Which is better to rent a bachelor apartment or a loft?

I think it doesn't matter if it's a single apartment.

It is okay to loft, it mainly depends on the needs of the individual.

In terms of the number of residents, if it is a person, in fact, it is possible to do both, because the area of the bachelor apartment and the loft are relatively small, and they are suitable for one person. If it's two people, I think it's better to rent a loft. Because the area of a bachelor apartment tends to be a little smaller than the area of a loft, it will be a little crowded if two people live in a single apartment, and the loft is two floors, usually the first floor is the living room and kitchen, and the second floor is the bedroom and personal private room, and it will be easy for two people to live in a two-story house.

The biggest advantage of oft apartment is that the vertical space is very fully utilized, compared to buying a floor and getting a floor free. Through some design, the overall space utilization rate can be greatly improved. The design of the loft duplex is very personalized, and the space is more layered after decoration, which is very high-end and fashionable.

It is especially sought after by young friends and urban white-collar workers. The loft apartment can be separated from the static and the private space from the reception space, so that the function and practicality of each room are greatly enhanced.

From the overall style point of view, the overall effect of the loft will be more classy, and the independence of each area will be stronger, but the difference between a single apartment and an ordinary house is not big.

From the perspective of rental budget, it is better to rent a single apartment. Because the loft is a two-story house, the area is a little larger than a single apartment, it can be equipped with more furniture and facilities, and the overall living experience is better, so the rent of renting a loft will be a little higher. Since the single apartment is called an apartment, it is for young people, usually the rent will be the first point, but the area is small, often only equipped with a small toilet and necessary furniture, living in it will be a little depressing.

Therefore, I think that renting a bachelor apartment should be based on personal ideas, budget, and various conditions.

I think it's better to rent a bachelor apartment because it increases the chances of meeting the opposite sex, it may get you out of singles, and the living environment in a bachelor apartment is better.

It should be better to have a single apartment, because it will be more secure.

I think it's better to rent a loft because the loft is a bit larger than a bachelor apartment.

Loft apartments are worth buying for the following main reasons:

1. Small and complete.

The apartment has a very obvious feature, that is, the total area is not large, so the total price of the house is not large, everyone should not think that the apartment area is not large, and there will be some defects in the layout of the house. Although the area of the apartment is not large, but the necessary functions of living are complete, bedrooms, kitchens, living rooms, toilets are not lacking, for young people who have just entered the society, it is very cost-effective to exchange for a set of fully functional houses with affordable low **.

2. No purchase limit.

Another advantage of apartments is that there is no restriction on purchase, for many big cities now, money may not be able to buy a house, because the policy restricts purchase, but most cities do not include 40 or 50 years of property rights in the purchase restriction policy, so the purchase of apartments can still meet everyone's housing needs. In addition, the area of the apartment is usually smaller, the total price is low, even if you choose a better area, the pressure to buy a house is relatively smaller.

3. Complete supporting facilities.

The location of the apartment is good, so after buying the apartment, the general living experience is good, and the life is also very convenient, which is mainly brought by the various supporting facilities around the house. Apartments are often accompanied by urban complexes, with a good business environment and rich living facilities in the surrounding area, whether it is transportation or commercial facilities, the surrounding apartments will be very complete, work at home, no need to squeeze the bus, save time and cost.

Cons of loft apartments:

1. The land use period is short.

Compared with residential buildings, apartment land use is mostly commercial in nature. Compared to 70 years for residential land, this type of land has a service life of only 40 years.

2. It is difficult to trade with high taxes and fees.

Generally, the tax paid for the second-hand house of the apartment is 5% more than that of the house. Of course, this is all from the buyer, but the high cost also restricts the change of hands.

The loft apartment is not worth buying.

1. Commercial property rights.

Compared with residential property rights, commercial property rights have a smaller tenure, usually only 40 or 50 years of property rights, and the way to pay the land transfer fee at the end of the term is unknown. The apartment cannot be settled, and naturally it will not have a school district qualification. There is little room for appreciation in the value of the apartment, and the transaction cost is high.

2. The cost of living is high.

Due to the commercial nature, most of the loft apartments will not be connected to gas, and water and electricity are commercial charges, which are more expensive than civil charges. Strata fees are also usually higher than residential properties, and vary from developer to developer.

