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I haven't heard of this, I don't know which city you're in.
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Employee pension insurance must not be paid. Female employees retire at the age of 50, and they cannot pay again after this age. Your mother went out to work, and the employer couldn't participate in the insurance.
Those with a rural hukou can pay the new rural insurance in the place where the hukou is located, and receive a monthly pension from the age of 60. If your mother has been insured before, you can go to the Social Security Bureau to make up the payment and receive a monthly pension after 15 years. If you haven't paid it, whether you can participate in the insurance over the age of 60 should consult the social security bureau where your hukou is located.
The endowment insurance paid for landless farmers by land expropriation is a compensation policy, but if it is paid, it can only be paid by consulting the social security bureau where the household registration is located.
Supplementary payment and landless pension insurance are all local policies and are formulated by the social security department. For details, you can only consult the social security bureau where your household registration is located, and it is best to go directly to the county and township social security bureau for consultation.
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It is recommended to supplement with commercial endowment insurance. Or do some short-term financial insurance, which is more cost-effective, and now pay social pension insurance, which is not cost-effective.
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Taking Shandong as an example, in 2015, Shandong Province introduced a new policy of unified and standardized supplementary payment of basic pension insurance for employees of enterprises, and all eligible people in each city can participate in the insurance. Men who have reached the age of 60 and women who have reached the age of 55 can receive a basic pension on a monthly basis after making a one-time payment of 15 years of pension in their individual capacity.
Social Insurance Law of the People's Republic of China
Article 16 Individuals participating in the basic endowment insurance who have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.
Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.
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No, it is paid on a monthly and annual basis.
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It doesn't seem to work, it's paid annually.
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Can Liaoning Province pay pension insurance in a lump sum?
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Migrant workers, that is, you work in a factory in the city, right? At present, there are two ways for you to pay pension insurance. First, if you work in a factory, the factory should pay you employee pension insurance in accordance with the law, and the contribution rate is 28% of your salary, and you yourself pay 8%.
If you have other reasons, the factory has not paid the pension insurance, you can pay the pension insurance yourself as a flexible employee, the rate is 20% of the average salary of local workers in the previous year, generally divided into 9 grades, you can choose the payment grade according to your strength, remember that the principle of pension insurance is to pay more, pay more, pay more. Second, you can choose to pay for urban and rural residents' pension insurance, there are currently 12 grades for you to choose from, with 100,200 ,......900, 1000, 2000, 3000 yuan per year, all the fees you pay are credited to your personal account, and the state also gives a certain subsidy according to the amount of your contribution every year, and the total amount of your personal account is divided by 139 months when you retire, plus the pension of local urban and rural residents (the amount varies from place to place) is your retirement pension. No matter which pension you participate in, you must pay for 15 years in order to enjoy pension benefits.
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If the unit has helped buy hardware and insurance when you are in the city, you also have a medical insurance card in your hand. If you quit your job and don't do it, you will break off and not buy it from now on, which means that you don't have social security. If you insist on buying social security after you go back, you will have a pension when you are old.
If you work in the city and have been working as a temporary worker, the employer or self-employed person will not help you buy social pension insurance.
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The implementation of the new policy rural pension insurance.
First, the basic pension of rural pension insurance has been raised.
The basic pension of the elderly in rural areas has been adjusted before, and it is expected that it will be raised again next year by about 15 yuan, and the specific increase should be determined in combination with the local economic development level and minimum living standards, and some areas have been adjusted to 180 yuan per month.
Second, the adjustment of the payment grade of pension insurance for the elderly in rural areas.
The payment grade of endowment insurance is adjusted, adjusted to 12, endowment insurance implements the principle of paying more and getting more, endowment insurance grades range from 100 yuan to 2000 yuan, in short, the more farmers pay, the more pensions received after the age of 60, farmers can decide the amount of payment according to their own economic conditions. It is worth reminding that the rural endowment insurance requires a minimum of 15 years of cumulative payment, so according to the time calculation, the earlier the payment, the better, and the payment must be made before the age of 45.
Third, the policy of one-time pension payment by farmers continues.
Previously, there was a grapevine that the one-time payment policy of old-age insurance will end, but the policy-oriented policy of one-time payment of pension for farmers will continue, but this policy has not yet been implemented in individual places, and it is necessary to consult the local area. The one-time payment policy is also the principle of paying more and taking more, based on the personal pension account of farmers, and men must be over 45 years old, and women must be over 40 years old to make up the payment, and the supplementary payment period does not exceed 10 years. A one-time payment of about 10w yuan, after the age of 60, you can receive a pension of about 1,300 yuan per month.
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I haven't heard that the state has such a policy.
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According to the provisions of the Social Labor Security Law, no one is allowed to pay social security contributions at one time, and the rural hukou is not a special symbol. Because you can't calculate how much you should pay, you are not allowed to pay all at once.
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It should be ok. Check with your local social security office.
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At present, the state has basically followed the policy of realizing universal security. That is, whether it is rural or urban, whether there is a job or not, everyone can participate in insurance, including pension and basic medical insurance. Of course, in addition to the basic insurance of the country, you can buy a lot of so-called commercial insurance, such as accidents, such as dividends and so on.
If you participate in the national basic old-age insurance, it is now called the new rural insurance in rural areas, and many places stipulate that you do not need to pay any premiums to apply for pensions after 60. In order to encourage and "force" young farmers to participate in pension insurance, many local policies and cities stipulate that children in the family must be insured before they can apply for it for their parents. Your parents' age should need to be insured, and they may not need to pay for a year or two, and then they can receive 100 yuan per month (the standards are different in various places, and now the basic rural areas are at this price).
Ask the local administration or your specific situation. If your parents used to have a unit, there should be no problem if they are retired. If your parents are urban residents with urban hukou and do not have a job, you can participate in the urban resident pension insurance.
Those who have a job need to participate in the employee pension insurance. Migrant workers can choose one of the employee pension and the new rural rural insurance to pay. In short, the more you pay, the more you will get in the future.
Generally, there will be grades. However, it seems that the basic pension insurance should not be said so much by you. Even the basic pension in the town does not seem to be so much.
Specifically, ask about civil affairs.
If you're going to take out business insurance, it's hard to say. That kind of insurance company has a lot of regulations.
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I am 73 years old, I want to pay 72,000 yuan at a time, how much is the monthly supplement, how much is the personal account, how much is the monthly ten people, how much is the monthly ten, and how much is the premium that should be refunded after (1o years)?
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