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Regardless of the city, it is difficult to say, because now the difference in housing prices between various cities is very high, except for the house, if the family has 10 million, it is not said to be rich, but it is also the life of the rich.
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It is definitely above average, because the total assets of 10 million is still very much, and many families cannot have so many assets, which definitely exceeds many people.
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At the upper middle level, being able to have so many assets must be earned by their own hard work and hard work.
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Regardless of the city, the total family assets of 10 million belong to the upper standard of living, this kind of family we are all dreaming of, as long as young people are willing to struggle, they will become a superior standard of living.
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It can be said that it is the middle class, or it can be said that it is the rich class, because in most rural areas, all their family assets do not exceed 2 million, and a family asset is worth just 10 million, which is already a proper rich. To give a simple example, take our Guangxi as an example, we have a lot of rural areas in Guangxi, and all the assets of a family are sold, and they do not exceed 1 million. Of course, the slightly better ones are about two or three million, and as for those with family assets of more than 10 million, they are already proper rich, and they will definitely be envied and hated on our side.
According to China's statistics, at least 600 million people have a monthly income of only 1,000 yuan, which is indeed an astronomical amount of 10 million yuan. <>
According to the relevant statistics made by the banks of my country, there are really not many families with deposits of 2 million, and all the assets of the family are tens of millions, so 100% can be classified into the rich class.
Of course, if it is Beijing, Shanghai, Guangzhou and Shenzhen, then it is another way of saying, because there is a saying in Beijing, Shanghai, Guangzhou and Shenzhen that one million is not rich, and ten million is just starting. Everyone knows the houses in Beijing, Shanghai, Guangzhou and Shenzhen very well, such as Shenzhen, which costs about 80,000 yuan per square meter. A house of more than 100 square meters will cost almost tens of millions, and with the related costs of miscellaneous items, it will definitely exceed 10 million.
For many people who buy houses in Shenzhen, they are taking out loans to buy houses, that is to say, they are ordinary salaried people. Because there are a lot of people who have 10 million assets there, but they don't have a lot of cash flow. <>
There was a taxi driver in Shenzhen who reported such an epigram, what happened to me driving a taxi? I have two suites in Shenzhen. Think about it, two houses, that's more than 10 million. <>
For people with tens of millions of assets who can have a good income in first-tier cities, then it can be said that they are middle class。If he only has assets of 10 million, but does not have a stable job, and cannot bring him additional income, this will inevitably be a headache. Finally, if you compare it from the current salary income, there is an asset value of 10 million, which is also quite enviable, at least you don't have to worry about eating and drinking, and you really can't sell your assets and return to the third and fourth tier cities, which is also a proper rich man.
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Yes, after all, this asset is relatively high, so it is considered middle-class, which can ensure the living expenses of the family.
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It should be considered the middle class, and seeing that the assets are 10 million, it is very good, and it is very rich, and it should also be a high-class society.
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It must not be regarded as the middle class, it should be regarded as a particularly rich person, and there are 10 million in the family, which is really a very rich family.
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Of course, this kind of family can be regarded as the middle class, and such a family is also very famous in the local area.
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It can already be regarded as a middle-class family, because there are many families who do not even have assets of 1 million.
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Five million assets are about the top 20%-25% in the country.
The rank is that your family assets rank 20%-25% in the national family (on average, it ranks between more than 200 million and more than 300 million people).
Anyway, the assets of five million families are counted as middle and lower-class families in the first tier, and ordinary families with houses and cars in the new first and second tiers are counted as good families.
Taking Shanghai as an example, among the 24 million permanent residents and 8 million households, Hurun's 2018 data shows that the total number of households with a net worth of more than 6 million (excluding loans) is less than 600,000 (10,000 households), accounting for about the same proportion of the top 5% of the population in the whole country.
What is the concept of 6 million yuan assets in the world, and when converted into US dollars, it is close to one million US dollars. If this were to be in the United States, families with more than one million assets would certainly be on the wealthy side of the middle class, and these families would not exceed 30% of the entire United States.
There may be a variety of ways to classify and classify household assets. For example, according to the liquidity of property: fixed assets, current assets.
Fixed assets refer to physical assets such as housing, automobiles, and goods; Liquid assets refer to cash, deposits, profits, and profits from investment income.
Liquidity refers to the ability to respond to emergency payments or investment opportunities in a timely manner, or simply the ability to liquidate. Among them, fixed assets can be divided into investment fixed assets and consumer fixed assets.
Such as real estate investment, ** jewelry and other physical objects that can generate income; Consumer fixed assets are essential daily necessities for family life, and their main purpose is to be used by your family members, and generally do not generate income (and can only be depreciated), such as self-occupied housing, cars, clothing, computers, etc.
