Can the elderly make up their pensions?

<> with the enhancement of comprehensive national strength, the domestic subsidy policies are getting stronger and stronger, it can be said that benefiting the people and benefiting the country, improving the happiness index of the people of the country, the recent fire in addition to the medical insurance policy is the pension policy, it is simply a policy deeply rooted in the hearts of the people, because China's previous family planning, resulting in serious aging of the population, coupled with the current employment difficulties, high prices and housing prices, so that a new generation of young people feel pressure, no time to take care of the elderly.

After the age of 60, the elderly are basically no longer able to work, and should live for a long time, but the current situation in China is not like this, most of the elderly in China are still living in poverty, and the elderly in the city can live by renting a house and subsidies for their children.

The beginning of the pension is not much, each person almost received a smart more than 100 yuan, or not enough to live, don't blame the country for being stingy, think about so many people, it is also very difficult to come up with money, but the pension of the past two years can receive up to more than 1,000 yuan per month, there must be people who say how they didn't get it, before, the policy stipulates that the basic pension insurance is not to pay in the future, can only be extended to the back, and now in order to protect the interests of some special groups, Nanjing has opened a "mouth", from this month, Before the end of the year, the four categories of eligible personnel can receive a basic pension on a monthly basis after applying for a one-time payment of 15 years of pension insurance premiums. Yesterday, the Nanjing Municipal Bureau of Human Resources and Social Security held a press conference to clarify the objects of supplementary payment, the standard of supplementary payment, and the calculation and payment of benefits.

It should be noted that the supplementary payment policy is a one-time solution to solve the problems left over from history, and those who meet the conditions for supplementary payment can apply for a one-time supplementary payment from November 10 to the street where the household registration is located, and the deadline is December 31 this year, and the overdue will not be reissued.

In 2017, the state once again raised the basic level of rural pensions, from the original 55 yuan to 75 yuan. At present, the pension group who can receive 75 yuan is the rural elderly who have never paid rural pension insurance before and have reached the age of 60.

The pension adjustment is mainly for elderly retirees, retired employees of enterprises in remote areas, and other groups, their pensions are relatively high, and the focus will be tilted.

However, now that the agricultural household registration has been abolished, farmers can also make a one-time supplementary payment of pension insurance. Q Financial Management () learned that according to the supplementary payment requirements of rural endowment insurance, as long as the male is over 45 years old and the female is over 40 years old, farmers can make supplementary contributions, but the maximum can only be paid for 10 years, and 62,952 yuan needs to be paid for 10 years; Farmers who are 60 years old for men and 55 years old for women can make up the payment for 15 years, with a total of 94,428 yuan, and the maximum monthly payment is 1,300 yuan.

In 2016, the per capita disposable income of rural residents was 12,363 yuan, which is far from nearly 100,000 yuan, and if two people need to pay 180,000 yuan, it is not a small amount for some ordinary farmers.

Legal analysis: 1. Individuals who participate in basic pension insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive basic pension on a monthly basis. 2. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; You can also transfer to the new rural social endowment insurance or the endowment insurance in the urban residents' community, and enjoy the corresponding endowment insurance treatment in accordance with the regulations.

3. The state shall establish a normal adjustment mechanism for basic pensions. According to the increase in the average salary of employees and the price of goods, the level of basic pension insurance benefits should be increased in a timely manner.

Legal basis: Article 16 of the Social Insurance Law of the People's Republic of China Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

Article 17 If an individual participating in the basic endowment insurance dies due to illness or non-work-related reasons, his surviving family members may receive funeral subsidies and pensions; Those who completely lose their ability to work due to illness or non-work-related disability when they have not reached the statutory retirement age may receive sickness and disability allowance. The required funds are paid out of the basic pension insurance**.

Article 18 The State shall establish a normal adjustment mechanism for basic pensions. According to the increase in the average wage of employees and the price of goods, Shipeiling will increase the level of basic pension insurance benefits in a timely manner.

Legal analysis: Seniors over 80 years old can enjoy the national old-age allowance. The Old Age Allowance is a social security measure that combines the nature of social assistance and social welfare.

Legal basis: "Interim Measures on the Retirement and Retirement of Workers" Article 1 Workers of enterprises, public institutions, state organs, and people's organizations owned by the whole people shall retire if they meet one of the following conditions: (1) Men who have reached the age of 60 and women who have worked continuously for 10 years or more.

2) Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health, at least 55 years of age for men and 45 years of age for women, and having worked continuously for 10 years or more. This provision also applies to grassroots cadres whose working conditions are the same as those of workers. (3) Men who have reached the age of 50 and women who have reached the age of 45, who have worked continuously for 10 years or more, and who have been certified by the hospital and confirmed by the labor appraisal committee that they are completely incapacitated to work.

4) Disabled due to work, certified by the hospital and confirmed by the labor appraisal committee, completely incapacitated to work.

Social Insurance Law of the People's Republic of China Article 16 Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.

Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

To some extent, a meager pension won't do much, but it can buy meat two more times. Or buy an extra piece of clothing to keep warm. You have to work for 15 years to get a pension.

