What is the difference between an apartment and a house, and what is the difference between an apart

There are differences in fees, loans, settlement, tenure and nature of the land, as follows:

1.Expenses. Some apartments are for commercial use, and the utility bills for these apartments are commercial and are more expensive than purely residential.

However, some apartments are still civil water and electricity costs, which depends on how the developer's real estate project is established, and it also needs to look at local policies, regulations or notices, and the relevant policies may be slightly different depending on the city area.

2.Loan. Commercial apartments can only be loaned by commercial loans, and residential apartments can be financed with provident fund loans and commercial loans.

In addition, the down payment ratio is 5% for apartments and 3% for ordinary houses. In general, if the condominium is a commercial property, the bank has a higher down payment and interest rate on the commercial real estate loan.

3.Settled. If the apartment is actually built on commercial land, it is of a commercial nature, and it cannot be settled. If it is built on residential land and meets certain conditions, such as more than 60 square meters, some places can also be settled according to the different requirements of different regions.

4.Tenure of ownership.

The tenure of the house is 70 years, and the tenure of the apartment is 70, 50, 40 years.

5.Nature of the land.

The land nature of the house is residential land, and the land nature of the apartment is commercial land or residential land. Residences can be bought with a CPF loan, and condominiums with only 70 years of ownership can be bought with a CPF loan.

Difference Between Apartment and House::

1.**High.

First of all, apartments are usually built on commercial land, although they are used for living, on the surface, ** are ** lower than residential buildings, but in fact ** are not low.

2.Lighting may be poor.

Because there are no clear regulations on the lighting of apartments, many tools are not designed with this in mind, so many apartments have poor lighting.

3.Utility bills are higher than those of ordinary houses.

As mentioned earlier, usually apartments are for commercial purposes, although there are different classifications, but most apartments pay the utility bills according to the merchant's water and electricity bills.

4.Settled. It's still a problem with commercial use, and it's also a big disadvantage of apartments compared to ordinary homes.

Ordinary houses can be settled, and children can go to school according to the area, so that they can study nearby, but apartments cannot be settled.

5.Property rights. Residential property ownership is generally 70 years, while condominium ownership is much shorter, like ordinary shops, most of them are only 40 years.

6.Loan. Ordinary residential loans are relatively low, and you can use CPF loans, so the loan interest rate will be lower, while apartments cannot use CPF loans, and the repayment period is relatively small, generally up to 10 years, and the most important thing is that the down payment generally requires 50%.

1. The living comfort is different.

Most of the ordinary houses are two-ladder, three-family or four-family, and there are fewer people living in them, so they will not cause trouble to travel, and the privacy is also better. Apartments are usually two staircases and ten households, or even more, with more people living in them, and the security and privacy are very low.

2. The cost of use is different.

The water and electricity charges of ordinary houses are charged according to the standards of civil water and electricity; Commercial apartments belong to commercial housing, and water and electricity bills are charged according to the standards of commercial water and electricity. In the long run, the utility bill for a home will be half as much as for a condominium.

3. The term of property rights is different.

The right to use an ordinary house is generally 70 years; The tenure of the apartment is generally 40 to 50 years, depending on the type of land used on the plot.

4. Different regulations on solving household registration.

Commercial apartments are projects built on commercial land, which are of a commercial nature, so they cannot solve the hukou problem. If it is a residence, different areas will have different requirements, as long as the corresponding conditions of the area are met, the buyer can solve the hukou problem.

5. The lighting conditions are different.

Some commercial apartments have no windows in the bathroom and kitchen, and the balcony is also an internal balcony, and the lighting conditions are not very good. According to the provisions of the "Code for the Design of Residential Buildings", the residence must meet the relevant conditions such as sunshine and lighting, so most of today's residences are bright kitchens and bathrooms, and the lighting conditions will be much better than that of commercial apartments.

6. Taxes and fees are different.

The taxes and fees for buying an apartment and a house are also different, and buying an apartment is more tax-paying. Take individual income tax as an example, if you meet the needs of the family's only residence at the same time and the purchase time is more than five years, you can not pay individual income tax. However, if the property sold is a non-residential property, it will be subject to individual income tax regardless of the circumstances.

7. The supporting facilities are different.

Apartments need to have a 24-hour elevator and 24-hour hot water, and most apartments cannot use gas and other open flames; The living facilities of general commercial housing are relatively not so perfect.

<> What is the difference between an apartment and a house.

