfers its value to the product according to its degree of wear, and its value is transferred to the product after the value transfer.
2. Recognition conditions for fixed assets.
1. The economic benefits related to the fixed assets are likely to flow into the enterprise.
1) When recognizing a fixed asset, the enterprise needs to determine whether the economic benefits related to the fixed asset are likely to flow into the enterprise. In practice, it is mainly determined by determining whether the risks and rewards associated with the ownership of the fixed asset have been transferred to the enterprise.
2) Under normal circumstances, obtaining the ownership of fixed assets is an important indicator to judge whether the risks and rewards related to the ownership of fixed assets are transferred to the enterprise. Any fixed asset that has been owned by the enterprise, regardless of whether the enterprise receives or owns the fixed asset, can be regarded as the fixed asset of the enterprise; Conversely, if ownership is not obtained, even if it is deposited in the enterprise, it cannot be used as a fixed asset of the enterprise. However, whether or not ownership is transferred is not the only criterion for judging.
In some cases, although the ownership of a fixed asset does not belong to the enterprise, the enterprise is able to control the flow of economic benefits related to the fixed asset into the enterprise, in which case the enterprise should recognize the fixed asset. For example, if a fixed asset leased under a financial lease is not owned by the enterprise (lessee), the enterprise (lessee) is able to control the inflow of economic benefits related to the fixed asset into the enterprise, and the risks and rewards related to the ownership of the fixed asset have been substantially transferred to the enterprise, so the first condition for the recognition of the fixed asset is met.
2. The cost of the fixed asset can be reliably measured.
1) The ability to reliably measure costs is an essential condition for asset recognition. In order to recognize a fixed asset, the expenditure incurred by the enterprise in acquiring the fixed asset must be reliably measured. When determining the cost of fixed assets, enterprises sometimes need to make a reasonable estimate of the cost of fixed assets based on the latest information obtained.
If the cost of a fixed asset can be reasonably estimated, the cost of the deemed fixed asset can be reliably measured.
2) If each component of a fixed asset has a different service life or provides economic benefits to the enterprise in different ways, and different depreciation rates or depreciation methods are applied, each component shall be recognized as a single fixed asset separately.
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The so-called rich people's early luck is relative. For example, a person with millions of property and a person with only a few or two hundred thousand are definitely considered rich, but compared with tens of millions, they cannot be considered rich.
In addition, it is related to the region. Three million is not considered a rich person in first-tier cities such as Beijing, Shanghai and Guangzhou, but at most a well-off. But in some economically backward areas, three million can be regarded as a rich person.
A fortune of two million is not considered a rich man.
Property refers to the possession of money, materials, houses, land and other material wealth: state property, private property, and rights with monetary value and protected by law. Broadly speaking, there are three types of property, namely movable property, immovable property, and intellectual property (i.e., intellectual property rights).
Rich people are people who are very wealthy. His name appears every year on the world's richest lists, such as the Forbes Rich List.
Wealthy people refer to people with a net worth of between 10 million and 1 billion yuan, who pay more attention to financial management, and in their asset portfolio, industrial investment, equity investment, and wealth management investment account for one-third each.
The meaning of a rich person is very simple, if you have enough to live, you can be considered a rich person if you have a balance. But being with the rich is not the same thing.
Look at who you compare with, if you compare it with me and other moonlight clans, you can be considered a rich person, if you compare it with a rich man, even if it is a small local rich man, 900,000 deposits cannot be regarded as a rich person.
It depends on the region. Beijing, Shanghai, Guangzhou, and Shenzhen, which is considered to be a medium general hail beam income. If it is a third- or fourth-tier city, it is still a very good income.
If it's all cash or deposits, it's basically enough!
As far as China is concerned, this money can only be regarded as the middle class, not a rich person!
In today's big cities, there are more than one million houses for a single house!
In the countryside, if there is enough homestead and sufficient real estate, the daughter-in-law has already married the family, and there is another 300,000 yuan in her hand, even if she is middle-class, because building a house and marrying a daughter-in-law, any of them, the 300,000 yuan is not enough, and I am really helping you look forward to it, of course, it is equivalent to the salary of migrant workers for a year.
For me, it's a rich man.
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In the past few years, with the development of the economy, housing prices have skyrocketed, and people's family assets have also increased, according to the "2018 China Family Wealth and Health Report", the average total assets of urban households in China in 2018 were 10,000 yuan.
However, China is a vast country, and if you just look at the average number of wealth and housing prices in China, it doesn't make much sense at all, because there are too many differences between different cities in China. Let's take a simple example, the same three cities, one is Beijing, one is Hefei, the other is Tongcheng (county-level city), now there are three people in the above three cities have a set of 100 square meters of real estate, if calculated by the average price, their asset size is about 6 million yuan, 1.6 million yuan, 600,000 yuan, however, if we do not calculate according to the average level, according to the general house ** to calculate, Beijing is now less than 100,000 yuan in fact, especially the location is slightly better, are more than 100,000 yuan, then a 100-square-meter house in Beijing has to be at least 10 million yuan, and a 100-square-meter house in Hefei, if the location is a little good, it should be at the level of 260-3 million yuan, and Tongcheng, as a prefecture-level city, has basically not changed much, and there is no need for much discussion.
Once, 10,000 yuan households were touted by people, and later, millions were called millionaires, but now, the average household assets are more than 1.6 million, and now it seems that multimillionaires are nothing. So, what is the level of joining a person who really has tens of millions of assets in China? How many multimillionaires are there in China today?
According to the data of the central bank, China's per capita savings deposits are 51,931 yuan, but among these per capita deposits, perhaps 90% of the deposits are contributed by 10% of people, and the proportion may be even higher than this. According to the data of China Merchants Bank Private Banking, the scale of China Merchants Bank's private banking is as high as one trillion yuan. This asset size can account for nearly 1 3 of the total assets of its retail customers.
The total number of retail customers of China Merchants Bank is 100 million, while its private banking customers are only 10,000. The proportion of users has nearly 1 3 asset size.
According to the report, the total assets of private banking customers of major banks are rising at an accelerated pace, and now the average total assets of households have reached 10,000 yuan. This also means that as long as it is a private customer of the bank, the assets will basically reach the level of more than 10 million.
According to the data in Hurun's 2018 wealth report, by the end of 2017, a total of 1.61 million families in China had assets of more than 10 million, and 110,000 families had assets of more than 100 million.
It can also be seen from the data that as long as the assets exceed 10 million, it is among the top 1.61 million rich people in China.
Many people may think that there are many multimillionaires around them now, but why is there only 16
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