Does China still need to buy commercial insurance in the next 30 years?

Yes, especially needed! This is the main product of Tianan company, in 2016, Hebei's most preferential financial insurance "enjoy a lifetime" deposit of 20,000 according to 100,000 interest return 10,000 per year, return to life, cash back into the compound interest account, and then send compound interest account, flexible withdrawal, high security yield, flexible withdrawal back for life. "Healthy Life" Whole Life Illness Insurance, covering 100 diseases, minor and severe compensation, lifelong insurance, additional hospitalization medical treatment, hospitalization allowance and accidental injury.

Low premium, high protection, no physical examination, no loss of money when returning to principal, and use interest to buy protection. What do you think?

Of course, critical illness and accident are a must-buy.

Hello, insurance will be needed even more in the next 30 years.

Of course it does, no doubt about it.

Insurance is a good time for us to make great strides in China, and the future of insurance is what we all need.

Insurance is an indispensable insurance product for our Chinese people to protect their own interests in the future, and it will prevail in our lives.

Commercial insurance is the general popularity of social security in the country in the future.

Pro-commercial insurance for the next thirty years to support.

The country is vigorously promoting insurance, and the meaning of insurance is becoming more and more important, why do you still have doubts.

The next decade will be a period of high incidence of cancer! Do you yourself say that you need it???

Personally, I think it's better to have a longer period of time

1. Now that inflation is so bad, now it's a simple calculation: you pay for 20 years, 5,000 per year, a total of 100,000. You pay for 30 years, pay 3,800 per year, a total of 10,000, pay more than 10,000, but 20 years later, 100,000 is compared with 30 years later?

It's definitely a million money saves.

Annual payment, the pressure is not so great

3. I'm sorry, let's say it's not good, if there is an accident in the 22nd year, if the 20 years are paid in full, but if the 30 years are paid, the premium for the next 8 years will not have to be paid

You say yes, right? Extended reading: How to buy Qianchangxun [insurance], which one is good, teach you to avoid these insurance"pits"

You should choose according to your own situation.

The total amount of 20 years is less than that of 30 years, but the annual payment will definitely be higher, if the economic situation is suitable, then pay for 20 years, if you feel pressure, then pay for 30 years.

Insurance is a method of risk control. Protection insurance focuses on taking as little money as possible in exchange for as much protection as possible, for example, I buy a critical illness insurance, 20 years to pay 4500 per year, 30 years to pay 3800 per year, the same is to buy insurance five years after illness to get 100,000 ** gold, it must be 30 years to pay less to shout back more, of course, this just shows that the choice of long-term payment is beneficial to Zheng Liang to avoid risks, and I feel that 30 years is too long, so it is okay to choose 20 years.

If you have any other insurance questions, please come: more insurance fish talk about insurance! ，

You've fallen into a stupid insurance misunderstanding.

All insurance companies sell insurance that is basically collectively referred to as commercial insurance, but not all commercial insurance has to be paid for 20 years. You have to name the insurance you're asking about. The accident insurance of various insurance companies on the market is of a consumer nature, and it will be managed for 20 years after 20 years, and the premiums you pay will not be refunded or not.

However, the participating insurance of each company will be returned after paying the specified number of years.

If you use the participating insurance with accident insurance, then there is no specific requirement after the end of the 20-year payment period with socks, then the accident insurance will be terminated and the dividend will continue until the expiration of the insurance period.

If you have any other insurance questions, please come: more insurance fish talk about insurance! ，