We cannot say that a job can last 15 years, so it is possible to interrupt the continuity of social security contributions in the process. With this year's new rules, this is good news for 60-year-olds. A 60-year-old man who did not pay social security can now pay an additional 48,000 yuan per month to receive 438 yuan.

In fact, if the social security of these people who have units to help pay social security is damaged or the fixed number of years has not been paid, they cannot be repaid. In real life, if we change jobs, some units may have a three-month probationary period, after which we will help pay social security. We all know that if we cut our pension or Medicare by a month, we will have to start all over again, and this bothers us a lot.

There is a dangerous kind of broken hand that can be replenished at one time. That is the pension insurance for urban and rural residents, which can be purchased by people who are flexibly employed and self-sufficient in rural areas. The conditions for filling in the payment are very simple, as long as you go to the local social security bureau to go through the payment procedures, and the materials are also very simple, only need your household registration book and ID card.

Therefore, this is very good news for those seniors who have not previously contributed to social security. The elderly may be the elderly living in rural areas, they do not have any work unit, naturally there is no unit to pay social security for them, so now, between the ages of 50-60 years old who have not paid social security, you can pay 15 years of social security fees, then after the corresponding age can receive a monthly pension. Pay social security with your own hard-earned money.

When people leave, the money is not taken away and is not taken by others, and the rest of the money is returned to people's relatives. Everyone knows that the longer you live, the richer your pension will be, so be sure to live well and take care of your health. Those who have never paid social security in their lives, or cut the number of years they have paid social security, is the guarantee of our personal life and the foundation of life.

If there is no job, there is no income, the importance of pension insurance is self-evident, for our future old life, this is the basic condition to ensure our old age. Many people feel that tomorrow or the accident does not know which comes first, so the importance of pension payments does not matter at all. In other words, how miserable it would be if you could really live to be 90 years old without social security.

The elderly can make up the pension insurance, you can take the ID card of the elderly, take the elderly to the local social security bureau to make up the payment, and there is a special window in the social security bureau to make up the pension insurance.

If the elderly can make up the pension insurance, they can go to the local social security bureau to make the supplementary payment when handling it, and choose their own suitable position to make the supplementary payment, and they can choose to make a one-time supplementary payment or make a monthly supplementary payment.

Yes, you must go to the relevant institutions to handle the relevant business, and you need to submit personal information, and you need to make up enough funds for pension insurance at one time.

You must go to the relevant business. Submit a one-time payment of sufficient pension insurance funds.

The ways for the elderly to make up the pension insurance are as follows:

1. If there is a work unit, you can use the work unit to make up for it. If you do not have a work unit and are registered in a local town, you can go to the social security center where your household registration is located to make supplementary contributions.

2. The supplementary payment is based on the current payment basis. If the original social security account is sealed, then the retroactive payment is sufficient. If the original social security account is in arrears, you must make up for the arrears and a certain amount of late fees.

3. If you are not close to retirement age, you are worried that the pension insurance payment period does not meet the minimum age of 15 years, you can usually make up or not. Because the pension insurance payment period is cumulatively calculated, it is allowed to have a gap in the middle.

When making up the pension insurance, you should pay attention to the following information that needs to be prepared:

1. If the employee of the unit submits the supplementary information, the unit shall submit a written application, and prepare the original file of the employee, the "Labor Contract", the employment registration form, the salary ledger and other relevant original materials and copies that can prove his work experience for submission. The unit shall issue a basic information form of the supplementary personnel with the official seal, and handle it in a unified manner.

2. If the supplementary payment is made in an individual capacity, the insured person shall fill in the "Registration Form for Supplementary Payment of Insurance" and provide the original and copy of his ID card and household registration booklet. Among them, those who have worked in the insured unit before should also prepare the original files, labor contracts, certificates of dissolution or termination of labor contracts, personal files, employment ledgers, salary ledgers and other work experience originals and photocopies for submission; Individually-owned businesses shall provide the original and photocopy of the business license of individually-owned businesses.

The elderly can go to the local social security bureau for consultation on the supplementary pension insurance. Let's see how to make up the paper. It is a one-time supplementary submission. Or how to make up for it.

It depends on how old you are. For example, do you pay before the age of 50, or before the age of 55 or before the age of 60? And it depends on whether you have a rural or urban hukou.

The policy varies slightly from place to place, so it is recommended that you bring your ID to your local social security office for consultation.

Now unless there is a local policy to allow, otherwise the elderly can not make up the insurance, if the local policy allows, the elderly have reached the age of 60. Then it is a one-time capture of retirement.

I think that in the past, I went to the pension insurance department to pay it myself, but now I may pay it through the relevant departments or personnel of the unit.

What materials are required for the supplementary payment of pension insurance.

Legal Analysis:1The pension will still be issued in accordance with the regional standard of the place of retirement, no matter where you are, the pension is issued normally, and the pension certification needs to be carried out every year.

2. The so-called non-payment of old-age allowance. This old-age allowance is formulated and issued locally according to the local situation, and if it is distributed, it is regional, and the scope and standard of the person to be paid are stipulated by the local government.

Legal basis

Social Insurance Law of the People's Republic of China Article 19 If an individual is employed across the overall planning area, his basic pension insurance relationship shall be transferred with him/herself, and the payment period shall be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and paid in a unified manner. The specific measures are stipulated by ***.