Can I retire if I pay a pension for ten years at the employer?

If you pay a ten-year pension insurance in the unit, you can retire, but you can't receive a pension after retirement. The standard for receiving a pension is that the minimum number of years of contribution must be 15 years.

It depends on the work unit you are in before retirement, if it is a public institution or a state-owned enterprise, usually employees work from young to retirement, so that the pension payment time is longer, and the proportion of pension payment is also higher, so the pension received by the retired employees of public institutions is above the average social pension. However, this group does not account for a high proportion.

The pension of the employees of public institutions after retirement shall be calculated and paid according to a certain proportion of the sum of the pre-retirement salary and the standard salary. The pension of public institutions includes basic pension and personal account pension. Pension = basic pension + personal account pension.

The employer has been paying us social security according to the minimum standard, which leads to a very low pension after retirement. Another key point is involved, that is, the receipt of pensions.

That is to say, in your pension account, you and your employer will pay for you together, and this proportion will exceed 20%. Pension insurance follows the principle of "pay more, get more", the higher the payment base, the longer the number of years, the more pension you receive when you retire. Once the payment is stopped, it will directly affect the pension benefits after retirement.

In order to change this unfair social phenomenon, China's pension has welcomed a big change, that is, to increase the pension contribution ratio of enterprise employees and reduce the pension contribution ratio of employees of public institutions, for example, in Jiangsu, China, the pension ratio of enterprise employees has been reached, and the pension ratio of retired employees of public institutions is reduced to.

The calculation and payment method of pension at the time of retirement is the same for "individual insurance" and "unit insurance". In the case of the same payment base and other factors, there is no such thing as "unit insurance" and "individual insurance" to receive more pensions.

If you want to retire, you must pay for more than 15 years and after reaching the age. And it means that you can only receive it after reaching the retirement age, and you can't receive it until you reach the retirement age, if you pay it for 15 years and haven't reached the retirement age, you must pay it back continuously, if you don't pay it, it's not okay, that is to say, you have to pay it for at least 15 years, but you can't pay it for 15 years, only when you retire, just 15 years, or more than 15 years.

Pay a pension for 10 years in the unit, which needs to be paid for a total of 15 years, as long as you reach the retirement age, you can receive a pension.

After 15 years, I have paid 10 years in the unit, and I have reached the age of 10, but I can't retire.

Legal analysis: The unit must pay for 10 years before it can be returned.

Legal basis: "Interim Measures on the Retirement and Retirement of Workers" Article 1 Workers of enterprises owned by the whole people, public institutions, party and government organs, and mass organizations shall retire if they meet one of the following conditions.

1) Men are at least 60 years old, women are at least 50 years old, and have worked continuously for 10 years.

2) Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health, with men at least 55 years of age and women at least 45 years of age, and having worked continuously for at least 10 years.

This provision also applies to grassroots cadres whose working conditions are the same as those of workers.

3) Men who have reached the age of 50 and women who have reached the age of 45 and who have worked continuously for 10 years, and who have been certified by the hospital and confirmed by the labor appraisal committee that they are completely incapacitated.

4) Disabled due to work, certified by the hospital and confirmed by the labor appraisal committee, and completely incapacitated.

Summary. Hello, dear. You must have accumulated 15 years of pension insurance and must pay at least 10 years at the employer before you can retire, if you have paid less than 10 years at the employer, you need to continue until the age of 55 before you can retire.

The relevant provisions of the state on social security The minimum payment period of social security must be more than 15 years, if only ten years is not able to retire, there are two ways to solve, the first to the retirement age of 55 years can also delay retirement until 15 years of social security, the second to give up the pension insurance paid before, so it is obviously not cost-effective, so pay ten years of social security choose to postpone retirement until 15 years of social security to pay enough.

Do employees have to pay 10 years of insurance in the unit for retirement?

