Why don t you give the second key to buy a car in full?

With the increase of the income of Chinese residents, the car has gradually become popular. When many people buy a car in full, they will find that they only give one car key after paying the full amount, and the documents accompanying the car are not complete.

If you buy the car in full, the owner should get these things. The first is the vehicle certificate, which is the basis for the registration and licensing of the vehicle. The second is the car key, which is generally two, one is often used as a backup.

The third is the three-guarantee certificate and the car purchase invoice, which is the certificate of the owner's warranty and rights protection.

If you find that you should only give one of the two car keys, or even want to get a license on the same day but find that the 4S store can't give you a certificate, this proves that your car is a mortgaged car, and a car key and the vehicle certificate are pledged in the bank as collateral.

In fact, this situation is not uncommon, and it belongs to the routine operation of 4S stores. For 4S stores, there will be sales tasks issued by manufacturers every year, and there will be rebates for completing the tasks, and there will be downgrades if they are not completed, which will affect the discounts and year-end rebates given by the manufacturers. In order to achieve the manufacturer's sales task, and also for the owner to have a current car to pick, the 4S store will generally enter a batch of vehicles and put them in the warehouse.

This amount is generally not large, if it sells well and there is no financial pressure, it is good, if it encounters an off-season or unpopular models are not competitive and cannot be sold, the financial pressure will be great. The car manufacturer's car will be sent every month according to the quota, and if there is no money, 4S can only find a bank loan.

Under normal circumstances, the 4S store, the manufacturer and the third-party financial institution or bank will reach an agreement that the manufacturer will provide a guarantee, and the 4S store will pay a certain percentage of the deposit, and mortgage the vehicle certificate and spare key to the financial institution or bank to obtain a loan. That's why you can't get the keys and vehicle certificate when you buy a car in full.

If this happens, there is no big problem except that the time will drag on. 4S takes your car purchase money, will pay the bank to redeem your car mortgage in the bank spare key and certificate, then you can register and pay taxes normally.

It may be that there are relevant procedures that have not been completed, if all are completed, you must ask for it from the 4S store in time, because a car is equipped with two keys as standard, so you have to come back quickly.

It means that the 4S store has not redeemed the certificate and key of your new car, so you will not be able to get the second key of the car, which is equivalent to your car, which still belongs to the bank in its current state.

It may be that there is a problem with your 4S store, and the key will generally be given, and this situation must be intentional on their part.

Why don't you give the second key to buy a car in full? A lot of people don't know, here's why.

On this issue, I have seen a lot of friends say that they are used as bank collateral by the store in 4s, so they can't give a second key. On this issue, I would say that not giving a second key is some of the previous practices, mainly because there are more cars**, but less about this in the 4s shop. There are a lot of manufacturers' finances on the left side of store 4, and they have a strict review process and will not use withholding keys to avoid repayment risks.

Most of the auto companies are other financial companies.

In the past few years, when the financial company was in turmoil, many auto trading companies would withhold a key to avoid the risk of car owners repayment.

For loans to 4S shops, now the bank will not withhold the keys, but also the vehicle certificate.

When you buy a car in the future, whether it is the full payment or the mortgage, as long as the 4S store deposits enough money in the bank, whichever car bank you want will replace the car's certificate with 4S**. The bank is also afraid that the 4S store will lose money and secretly sell cars, so each 4S store will have bank personnel stationed there.

They will take stock of the new cars in the 4S store every day (I don't know if you have noticed that there will be a barcode on the front or rear gear when you pick up the new car.)

Or the coil code, which is the electronic code of the bank to monitor the car borrowed from the 4S store), as long as it is borrowed from the bank in the territory of the 4S Any movement of the car's location (leaving the 4S) must be reported to the bank, otherwise the bank will think that you have ** the asset and rate the credit of the 4S store. Let's get back to the topic. Is it really possible to drive without a second key?

Wrong. At present, all car anti-theft systems are equipped with electronic anti-theft.

As long as you change to the 4S shop and re-equip the new key (the current car anti-theft password is dynamic, basically every time you match the password, you will change the password), then the original will not be able to start the car, at most you can only open your door, but you will never be able to start the car. If you change all the locks, he won't be able to open the door even if he uses the original key. What is the use of holding the key?

So, if we say buy a car now and don't give a second key, it may be that we lost the key or forgot to give it to you. If you don't give a second key, you can ask him for it. If he doesn't give you or prevaricates you for various reasons, then you can complain through the manufacturer's customer service.

If you buy a car in full, normally speaking, all the relevant documents of the vehicle must be handed over to the customer, including the keys to the vehicle. Generally speaking, after the vehicle leaves the factory, each new car will come with two keys, one for daily use and one for spare keys. So, if you're buying a car in full and not giving you a second key, which is a spare key, it's definitely not normal.

It is recommended that you consult the car 4S shop in time and ask about the situation, I think there are several possibilities.

The first possibility is that the car salesman forgot to give it to you. Friends who have bought a car know that when we pay for a car in full, when we go to pick up the car, there is generally a delivery process. First of all, it is to look at the car inspection, that is, to check whether it is the vehicle you ordered, generally look at the color, appearance, configuration of the vehicle, and also look at the frame number and engine number of the vehicle to see whether they are consistent.

After confirming that the vehicle is correct, the salesman will explain to you the functions of the vehicle. Finally, it is time to hand over the relevant information of the vehicle, including vehicle invoices, certificates, insurance policies, warranty manuals and vehicle keys. At this time, it may be due to the carelessness of the salesman that he forgot to hand over the point to you; If this is the case, it is recommended that you confirm with the salesman in time.

