-
Chinese life insurance surrender generally arrives in 1 to 3 days.
Business of Chinese Life Insurance:
1.Life insurance.
As the main business of Chinese Life, life insurance services are undertaken by Chinese Life Insurance Co., Ltd., and its business scope covers all areas of life insurance, personal accident insurance, health insurance, annuity and other life insurance. As the largest professional life insurance company in China and the largest in the world by market capitalization, Chinese Life Insurance Co., Ltd. adheres to the belief of "winning the impression with professionalism and sincerity".
2.Property insurance.
Property insurance service is a new main business of Chinese Life, which is undertaken by Chinese Life Property Insurance Co., Ltd., and its business scope mainly includes: property loss insurance, liability insurance, statutory liability insurance, credit insurance and guarantee insurance, agricultural insurance and other property insurance business; reinsurance business for the above businesses, and; Other businesses approved by the China Insurance Regulatory Commission.
Chinese Life Property & Casualty Insurance Company has a complete and leading service system to provide customers with comprehensive, multi-level and professional property insurance protection.
3.Pension insurance.
Endowment insurance service is a new main business of Chinese Life, which is undertaken by Chinese Life Endowment Insurance Co., Ltd., and its business scope mainly includes: enterprise annuity business; personal annuity business; The reinsurance business of the above business, as well as other business approved by the China Insurance Regulatory Commission.
4.Asset management.
Asset management services are one of the main businesses of Chinese Life, which is undertaken by Chinese Life Asset Management, and its business scope includes the management and use of its own funds; entrusted or entrusted asset management business; consulting services related to the above businesses; Other asset management business permitted by national laws and regulations.
5.Overseas insurance.
Chinese Life Overseas Insurance and Asset Management Services are undertaken by Chinese Life Insurance (Overseas) Co., Ltd. **** and Chinese Life Franklin Asset Management****, and its main business includes life insurance, investment-linked insurance, health insurance, retirement plans (provident fund and MPF) and ** management, overseas asset management and investment advisory services for third-party institutional customers.
-
The surrender money of Chinese Life Insurance is transferred to your account by transfer. Generally, it will arrive in 2 to 3 working days at the latest, and of course, if it is fast, it will arrive on the same day.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
-
Chinese Life Insurance.
The details of the surrender are as follows:
First, life insurance generally has a 10-day hesitation period.
Surrender during the cooling-off period can be fully refunded, and surrender outside the cooling-off period will have a certain loss, and only the cash value of the current cash will be refunded.
The cash value contract will be stated in the contract.
Second, the surrender process of Chinese Life Insurance:
1. When the policyholder requests to terminate the contract, he or she shall fill in the application form for terminating the contract.
and submit the insurance contract and the policyholder's legal identity certificate.
2. The contract shall be terminated when the company receives the application for termination. The policyholder signs for the receipt of the insurance policy.
If the Company requests to terminate this contract within 10 days, the Company shall refund all the insurance premiums received to the policyholder within 30 days from the date of receipt of the application for termination.
3. If the policyholder requests to terminate the contract 10 days after signing the insurance policy, the company shall refund to the policyholder the cash value of the contract at the time of receipt of the application for termination.
The cash value of the contract is equal to the balance of the personal account value after deducting the corresponding surrender charge.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
-
Summary. Chinese Life is composed of Chinese Life Insurance (Group) Company, as well as its subsidiaries and direct subsidiaries. These include:
Chinese Life Insurance Shares****, China Guangfa Bank Shares****, Chinese Life Asset Management****, Chinese Life Property Insurance Shares****, Chinese Life Pension Insurance Shares****, Chinese Life E-commerce****, Chinese Life Insurance (Overseas) Shares****, China Life Investment Insurance Asset Management****, China Life Health Industry Investment****, Insurance Vocational College, etc.
Hello dear! For your question [can Chinese life insurance be refunded for a few days] to answer the following questions: Chinese life insurance can be refunded for a few days.
Insurance has a 15-day hesitation period, 15 days can be surrendered, will not lose the principal, such as Xun code fruit in the bank to buy in the bank to return, if in the insurance company to buy to find the insurance company salesman to return.
Chinese Life is composed of Chinese Life Insurance (Group) Company, as well as its subsidiaries and direct subsidiaries. Among them, the package includes: Chinese Life Insurance Shares ****, China Guangfa Bank Shares ****, Chinese Life Asset Management ****, Chinese Life Property Insurance Shares ****, Chinese Life Pension Insurance Shares ****, China Life E-commerce ****, Chinese Life Insurance (Overseas) Shares Trembling Lead Balance ****, China Life Investment Insurance Asset Management ****, China Life Health Industry Investment ****, Insurance Vocational College, etc.
What is the time of enrollment? It is still the time when the policy is received.
From the date of receipt of the signature and confirmation of the insurance contract, if you want to refund for the sake of safety, it is best to apply for it as soon as possible.
-
The surrender premium will be credited within 15 working days.
The surrender process is as follows:
1. The application is reviewed and accepted by the insurance company, and it generally takes 1 working day to argue.
2. It generally takes 1-2 working days for the insurance company to process the surrender, confirm and notify the policyholder.
3. The insurance company's application for premium refund is delivered to the bank, generally within 1 working day.
4. The bank transfers money to the customer, generally 1-2 working days.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
Chinese Life Insurance (Group) Company (China Life) Chinese Life Insurance (Group) Company and its subsidiaries constitute the largest commercial insurance group in China, the only insurance group in China with assets of more than one trillion yuan, and one of the largest institutional investors in China's capital market. In 2008, the total premium income of Chinese Life Insurance (Group) Company and its subsidiaries reached 100 million yuan, and the domestic life insurance business accounted for about the market share of life insurance. The total assets have reached 100 million yuan, and the available funds have exceeded 1.1 trillion yuan. On January 31, 2011, the National Audit Office investigated and dealt with violations in the operation and management of insurance operations by 100 million yuan in the audit of the 2009 assets and liabilities profit and loss of Chinese Life Insurance (Group) Company. >>>More
Is it safe to save money for life insurance. Life insurance insurance. >>>More
Dear customers: In your case, it is estimated that other money will not be returned. In fact, this is not an overlord clause, the money you pay to the insurance company, part of it is into the protection account, and part of it is used as operating expenses, if it is surrendered during the hesitation period, it will not charge you any fees and refund in full, but after the cooling-off period to surrender the policy, its operating expenses will be officially generated, this part of the money can not be refunded, even if you sue the insurance company to the court, there is no way. >>>More
Hello: Life insurance can be divided into life protection and asset preservation. Life security can solve three things: big things, small things, and nothing. Asset preservation can be divided into asset stripping, asset transfer, and asset inheritance. Have a great day!
As a long-established insurance company, Chinese Life's insurance products include critical illness insurance, medical insurance, accident insurance, life insurance and so on. If you have friends who want to understand the strength of Chinese Life Insurance Company, then this article should not be missed: How is Chinese Life, what products are there, and is it good? >>>More