Hello, dear. You must have accumulated 15 years of pension insurance and must pay at least 10 years at the employer before you can retire, if you have paid less than 10 years at the employer, you need to continue until the age of 55 before you can retire. The country's social security related Qi Fan stipulates that the minimum payment period of social security must be more than 15 years, such as the removal of the mu fruit only paid for ten years is not able to retire, there are two ways to solve, the first to the 55-year-old retirement age can also delay retirement until the payment of 15 years of social security, the second to give up the previous pension insurance, so it is obviously not cost-effective, so pay ten years of social security choose to postpone retirement until 15 years of social security to pay enough.

I have paid 7 years of flexible employment insurance, if I retire at the age of 55, I will only pay 7 years of flexible employment insurance for 8 years.

Hello, dear. I have paid social security for 7 years in the unit. Flexible employment for another 8 years, you can retire at the age of 55.

In accordance with the regulations of the local social security bureau. Female employees must have worked in a state-owned enterprise or large collective unit for 15 consecutive years. Only those who have reached the age of 50 can go through the retirement procedures.

In this case, you have not paid enough female employees in the unit for 15 consecutive years. At the age of 50, you can retire without a mold hole, and you can handle it at the age of 55.

No.

Social pension insurance is an important part of the social security system and one of the five major types of social insurance.

To receive pension insurance, the following conditions need to be met: individuals who participate in basic pension insurance can receive a monthly pension if they have paid for 15 years when they reach the statutory retirement age.

So it mustPay 15 years and reach retirement ageto receive a pension. If you do not pay for 15 years before retirement, the state will return to you the pension on your personal account with 8% of your monthly contributions. But the 20% that the company pays for you before retirement does not belong to you, and the state will allocate all the 20% pension to the large fund pool of pension pool.

Pension insurance is composed of two accounts: personal account pension + basic account pension

Let's start with personal accounts.

The amount of pension in the personal account = the amount of savings in the personal account The number of months in which the pension in the personal account is issued. The savings amount in your personal account is the 8% of your personal monthly burden, which is the money you have accumulated over the years; The more pension you have in your personal account, the later you retire, and the more pension you can receive each month.

Let's talk about the basic account.

The amount of basic pension = (the average salary of employees in the province in the previous year + the average monthly salary of employees in the province in the previous year payment index) 2 (1% of the payment period and the number of remaining payment months.)

The higher the local per capita salary and the faster the economic development, the higher your salary, the longer the payment period, and the more pension you can receive every month.

Are you talking about pension insurance after ten years, can you get a pension? This is definitely not possible, because if we want to get a pension for our country's social security, the minimum number of years must be 15 years, because the current policy is likely to change, if it is not 15 years, it is definitely impossible for you to get a pension, so I think it is better to pay a few more years, which will be the best, because the provisions of social security are to pay more and pay less, for example, if you pay 20 years or ten years of pension, it must be different, so it is certain to pay a few more years of pension insurance. The pension will be very high, the condition is that the pension insurance has been paid for 15 years, and the second is to reach the statutory retirement age, whether you are participating in the employee pension insurance, or the pension insurance for urban and rural residents, you must pay for 15 years before you can receive the pension, which is a hard condition, if you reach the retirement age when the payment is less than 15 years, you can either make up the payment, or delay retirement, delay retirement can also be, you remember to pay attention to my social security problems, click on the avatar to send me a message, I will give you an answer, According to the relevant provisions of the Social Security Law, after receiving a monthly pension, the following two conditions must be met, the pension insurance has been paid for a total of 15 years, reaching the statutory retirement age, regardless of whether you are participating in the employee pension insurance, or urban and rural residents pension insurance payment.

No, a minimum of 15 years is required.

In fact, if you are willing to pay social security for more than 10 years at the workplace, you will retire as an in-service employee. However, he did not require that he must pay in the same unit for 10 consecutive years. Rather, it is that he has had the experience of working in the workplace, whether he has the experience of one or several workplaces, as long as he pays social security through the workplace, the cumulative number of years is more than 10 years.

That's it, in this case, you can consider yourself to be an insurance experience that belongs to the company. will be able to retire at the age of 50.