The second possibility is that the second key is mortgaged in the bank. Because many car 4S shops are loaned by the bank to the manufacturer to enter the car and come back, and in order to control the risk, the bank will generally use the vehicle's certificate, spare key and other vehicle information as collateral and mortgage it in the bank; Only when the car 4S shop pays off the loan for a vehicle, the bank will give back the relevant information of a car. Therefore, it may be the case that you bought the car, although you bought the car in full and the money went to the 4S store, but the 4S store did not repay the bank in time, and it did not get the keys back to you in the first time.

Therefore, in this case, you should communicate with the 4S store in time and ask them to give you a time to reply.

The third possibility is that the 4S store was lost. This kind of possibility is also there, especially for some car brands that sell large numbers and have large inventories, so the key is also easy to get confused and lost. Once the spare key is lost, it is also very troublesome to match, and it takes time to replace it with the car manufacturer.

The sedan chair is stuffy. >Therefore, if you buy a car in full but do not give you a second key, it is likely that the above three reasons, it is recommended that you confirm with the car 4S shop in time to understand what kind of situation it is, so that you know it in your own heart, and you don't have to worry about it. After all, under normal circumstances, only if you pay the full price of the vehicle, the relevant information of the vehicle, the 4S shop must be handed over to you. Hope mine can help you, thanks.

The average 4S shop is not like a large car dealership with strong funds, they are not rich in funds, and they are not abundant.

Since the store has a monthly pick-up target, the need for funds is huge, and in order to get out of this situation, they usually cooperate with third-party financial institutions such as manufacturers or banks!

The so-called cooperation is actually that in order to exchange for more liquid money and reduce the proportion of car purchase money in working capital, 4S stores will take the initiative to mortgage the new car to third-party financial institutions such as manufacturers or banks.

Since it is a mortgage, the third-party financial institution will definitely take some measures to ensure that the vehicle mortgage has the validity and integrity of the stool key!

Usually, they will choose to install a GPS device on the new car to monitor the vehicle in real time, and at the same time, they will also seize the vehicle's certificate of conformity and a car key as a guarantee!

Generally speaking, when a customer is mentioning a car in Xinqiaoche, the 4S store will immediately use the customer's purchase money to redeem the vehicle certificate and another car key mortgaged to a third-party financial institution.

It is because 4S has the process and procedures behind it, so the key will be given to the individual when it is delayed, and it will be affected by the acceptance of the three parties.

It may be that the 4S shop signed an agreement with the bank when buying a car, and it must wait for the full payment of the car to be in place, and the silver book pants can only give the second key to the owner of the state.

I just picked up the car and only gave it a handful, saying that the chip was nervous and I didn't know if it was true or not.

I'll give two mortgages directly.

Continue to ask for another key, which will be given to you with the certificate within 3-5 days after buying the car.

A car usually has two keys, a master key and a width key, and you are given one, and it is possible that the key is in the bank to resist it.

This is unreasonable. Generally, if you pay the full amount to pick up the car, the 4S store will deliver the invoice, manual, maintenance manual, purchase tax invoice, 2 vehicle keys and other gifts to the owner, and it is impossible to leave 1 key alone. If you are buying a car with a loan, some auto finance will leave a spare key and motor vehicle registration certificate, and may also add a GPS to the car, which is normal.

Summary. New cars have two keys, a master key and a spare secondary key. However, consumers who take out loans to buy a car will also have only one key, because the other one is pressed on the bank, waiting for the certificate to go through the procedure, and then issued to the car owner together with the spare key.

New cars have two keys, an empty master key and a spare secondary key. However, consumers who take out loans to buy a car will also have only one key, because the other one is pressed on the bank, waiting for the qualified pulse fluid certificate to go through the procedure, and then issued to the car owner together with the spare key.

Hello, I bought the car in full, only gave one key and he said he wouldn't be able to give me everything until October 9th.

9 Pick up on 27.

What should I do now, the car has been lifted, and there is no formalities to get a license.

He said he would send me back the provisional licence in two days.

It is possible that it has been mortgaged to the bank by the dealer before you buy it, it is recommended that you ask the head office and ask for help.

I'm going to ask him tomorrow for another key, and all the invoices I should do.

How to check it. Ask him to tell you why you are on the 7th, and report it without explaining it clearly.

Look for the headquarters of the model brand.

You can also call the consumer association to complain, one to tell the other, because the new car must be equipped with two keys.

Summary. Hello, I am your car master exclusive mechanic at your service. Here's a great day. The Year of the Tiger is auspicious. We promise to be attentive, careful and attentive to solve your car troubles. Provide you with fault solutions and repair methods for your car.

Hello, friend, according to the problem you described, I will answer your full car. If this key can only give you one, this is not right, if you buy the vehicle in full, the remote control key and this mechanical key will be given to you, there are a total of two keys to give you. If this gives you a key, it must have been forgotten by the 4S store, and you can ask him for it.

Why only one key is given for the full car.

Hello, don't worry, I can ask for your question, but wait a minute, I need text for about 2 minutes.

Why give a key to the full car.

Hello, I am your car master exclusive mechanic at your service. Here's a great day. The Year of the Tiger is auspicious.

We promise to be attentive, careful and attentive to solve your car troubles. Provide you with fault solutions and repair methods for your car. Hello, friend, according to the problem you described, I will answer your full car.

If this key can only give you one, this is not right, if you buy the vehicle in full, the remote control key and this mechanical key will be given to you, there are a total of two keys to give you. If this gives you a key, it must have been forgotten by the 4S store, and you can ask him for it.

If you buy a car in full, you will have two keys.

I bought the car on the 23rd of this month, why hasn't the insurance taken effect yet?

How is this possible? In the case of insurance, it will be effective on the same day. The day you drive the vehicle out of the 4S shop, this insurance will take effect, and it is impossible to say that it has not yet taken effect. This is certainly an impossible question. Purchased on the 23rd, this insurance will take effect on the 23rd.