1. The term of property rights is different.

The two types of houses are not the same in terms of the number of years of ownership, for apartments, it is generally 40 or 50 years, while for houses it is 70 years.

2. The charging standards for water and electricity are different.

In terms of water and electricity charges, apartments are also different from houses, with residential charges being relatively low, while apartments are higher because apartments are charged according to commercial standards.

3. The lighting conditions are different.

For apartments and houses, there are also differences in their lighting conditions, because the state has relevant regulations on residential lighting, but not for apartments.

4. The settlement regulations are different.

For those who buy an apartment, it is not possible to settle down due to its commercial nature. But for those who buy a home, it can be settled.

5. Taxes and fees are different.

Considerations for buying an apartment.

1. Pay attention to the property rights of the house.

When buying an apartment, the first thing to pay attention to is the property right, because it is a commercial house, which is very different from a residential house. You can check the land use column in the land use certificate of the real estate at the sales office.

2. Clarify the purpose of purchase.

For those who buy apartments, they must be clear about the purpose of their purchase. If it is used for investment, Axiang can choose to be commercial in nature. However, if it is used for self-residence, it is necessary to pay attention to the security system to see if it is perfect, as well as whether the surrounding facilities and surrounding transportation network are intact, because these have a great impact on future life.

1. The term of property rights is different. The biggest difference between an apartment and a house is the length of ownership. Although there is no restriction on the use of the house, the land property rights are used for a limited number of years.

Generally, the tenure of land is divided into 40, 50 and 70 years, of which 40 years for commercial land, 50 years for industrial land and 70 years for residential land.

2. Property management is different. In addition, the spacing between planned buildings also needs to be implemented according to public construction standards, and the corresponding supporting service facilities such as property management rooms are arranged in accordance with relevant regulations, while the houses on residential land are not subject to relevant restrictions.

3. The charging standards for water and electricity are different. The tax point charges for apartments and houses are also different. We all know that the water and electricity bills of residential buildings are charged according to the standards of civil water and electricity; The apartment belongs to commercial housing, and the water and electricity bills are charged according to the standards of commercial water and electricity.

In the long run, the utility bill for a home will be at least half of that of a condominium.

4. The settlement regulations are different. Since the apartment is a house built on commercial land, the apartment is of a commercial nature, so the apartment cannot be settled. If it is a residence, according to the different requirements of different regions, as long as certain conditions are met, the buyer can go through the settlement procedures.

For example, if the family only has a residence and the purchase time is more than five years, it is exempt from individual income tax, but if the property sold is a non-residential property, it must pay individual income tax regardless of the situation.

The above is all the content of the apartment and residence summarized by Xingyulin Xincheng No. 1 for you, I hope it can help the majority of buyers. When buying a house, you can't just focus on the house price and ignore the property of the house. Because there is a clear difference between a house and an apartment, you should not regret why you bought an apartment instead of a residential house.

Hello. 1. The apartment is a commercial property right with a service life of 40 or 50 years, and the residential property right is 70 years.

2. There is no restriction on the purchase of apartments, and the purchase of residences is limited depending on local policies.

3. It is not possible to settle down when buying an apartment, but the residence can be settled, and for families who are studying because their children are studying, the apartment is not zoned.

4. Apartments or residences need to be renewed when property rights expire, unless the state has arrangements for a piece of land, otherwise it will be counted as your land after the property rights expire and renew.

Hope it helps.

You only have 30 years to use the apartment, and once you buy the house, it's your own.

Apartments are not allowed to be occupied, but houses are allowed.

It is one of the most widely used forms of real estate investment in commercial real estate.

Apartment houses were originally imported and were more economical and practical than single-family villas.

In the early days, the apartment houses in the big cities were all high-rise buildings, and there were a number of single-family suites on each floor, including bedrooms, living rooms, living rooms, bathrooms, toilets, kitchens, etc., which were mainly used by middle-income senior staff and civil servants at that time; There is also a part attached to the hotel, for some frequent Chinese and foreign businessmen and their families to rent for a short time.

Also known as housing and house, it refers to the houses dedicated to residence, including villas, apartments, dormitories for employees' families and collective dormitories, single dormitories for employees and student dormitories.

Dwellings do not include uninhabited basements in residential buildings that are used for civil air defense, nor do they include houses with special purposes such as nurseries, wards, nursing homes, hotels, etc.

Legally, a dwelling is an enclosed space for the daily living of a family and is not allowed to be entered by outsiders.