Flat floor apartment or loft, which is better to buy?

Personally, I think that the flat-floor apartment will be better, because the flat-floor apartment can give people a good sense of living comfort, and it will be smaller in terms of capital investment.

Mainly look at the structure of the loft apartment, some loft is very practical, more than 40 square meters on 2 bedrooms, 2 living rooms, 2 bathrooms, 1 cabinet and 1 kitchen, instantly become 100 square meters, then must choose loft

I prefer the flat-floor apartment, although the flat-floor apartment is relatively simple, but the area is relatively large, and the design is simple, and the loft feels a little more complicated design.

Buy loft, cheap, large area, prosperous location, pay less than buying a large flat floor and then buy a flat small apartment in the school district to rent out.

There are people who like both types of houses, and the specific type of house to buy depends entirely on personal preference. If you like a layered room, it is recommended to choose loft, which seems to be more suitable for people with ideas.

I like the flat-floor apartment, I feel that this auspicious place is more comfortable to live in, and there will be a taste and joy of home.

Loft apartments are not worth buying for the following reasons:

1. The height of the floor is easy to shrink, although many floors are 5 meters high, it is uncomfortable to live in, too depressing, and the first floor is not like a layer;

Second, the upper and lower layers, the movement and the static are separated, which is fashionable enough for young people, but the staircase with double-layer duplex structure is inconvenient for the elderly and children;

Third, the decoration is expensive, upstairs and downstairs, there are more details, and the space layout is laborious and costly.

Fourth, this kind of structure, because the mezzanine is a steel structure, the sound insulation effect is poor, and the lighting is not good, because there is no balcony, it is difficult to solve the problem of drying, and the living comfort is poor.

Difference Between Apartment and House

1. The land use period is short.

Compared with residential buildings, apartment land use is mostly commercial in nature. Compared to 70 years for residential land, this type of land has a service life of only 40 years. At this stage, according to the provisions of the Civil Code, if the right to use land for residential construction expires, it will be automatically renewed.

There is no clear statement on commercial land. However, if it is demolished, in accordance with the relevant provisions of the Administrative Measures for Urban Demolition and Relocation Compensation, the compensation fund for the demolition of commercial land is higher than that of ordinary residential buildings. The compensation area for commercial demolition is 1 to 3, and the compensation area for residential land is 1 to 1.

In the long run, the renewal of commercial land can also be clearly confirmed, if you want to buy an apartment, buy an apartment to be demolished 1 loss 3 is still quite a large profit margin.

2. It is difficult to trade with high taxes and fees.

Generally, the tax paid for the second-hand house of the apartment is 5% more than that of the house. Of course, this is all from the buyer, but the high cost also restricts the change of hands.

3. The mortgage interest rate is high and the term is short.

Although commercial apartments are not affected by the residential purchase restriction order and loan restriction order, because they are commercial properties, they can only be approved for loans with a maximum tenor of 50% and a maximum of 10 years, and they cannot apply for provident fund housing loans with lower interest rates. At present, the interest rate of condo loans for commercial land is generally multiple of the benchmark interest rate, and the interest expense of condominiums is much higher than that of residential buildings, so it is not cost-effective. The interest cost should be calculated into the purchase of the property, or a rational investment.

There are three differences between a loft apartment and a regular house, which are as follows:

1. The nature of property rights is different: loft houses are ordinary residential properties, and the property rights are 70 years; Loft apartments are usually commercial properties with a tenure of only 40 years.

2. The cost of living is different: Loft Residential Peique charges water and electricity bills and property fees according to ordinary residences, which are relatively low; Loft apartments charge these fees on a commercial residential basis, which is relatively high.

3. The cost is different: the taxes and land transfer fees paid by the loft apartment are higher than those of the loft residence, so the sales of the loft apartment are slightly higher than that of the loft residence.

Advantages and disadvantages of loft homes.

Advantages: 1. The advantages of the new floor height: the loft house type has a wide space and height, which is incomparable to the general house type, so that residents can have an unprecedented feeling, give full play to their own inspiration, and create their own exclusive space, and the advantage of floor height can allow you to have countless kinds of creation.

2. New space isolation: Based on the structure of large space, it is very convenient to isolate a separate space, so that every inch of place can be fully utilized, and the isolation of space can make the overall layout more three-dimensional and personalized, and can have good privacy and visual effects.

3. Design freedom: The creation of inspiration from down-and-out artists gives the loft house its own style characteristics, which can be built into different structures and shapes at will, so that the home decoration is full of new, strange and special, and all the impossible becomes a reality.

4. Cost-effective: Because it is transformed from an old factory and an old factory, it has a high cost performance, which can save a lot of expenses and reduce its own pressure while living a better life.

Disadvantages: 1. The house type is not correct: there are two sides to everything, there are good aspects and deficiencies, there is no fixed style of loft house type, it has many possibilities, so its spatial structure will bring uncertainty to people, will bring a lot of trouble, which is also its biggest problem.

2. Poor sound insulation: because most of them are changed from factories and warehouses, most of the structures of Dapai Lu Zao are made of iron products, and the sound transmission of this material is very strong, and the sound insulation effect will be very poor, which is also the biggest drawback, bringing a lot of noise to the whole environment.

Summary. Hello, the differences between flat-floor and loft apartments are:1

Flat floor generally refers to the hall, bedroom, bathroom, kitchen and other rooms of a house are on the same level. Loft apartments are generally small apartments with a floor height of about 5 meters, with an area of 30-50 square meters. Since it can be divided into two floors, the actual usable area can reach nearly twice the sales area.

