Xinhua Insurance Jixing Gao Zhao A full year old type

Updated on Financial 2024-08-04
6 answers
  1. Anonymous users2024-02-15

    The biggest advantage of this insurance is that it is double the coverage and you can receive a pension at the end of the year.

    Main insurance premium: 4650 yuan.

    Additional 08 critical illness premium: 1750 yuan, consumption-based.

    Insurance liability: 32 major diseases before the age of 70, compensation: 100,000.

    If you die or become totally disabled before the age of 70, the payout: 200,000 + 2 * annual dividend + final dividend, according to the company's actuarial, about 210,000.

    Still alive at the age of 70, receiving a pension: 100,000 + annual dividend + final dividend.

    In addition, there is a limit to the observation period, you can consult your salesman for details.

    If you are more interested in earnings, please note that your premiums are not paid for a year, so it is difficult to calculate the actuarial returns.

  2. Anonymous users2024-02-14

    The premium is about 6400, which is the cumulative premium of the main insurance rider.

    The maturity of 100,000 is the guaranteed income, with additional dividends and final dividends, and the dividends are not fixed.

    This product does not focus on income, but pays more attention to protection, which is equivalent to 300,000 guarantees.

  3. Anonymous users2024-02-13

    Jixing Gaozhao A paragraph + additional 08 critical illness Sum insured 100,000 Insurance until the age of 70 The annual premium is 6400, and the maturity is about 420,000, if you want to know more, you can leave a message or contact me. I'll help you make a detailed plan for you to see.

  4. Anonymous users2024-02-12

    You buy insurance, not **, not real estate, before caring about the income, think more about the protection aspect.

  5. Anonymous users2024-02-11

    Hello, buying insurance is only good to buy the right insurance, it is recommended that you better combine the actual situation of the insured and then combine the specific type of insurance to compare and choose, buy the right insurance is good, good wishes.

  6. Anonymous users2024-02-10

    Summary. Pretty good.

    Xinggaozhao A is a participating insurance, which can be attached to critical illness insurance, medical insurance, death insurance, etc. There are serious illness subsidies, high disability benefits, hospitalization reimbursement, outpatient reimbursement, cancer subsidies, and policy loans and survival funds (pension payment at the end of the term).

    Hello, I invested in Xinhua Insurance's Jixing Gaozhao A section in 2010, and the insurance dividend type is good.

    A is a very good Xinggaozhao A is a participating insurance, which can be attached to critical illness insurance, medical insurance, death insurance, etc. There are serious illness subsidies, high disability benefits, hospitalization reimbursement, outpatient reimbursement, cancer subsidies, and policy loans and survival funds (pension payment at the end of the term).

    When it comes to participating insurance, we have to pay attention to the following points: Rate of Return"Actuarial Regulations for Participating Insurance: The insurance company must distribute no less than 70% of the distributable surplus to policyholders after each actuarial balance is determined.

    The ** of dividends is profit, as for the actual profit in a year? The insurance company has the final say, and the consumer is not aware of it, so the dividend is uncertain. The liquidity of the funds in the liquidity dividend insurance account is relatively poor, and it is difficult to withdraw the money in case of urgent use.

    Before purchasing participating insurance, you must ensure that your family's critical illness, medical and accident insurance are well configured, and the life insurance amount of the pillar is sufficient.

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