What are the characteristics of a rational investor in neoclassical finance?

As far as the market is concerned, the behavior of rational investors is mainly characterized by setting exit and entry conditions and resolutely implementing them, and resting at other times.

When investing and managing money, it is necessary to see whether the platform is standardized and compliant, whether the platform has professional and perfect risk control and management technology, whether the platform's business is mortgaged, and so on.

And whether there is a repayment risk fund, whether each claim is very transparent, whether the bill and the list of claims will be mailed to the customer at a fixed time every month, etc. These can be said to be the key factors to examine whether the platform is formal and reliable, so it is recommended that investors must look clearly when making a choice.

Extended Materials. Types of investments.

Investment refers to the investment of a certain amount of money in the current period with the expectation of a return in the future, and the return should be compensated

1) the time during which the investment funds are occupied;

2) the expected rate of inflation;

3) Uncertainty of future earnings. (CFA definition).

The investment activities of enterprises are clearly divided into two categories:

1) Lay the foundation for the expansion of internal reproduction, that is, the cash paid for the purchase and construction of fixed assets, intangible assets and other long-term assets;

2) External expansion, that is, cash paid for external equity and debt.

Chinese investment varieties.

1. Real estate. Many people invest in real estate, and a family buys n suites waiting for appreciation.

2. Bonds. Bonds include treasury bonds, financial bonds, and corporate bonds. This is lower than **, but the return is also low.

Compound interest can be selected to calculate interest. Treasury bonds are not available to many people, and they are known as "gilts" with good reputation, good interest rates and low risk. The risk of financial bonds is relatively high, and the company's bonds have the greatest risk and the highest returns.

3、**。China's ** fell from more than 6,000 in 2008 to more than 2,000 in 2011, and the economy is growing without rising, PetroChina is so good that its ** is not good, Buffett is from PetroChina after earning 3.5 billion US dollars after a gorgeous exit. Some people say that China's ** is very similar to Japan's, and it will never be able to rise to a high point again, and it will only continue to hover around 3000.

It may have something to do with China's most powerful power. It is also related to the psychology of the Chinese people who are afraid of things.

4、***。It has been relatively hot in recent years. "Buying gold in troubled times", in the financial crisis, the European debt crisis, there are too many unstable factors in the world, and China's inflation is relatively strong, many people turn to the world's universal, stable value of the material.

There are many ** products of the bank, such as **bars, paper**, **t+d. Many people also do overseas ** through some channels, but it is likely to encounter black platforms, and the money is taken away by the companies that make the platform. The only trading institution recognized in China is the Shanghai Exchange.

5、**。** Refers to a certain amount of funds that are set up for a certain purpose. It mainly includes trust investment, provident fund, insurance, retirement, and various wills. What people usually refer to as ** mainly refers to ** investment **.

Neoclassical Finance.

Rational investors are characterized by stable investment and are not in a hurry.

Bounded rationality, that is, the behavior of the actor is not all rational and has a rational side, but at the same time there are irrational factors. People are not completely rational in their decision-making, nor do they necessarily seek optimization, but simply be satisfied. What is looking for is acceptable enough good decision-making, rather than looking for an ideal utility-maximizing solution like a perfectly rational person.

Investors are bounded rational, and investors make mistakes. Because the environment of decision-making is absolutely complex and uncertain, and the decision-making subject is affected by personality psychology and cognitive ability, it is difficult for people's economic behavior to be completely rational, and it can only be bounded rationality.

Most of the time, rational and bounded rational investors in the market are at work, and irrational investors will eventually be driven out of the market, as traditional financial theory believes, and rational investors will eventually decide**.

Behavioral finance just corrects the argument of the rational person hypothesis, pointing out that due to the bias of cognitive processes and psychological reasons such as emotions, emotions, preferences, etc., investors cannot make unbiased estimates of the market in a rational person way.

Therefore, the traditional financial theory and prospect theory investors should define and choose according to the objective perspective of the actual market.

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Hello, typing takes time, please be patient and wait a while, reply to you immediately, hello <>, happy to answer for you. The theory of investment and the theory of economy have established the main system of investment and finance. Undergraduate Courses in Investment and Bichenshan Finance Major in Investment The main professional courses offered in this major are:

Economics, Econometrics, Operations Research, Finance, Public Finance, Accounting, Advanced Financial Accounting, Financial Management, Investment.

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