2.The flat floor is more variable than the loft apartment space utilization. The apartment is more affordable than on the flat floor**.

3.The flat floor is more efficient than the loft apartment area.

Hello, the differences between flat-floor and loft apartments are:1The flat floor generally refers to the hall, bedroom, bathroom, kitchen and other rooms of a house are on the same level of the cavity blind mountain.

Loft apartments are generally small apartments with a floor height of about 5 meters, with an area of 30-50 square meters. Since it can be divided into two layers, the actual usable area can reach nearly two times the sales area. 2.

The flat floor is more variable than the loft apartment space utilization. The apartment is more affordable than on the flat floor**. 3.

The flat floor is more efficient than the loft apartment area.

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1. The floor is too low: depressed bai

The reason why most du people like loft is nothing more than because zhi buys one layer for it, and uses dao for the top two layers

It is equivalent to buying a special layer and getting one layer free. However, the loft apartment.

It is not a two-storey house in the traditional sense, it is just a two-storey house with a height of about two floors, if you remove the thickness of the middle partition, the first floor is only one meter, and the second floor is only 2 meters.

The height of the two floors is not high enough, not to mention that it will make the residents feel depressed, if the height of the residents is more than meters, it is estimated that the probability of head bumps is still relatively large.

Second, the moving line is unreasonable: too tired.

Although loft apartments are said to be two-storey, in fact, many lofts, the second floor is simply furnished with bedrooms, and the bathroom, living room, kitchen, and dining room are all on the first floor. This means that we have to run between upstairs and downstairs every day, not to mention that it will be tiring, and if there are elderly or pregnant women in the house, the danger will also increase.

3. Unreasonable spatial layout

1.The house type is not correct, and the ventilation and lighting are not good.

In order to maximize the use of space, developers usually place several units on all four sides of a house, which also results in many loft units with poor orientation, insufficient ventilation and lighting.

Loft apartments have the following advantages.

1.It belongs to the small house, ** is relatively cheap, taking Ningbo du urban area as an example, according to the urban area of 30 minutes drive dao 40 square meters apartment only 40-500,000 yuan.

2.The advantage of floor height, the actual usable area is doubled, the housing space is larger, and the actual usable apartment of 40 square meters will reach 80 square meters.

Since the first floor of the loft apartment is used as two floors, if the upper and lower floors are completely separated, the height of each floor will become smaller, and the life is more depressing.

As a direct inheritance of the "warehouse" style of loft, loft is mostly 30-50 square meters, with a floor height of about one meter, loft has a unique ceiling height so that the sale is only calculated according to the construction area of one floor, but the actual use area can reach 2 times the sales area.

In addition to the bathroom, the loft type has almost no wall partitions, and can be freely decorated, which is probably why this type of house is popular with young people.

Loft apartment, with its own character!

As for whether this type of apartment is worth buying, different people have different interpretations.

Loved the interior of this type of apartment.

structure, and people who are comfortable with the house price are willing to buy.

If you don't like this type of apartment structure and are not satisfied with the price of the apartment, you will not want to buy it.

The biggest disadvantage of this type of apartment is its small size and ......People who want to live in a big house definitely don't like this type of apartment.

Therefore, personal will is the most important.

Go and see the house and see if it fits your needs......After reading it, you know it in your heart, and you will naturally know how to choose.

aqui te amo。

Cons of loft apartments.

1) 40-year property rights, low appreciation space.

According to the latest provisions of the Property Law, if the term of the right to use land for residential construction expires, it shall be automatically renewed, and the renewal after the expiration of the right to use land for non-residential construction shall be handled in accordance with the provisions of the law. In other words, the 40-year property right commercial loft apartment period expires and needs to pay the land transfer fee, as for how and how much to pay, it is still unknown. In addition, compared to the residence, the appreciation of the loft apartment is low, when you want to change the house in a few years, you find that the surrounding housing prices have risen by 200%, and the loft in your hand has only increased by 20%, this feeling is self-evident.

2) Cannot be settled.

As we all know, commercial apartments are not allowed to settle down, nor can they enjoy the degree housing in the area.

3) Large shared area.

The shared area of the duplex is larger than that of the flat floor. The high-rise of the flat floor is 20%, but the general duplex is about 26%, or even as high as 30%. As the shared area increases, the EFF decreases accordingly.

4) The down payment ratio is high, and the provident fund loan is not allowed.

The LOFT has a minimum down payment of 50%, a maximum loan term of 10 years, and cannot use a CPF loan, only a pure commercial loan.

5) High cost of living.

For commercial and residential loft apartments, water, coal, electricity and other expenses are billed according to commercial standards, and the property fee will be relatively high, which increases the cost of daily life.

6) The living environment is average.

Most of the lofts are commercial, and there are many people coming and going, privacy, noise, and even travel elevators are also areas to be considered; The stairs in the apartment are generally steep and narrow, which is not suitable for the elderly and children; Finally, the height of the loft apartment is meters to meters, and it has to be divided into two floors, the height of the upper and lower floors is relatively low, and it may appear that the upper floor cannot stand up to the waist, which is especially unfriendly to tall people.

After reading the shortcomings of the loft apartment, whether to buy it or not, self-occupation or investment, it depends on your own needs and conditions to consider.

Recently, I just saw a second-hand loft commercial and residential property rights ready to be used as a foothold in Shanghai, let's talk about the benefits first.