What are the reasons why Chinese women have more savings than men?

This is because most of the men's deposits are kept with the women, so this phenomenon has been created. It's actually quite incredible, and it seems unbelievable to foreigners. Foreigners' consumption habits are as much as they want, and few people will choose to save money, which is very different from Chinese society, not to mention the behavior of handing over all the money to the woman for safekeeping, and indeed this situation can only happen in our country.

In the family, the control of money is always on the woman's side, and most of the families I have seen are like this, where the man only has the most basic living expenses and no extra money, which is indeed more reasonable. Because men have a strong desire to spend, it is understandable that it is safer to keep money with women. This is also the case with my own family, so I think it's still weird.

This is from the older generation, where the money is put on the women's side and the men have no savings, which creates such a situation. <>

On the other hand, women are more financially conscious than men. Judging from people my age, few boys will manage money, but many girls will have financial management behaviors, buy financial products, buy ** and other behaviors are very proficient. At this point, women will do better and will deposit more than men.

This is a gap in financial awareness, and it is widespread. It is true that boys will spend lavishly, which has to be admitted. Many times at the end of the month, the boy's life becomes very sad, because the money is squandered at the beginning of the month, let alone save at this time.

So there are two specific reasons, on the one hand, the Chinese tradition is to hand over financial power to women, which leads to all the savings of a family on the women's side. On the other hand, in terms of financial awareness, women's financial awareness is more advanced than that of men, so this phenomenon has been caused. <>

The reason is that many men keep their money to girls, and they also pamper girls all the time, and this will naturally be the case when there are more such cases, and girls are becoming more and more able to make money.

Because in most families, women hold the financial power of the family, that is, the family's savings will be in the woman's name.

The reason is that many women now prefer to manage their money, and they will plan their money reasonably to increase their worth.

The main reason is that men's money is spent on women, which is why this phenomenon is caused.

According to the report, women in China have more savings than men, and 76% of all households are managed by women. This data has also sparked a discussion about who should be in charge of the money. In real life, the male protagonist and the female protagonist are the true portrayal of most families.

It has also become the consensus of many families that the husband makes money and hands it over to his wife to manage. After all, women are more attentive and better at managing and planning family expenses.

It is normal for women to manage their money and save too much. First of all, because the traditional thinking is that women take money for granted. In most Chinese families, the money is managed by women, and it is only natural for men to hand over money to their wives. Second, women are more likely to manage household expenses.

Women are more careful and cautious than men. They will manage the money in the family better, and women are more likely to save money and be budget-conscious than men, so they are more suitable for managing the money in the family; Finally, giving money to a wife is a sign of loving someone. In real life, it is seen as a sign of love for his wife to give the money he earns to his wife, so most men are willing to give their money to their wives for management.

1. It is natural for women to manage money. In the hearts of the Chinese, it is a matter of course for men to earn money and keep their wives. In most households, women are the managers and owners of the family's wealth.

It's like a very tacit agreement. So it's not surprising that women have a little more deposits. <>

Second, women are better at running the house. In life, women are better at running a family because of their delicate minds. And most women are also very good at being thrifty and frugal.

When using money, I also think carefully and know how to save. This advantage is the main reason why women are able to take charge of the family's money. <>

3. The expression of love for his wife. In the eyes of people, a husband who can give his wife the money he earns is a good husband, so a man who gives money to his wife is also a sign of love for his wife. Giving the money they earn to their wives is also a way for men to show their love.

Do you think men's money should be given to women?

Personally, I think this should be a relatively normal phenomenon, after all, women may be more talented in managing the family, and women are more able to save money.

This time, I think this phenomenon is very normal, and it is also conducive to the normal development of society, and the families where women manage money are relatively happy, and the division of labor is also very clear.

This should be quite normal, because in my impression, my mother is in charge of my house, and most of the people around me are in charge of women.

I think this phenomenon is very good, girls are indeed more suitable for managing money, as the saying goes, good men become bad when they have money, they can't hide money at all, girls can save money.

Because women in our country believe that saving money is more important than men, and they can also make themselves feel more secure.

Because on the one hand, Chinese women basically have their own jobs, and work will bring some savings, and on the other hand, many family finances are in the hands of women.

This is because women generally have a plan when they spend money, and they usually spend less, and in the process of falling in love, men will take the initiative to spend money for them.

Because women are very mature and have ideas for themselves.

According to relevant surveys, Chinese women have more savings than men, and in many first-tier cities, the savings rate of girls is relatively high, which can show that women have a better distribution of money than men. After having a certain goal, women are better at saving money just in case, while men are more willing to put in the action, and they will use money to make their wishes come true. Men and women have different views on money, which leads to differences in their behavior.