Household assets can also be classified according to the attributes of assets: financial assets (financial assets), physical assets, intangible assets, etc. Financial assets include liquid assets and investment assets, and physical assets are housing, automobiles, furniture, computers, collections, etc.
Intangible assets are intellectual property rights such as patents, trademarks, and copyrights.
According to the classification method in the Home Finance Wealth Management software, the asset classification is as follows:
Cash and demand deposits (cash, passbook, credit card, personal cheque, etc.).
Time Deposit (Certificate of Deposit in Local and Foreign Currencies).
Investment assets (**, **, foreign exchange, bonds, real estate, other investments, etc.).
Physical assets (household items, homes, cars).
Creditor's rights assets (creditor's rights, trusts, entrusted loans, etc.).
Insurance assets (basic insurance in social insurance, other commercial insurance, etc.).
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The first-tier cities are cities such as Beijing, Shanghai, Guangzhou, and Shenzhen, and more than 50% of the households with total household assets of more than 10 million yuan belong to the middle and lower classes.
Those with family assets of 10 million living in second- and third-tier cities, such as Xiamen, Jinan, Zhongshan, Zhuhai and other second- and third-tier cities, with total family assets of 10 million, belong to the middle class.
The family has assets of 10 million to live in.
Fourth- and fifth-tier cities, such as Dezhou, Chenzhou, Zhoushan, Hanzhong, Tianshui, etc.
In fourth- and fifth-tier cities, those with total household assets of 10 million belong to the wealthy class.
Rich people in cities such as Beijing, Shanghai, Guangzhou, and Shenzhen:
First of all, there are too many rich people in first-tier cities such as Beijing, Shanghai, Guangzhou, and Shenzhen, and there are not a few people with assets of more than 100 million, not to mention 10 million assets? The family's assets of 10 million yuan do belong to the middle and low class in first-tier cities.
The second is that the most valuable family assets living in first-tier cities are real estate, and the housing prices in first-tier cities are 200,000 square meters, and there are not a few houses of 100,000 square meters; That is, a random set of 200,000 and a house of 100 square meters are worth 20 million, and a house of 100,000 square meters is worth 10 million.
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Family assets of 10 million belong to the middle and lower classes in first-tier cities, and family assets of 10 million are in the middle and low class.
Second- and third-tier cities belong to the middle class, with household assets of 10 million.
Fourth- and fifth-tier cities belong to the affluent class. Family assets refer to the property, claims and other rights owned by the family that can be measured in monetary terms.
What kind of class is a family asset of 10 million?
Family assets are acquired through legal means or channels, and they have full legal ownership.
Household assets exist in the form of various physical, financial products, and their value can be estimated or **.
Household assets can be divided into fixed assets and current assets according to the liquidity of property, and can be divided into: financial assets, physical assets, intangible assets, etc. according to the attributes of assets.
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What is the level of household net worth 1000w? Household net worth is the assets owned after removing household debts, such as excluding your mortgage, removing your car loan, and a series of other liabilities. According to the 2020 Hurun Wealth Report, the proportion of households with a net worth of more than 1,000w in the country is 2.02 million.
From a geographical point of view, Beijing, Shanghai, Hong Kong, Guangzhou, and Shenzhen ranked the top five in turn, of which Beijing topped the list with 10,000 households, followed by Shanghai with 10,000 households, and the total number of the top five cities exceeded 920,000, accounting for half of the 2.02 million households. As long as your assets exceed 10 million, you can win over the families of the whole country.
However, in recent years, prices in the country have skyrocketed, and there has been more and more money, but ordinary people have not had much financial growth at all, and most of the money has gone into the pockets of the rich. On March 19, China Merchants Bank's annual report revealed some information about us, which may subvert your imagination. In China Merchants Bank, financial assets greater than 500,000 are Golden Sunflower users, but what are the Golden Sunflower users in China Merchants Bank?
In 2020, the total number of customers of China Merchants Bank was 100 million users, while the number of customers of Golden Sunflower and above was 10,000, accounting for the total number of customers. The point is that the customers here hold a total of 100 million yuan, and the total financial assets of China Merchants Bank are 100 million yuan. In this way, it also means the wealth of the person.
It was said that 20% of people own 80% of wealth, but it turns out that now 2% of people own 80% of wealth.
In such an era of high inflation, people without assets will only be hard-working workers, and they cannot enjoy the express train of asset appreciation, even if you have assets, these assets are pitiful and negligible compared to the rich. Perhaps you can only strengthen yourself through learning, increase your income, and then save some money regularly, waiting for the financial crisis to come, waiting for a wealth restructuring. In the financial crisis, survive and carry out ** at that time, but when the financial crisis will come, no one can predict.
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