Ping An Bank of China Appointment Deposit, Ping An Bank How to Time Deposit

Ping An Bank of China can make an appointment deposit and use it directly.

Cash deposits can be made through CRS ATMs and counters:

1. CRS ATM (only support the deposit of RMB with a denomination of 100 yuan):

With card deposits, the maximum single deposit is 10,000 yuan, and there is no limit per day;

For cardless deposits, log in to Pocket Bank, scan the "Scan Code Deposit and Withdrawal" on the home page of Ping An Bank's CRS terminal***, and select Deposit, with a single deposit limit of 10,000 yuan and a maximum of 50,000 yuan per day.

2. Counter: I bring my debit card or provide my card number to any branch of Ping An Bank for cash deposit, more than 50,000 RMB, and provide my valid identity document.

Deposit by others:

The single deposit amount is less than RMB 10,000, or the equivalent is less than USD 1,000, and no information is required;

If the single deposit amount is more than RMB 10,000 (inclusive), or the equivalent is more than USD 1,000 (inclusive): the ID card of the head of the household is required.

Warm reminder: Most outlets do not open cash counter business on weekends or holidays, it is recommended to call the branch in advance to confirm before going to the branch to make a deposit, you can click the following link to inquire about the nearby Ping An Bank branch information.

Ping An car owner loan] can get a loan if you have a car, up to 500,000.

Summary. Fixed deposits are all minimum of 50 yuan, and the deposit period can be arbitrarily selected.

How to make a fixed deposit in Ping An Bank.

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To apply for time deposits in Ping An Bank, you can go to the counter, online banking, and mobile banking to apply for time deposits.

Fixed deposits are all minimum of 50 yuan, and the deposit period can be arbitrarily selected.

Perform the following operations in the mobile app: 1. Log in to Ping An Pocket Bank2. Select Mobile Banking--> Fixed Wealth Management-->My Current Account under Fixed Transfer3. Select the current account you want to transfer, click and enter the password to convert it to a regular term.

Procedure for storing and retrieving the whole deposit.

First log in to Ping An Pocket Bank, then click on the home page of the fixed current financial management, enter the page and choose to convert the current account to time, and then click on the deposit type, the page will pop up the whole deposit and withdrawal, zero deposit and withdrawal, fixed live two pence, call deposit one account, 1-day notice deposit, 7-day call deposit and other options, select the first lump sum deposit to set the deposit as a lump sum deposit mode.

There are different ways to apply for the bank reserve fund of Ping An Card, mainly online application and offline application. The online application is completed through Ping An Bank's pocket banking app selection**, and you can also apply through Ping An Bank's online banking and Ping An Bank's piece of paper.

Log in to the Ping An Pocket Bank app, enter the credit card page, and select "One-click Loan - Consumption Special Reserve" to apply. Then log in to the home page of Ping An Bank credit card to apply for "installment payment". Secondly, select "Consumption Special Reserve" and click the "Apply for Consumption Special Reserve Now" button to apply.

When you log in to Ping An Bank, select Phased Financial Management - Reserves. Finally, apply according to the prompts, wait for the automatic review by the banking system, and notify the review result through SMS. If your information is eligible to apply for the provision, you will be suspended within two to three days, but if you have bad information, your application may be rejected.

When applying offline, users need to bring their ID cards and credit cards to the counters of Ping An Bank's business outlets to go through the application procedures. It is worth noting that after the advance application of the credit card is successful, the quarterly amount and quarterly quantity cannot be changed, but there is still 3 days of hesitation after the advance application is successful. During this period, users can cancel the bank's reserve processing and hesitation.

Cancellation of business will not be handled within the time limit. Users can only repay in installments or early as agreed.

The temporary quota for spending means that the quota is limited by the time limit, and the quota will automatically become invalid after the expiration date. The fixed quota has no expiration date and can be used at any time. For example, the temporary quota of Huabei and the temporary quota of credit cards have a certain time limit, and if they are not used within the specified time, the temporary quota will automatically expire.

Temporary quotas are generally only given to users with good credit qualifications, so having a temporary quota is also a sign of good credit.

Spending money is different from a credit card, and it is generally not easy to give users a temporary limit. Because the level of understanding of the user is not as high as that of the bank, and when the money is generally given to the user's credit line, the highest amount will be given according to the user's personal comprehensive qualification. If the temporary quota is increased, the risk of overdue will increase.

But there are exceptions to everything, for example, during the Chinese New Year, it is possible to give some users some temporary quotas if they have money to spend. Under normal circumstances, there is money to spend on the user's temporary allocation of about a few thousand yuan, mainly at some key nodes, to give the user an emergency fund.

A temporary credit card limit can be converted into a fixed limit if used correctly. However, there is no way to convert the temporary quota into a temporary quota after the money is used. And the temporary amount of money to spend is different from the fixed amount, after the fixed amount is used, you can choose to repay in installments, while the temporary amount needs to be repaid in full on the repayment date of the next month.

Of course, after the money is spent, it will also be recorded in the borrower's personal credit report. Therefore, users with temporary quotas must pay attention to reasonable borrowing to avoid overdue, which will affect their personal credit and lead to difficulties in subsequent credit business handling.

Yes, there is a time limit, you need to upload valid identity information within the specified time, which will generally be automatically recognized, if you upload it within the specified time, it will not affect your use of borrowing.

On the Alipay platform, it is generally necessary to bind personal identity information and verify it before it can be used. When opening a loan to borrow, it is also difficult to verify identity information. If the personal ID card information bound on the platform has expired and is destroyed, then the platform will automatically prompt you to update the ID card information when you click on the application, and then follow the steps to upload the latest front and back of the ID card** to complete the update.

Only after the renewal can the loan application be processed.

Yes, Chao Chao Bao is a product similar to Yue Bao launched by China Merchants Bank, it is connected to the currency**, Chao Chao Bao has a relatively low risk, low investment threshold, a penny to buy, and more flexible, available at any time, and take out real-time arrival.

Currency type is a type of currency, mainly investing in the currency market, investment targets are deposits, large certificates of deposit, etc., currency type has the characteristics of stable income, good liquidity and high security.

What is the car loan interest rate?

There is a close relationship between the interest rate of the car loan and the duration of the loan, and the interest rate of the car loan is lower if the car loan duration is shorter; For those with a longer car loan, the interest rate on the car loan is also relatively high. Here's what happens with car loan interest rates:

Within 6 months (including 6 months), the annual interest rate of the loan is;

From one month to 1 year (including 1 year), the annual interest rate of the loan is;

Until 3 years, the annual interest rate of the loan is;

Until 5 years, the annual interest rate of the loan is, and for more than 5 years, the annual interest rate of the loan is.

Bank of China: The loan term is 1 year, the loan interest rate is 4%, 2 years is 8%, and 3 years is 12%.

China Construction Bank:

1-3 years (including 3 years), number of years, 3-5 years (including 5 years), number of years.

Industrial and Commercial Bank of China:

Within 6 months (including 6 months), car loan interest rate, 6 months to 1 year (including 1 year), car loan interest rate, 1-3 years (including 3 years) of the year, number of years, 3-5 years (including 5 years), number of years, more than 5 years, number of years.