Personally, I agree with women's approach, because there are unforeseen circumstances, and people need money to solve difficulties when they encounter them, and if they don't have enough money, they can't resist some risks. <>

1. Different cognitions of money Some people think that money is very important, they think that money can solve some problems, and when we encounter difficulties, many of them can be solved with money, and our daily life and expenses need money as a foreshadowing. However, some people think that money is not everything, they pay more attention to their current enjoyment, and spend money directly instead of saving, which will lead to their inability to take out money in time when they encounter problems, which will also bring certain risks to their lives. A normal family needs to have enough money to be able to resist unpredictable risks, and this ability to resist risks still needs to be there.

2. Correct understanding of money Everything has two sides, money is enough for us, we should not blindly pursue the amount of money and ignore some other things. In terms of the understanding of money, we need to save money, which can facilitate our future life and ensure that we have some normal expenses after we grow old, as long as it can ensure our life. Human desires are very many, we should not be confused by money, think that people live for money, in addition to money we have other things that need to be paid attention to, such as family and friendship, etc., these are not bought with money.

We must have a full understanding of money, so that it will not lead to losing ourselves, but can make ourselves have a clear orientation and cognition. Many people hurt other people's interests for money, even friendship and family affection, which is very wrong. <>

We need to have a full understanding of money, money is good and bad for us, which requires us to look at it correctly, and more often, we need to save gold and silver money to resist unpredictable futures and risks.

Shanghai has the highest deposits. As a first-tier city, Shanghai has always been at the leading level in the country, so the salary of girls in Shanghai is relatively higher than that of other places, and the deposit rate is also far ahead.

Among Chinese women, Chengdu has the highest savings rate among Chinese women.

Personally, I think the deposit rate in Shanghai should be high, after all, their income is also relatively high, so the deposit should be relatively high.

All the money earned by men is for women.

After all, the financial power in the family is in the hands of a woman in order to let the family run a little, of course, there are a small number of men who manage the money, because there are some more sloppy women, who will be clean when they manage the money. So in such a situation, women must know how to save money better, if you let men manage the money, maybe they spend money lavishly, don't care about anything, don't know the priorities, and the money will be spent in a few days. And women are naturally more delicate, so there must be a lot of advantages in managing money.

One: Know the importance of saving money. In fact, everyone should know the importance of saving money, but women can save, men are not necessarily, whether it is before or after marriage, women hope that they can have savings, especially after they have a family, they have to manage the life of a large family, they must be careful to calculate, otherwise life will not go on.

And for the sake of their children, women will choose a safer method, such as depositing in the bank to get interest, or buying ** or the like, anyway, they can't let them have no money in their hands. <>

Two: Make yourself more secure. Women's sense of security must come from money, maybe because of the difference between men and women, as well as their own disadvantages in the workplace, men have strength, technicians really can't find a job, and they can go to the construction site to earn money to support themselves, but women's words will be very restrictive, there is no advantage in the workplace, and there is no strength, if you don't have a lot of ability, you can't find a job, it's such a sense of crisis that makes women want to give themselves a sense of security, as long as they have savings, then they are very relieved.

Three: Do things with a plan. Generally, women are very planned to do things, and they are mostly described as women, especially in terms of income and expenditure in a family, they will control the living expenses within how much, take out the necessary expenses first, and do not buy things if they are not in a hurry, in short, the expenses should be controllable, so that they can save money.

But a man's words may be what he needs to buy, and in the end he is in a state of making ends meet, and it is really difficult to be able to save money. <>

Generally, now single girls will save some money before getting married to give themselves a little sense of security, after all, as long as they have money, they will be very at ease, but it is more difficult for men to save some money, after all, they are under a lot of pressure, and there are more places to spend money, and it is already very good not to be in debt.

In modern society, the status of women is getting higher and higher, and women's incomes are increasing, so there are more natural savings. In addition, women may be relatively conservative in terms of money, so they may have more savings than ** and the like. There is also the reason for the national situation, now in China, most families are still more women in charge of money.

For these reasons, there are a lot of online borrowings and loans in society, including Alipay, Huabei and borrowing, and many men will consume ahead of time and overconsume, resulting in very little savings. In China, women are more conscious of saving than men.

Women between the ages of 30-34 face the greatest pressure to go into debt, and the older they are when it comes to financial planning and meeting their daily basic needs, the better they perform. Women's awareness of risk is increasing, and correspondingly, the perception of cash reserves is stronger; With a more rational concept of consumption, many women can spend more time and money on learning and investment, rather than paying more attention to consumption.

This is due to the different financial and consumption views of men and women. Women prefer low-risk investments, while men prefer high-risk, high-reward investments. In terms of consumption, although women like to buy some small things, the reason why women spend less money than men is that men love to entertain.

So this leads to women having more savings than men.

Women are more budget-conscious, and consumption is "downgraded". Careful budgeting, reflected in daily income and expenditure management, financial resilience and other aspects of reasonable planning; Consumption "downgrade", as they get older, women are more and more able to look at the brand effect and business propaganda rationally, and buy right or not expensive!