3. The down payment ratio is high and the loan term is small.

Commercial apartments have a minimum down payment of 50% and a maximum loan tenure of 10 years, and the loan can only be used for commercial loans.

4. The living environment is complex.

There are many residents on the same floor of the loft apartment building, some of them are office, some are self-occupied, and some are rented, and the flow of people is large and the privacy is poor.

Suitable for people who buy lofts.

**Low, small, avant-garde and fashionable lofts are obviously not suitable for everyone, and are more suitable for the following groups of people:

1. People who work in different places. Due to the restrictions of the purchase restriction policy, loft is very suitable for young people who are working outside the home to live in transition, and will not occupy the qualification of the first home.

2. Investors with funds. The loft is well decorated, you can rent it out or use it for your own office.

3. Single or small couples transition. The loft area is not large and the upper and lower structures are not suitable for children and the elderly to live for a long time, and it is suitable for single people or small couples to live in transition, which is comfortable and comfortable.

Loft, literally, means warehouse, attic. Differences from ordinary housing:

1: The apartment is commercial, and the water and electricity bills are calculated according to the commercial use, and the land use period is 50 years, and the household registration cannot be signed. Residential water and electricity charges are calculated on a civil basis, and the land use period is 70 years.

2: The taxes and land transfer fees paid by apartments are higher than those of residences, so the sales of apartments** are slightly higher than those of residences.

Three: The general feature of the apartment is that the location belongs to the central area, and it is generally a small apartment with full decoration. The residential population is mainly long-term business travelers, who value convenient location and quasi-hotel-style living experience, while at the same time lower rents than hotels.

However, there are also very few different products, such as Shanghai's Prince Jingpin, which is a large-scale ultra-luxury product, but the customer group is only a higher-level, long-term business guest who comes to live with a family. This kind of people usually only live for a year and a half, so they care a lot about the hotel-style enjoyment, and at the same time, they don't care about whether there is gas ** or not, whether water and electricity are cheap. Due to the partial investment attributes, the small apartment and low total price are very important features.

Four: from the functional point of view, on the basis of ensuring the basic living function, the apartment should pay more attention to the adaptability of the universe, the completeness of the function, the rationality of the service and the structure.

Five: In terms of construction quality and building standards, the apartments are basically slab floors, with good ventilation and sufficient sunlight, and there is no essential difference between other apartments and residences.

Ordinary houses are generally lived in as a family unit, with 2 bedrooms and 3 bedrooms as the main force, and the quality grades are different. Residents should regret their fancy living environment, greening, schools and other supporting facilities. Since it is a long-term residence, it is necessary to pay attention to property fees, water and electricity bills and other expenses, and convenient transportation is also very important, but compared with the commercial crowd, there is still a certain tolerance, and it is allowed to complete the search for related living facilities after the new project.

It is good to buy a loft house for rent, and the loft apartment is usually a small apartment with a floor height of about 5 meters, and the area of the dousenbu is 30 to 50 square meters. Because it can be divided into two floors, the actual usable area can be nearly twice the purchased area. And there are many changes in the high-rise space, so homeowners can design according to their preferences.

Loft style is a bold and unrestrained decorative design style, but has many other styles can not have characteristics, for example, separating out of the living, social, collection and other space lighting, loft style decoration generally retains the simple decoration of the factory at the same time, but also adds the fashion elements of the home, loft style creative decoration is designed in this way.

It is not possible to use a CPF loan to buy a loft apartment, because a loft apartment is a commercial property. Employees who purchase office and commercial buildings, garages, villas and other houses that are not for residential use, who purchase part of the property rights of the house, and who purchase the housing land on non-state-owned land, cannot apply for a provident fund loan.

1. Have a legal identity.

2. Have the ability to empty ears for all civil acts.

3. Have a reliable occupation and stable income, have a good credit status, and have the ability to repay the principal and interest of the loan.

4. Purchase and renovate owner-occupied housing.

You can borrow for 10 years, 15 years, 20 years, 30 years. Under normal circumstances, the bank will also decide the loan term according to the borrower's conditions, in short, the more loan terms, the higher the interest paid. If your economic income is relatively stable and sufficient to repay the loan, then choose a smaller loan term, and if your income is smaller, then choose a longer loan term.

The above is about whether it is good to rent a loft house, this kind of house is generally easier to rent, because the location of these houses is better, and the surrounding transportation facilities are relatively complete, so it is suitable for white-collar people to live.