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No, the so-called vehicle mortgage is to mortgage the green capital of the vehicle to the bank or other places, which is equivalent to the house capital, so it is impossible to go through the mortgage procedures without this thing.
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If your vehicle does not have a vehicle registration capital, you can't use the vehicle to mortgage the loan because the bank will only apply for a commercial loan if the vehicle registration capital is mortgaged to the bank.
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Can I mortgage my vehicle without a vehicle registration certificate? It should not be, because the mortgage requires the verification of the vehicle, and if your vehicle registration certificate is lost, you can go to the traffic management department to apply for a new one.
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If you don't have a vehicle registration, you can't take it as a mortgage, but you can only take it and mortgage it to those informal small companies, because those people don't pay attention to it, so they dare to do it.
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Without a vehicle registration book, you can't prove that the car is yours, so you can't mortgage it.
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If you don't have a vehicle registration book, you can mortgage it because it has value.
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You cannot mortgage without a vehicle registration book. And the bank won't accept it.
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A mortgage requires a green book, and generally cannot do without a green book, unless the mortgage unit can do something else.
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Then you can have your own driving license, driver's license and valid ID.
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I don't usually choose to mortgage, I sell all my used cars.
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There is no information registration, but in general, you can't get the quality, specifically because this is an abnormal form.
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Then you can take Chen Liao as a mortgage? Probably not.
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1. Can a car without a big book be mortgaged?
1. Cars without a large capital generally cannot be mortgaged. The vehicle management office needs to see the motor vehicle registration certificate, and will also register the relevant mortgage information on the certificate, but the owner can still handle the relevant loan, as long as the lending institution can accept this situation, you can handle the relevant loan, after the loan application is successful, the lender should also remember to repay the loan on time to avoid overdue.
2. Legal basis: Article 25 of the "Provisions on Motor Vehicle Registration".
If the ownership of a registered motor vehicle is transferred, the owner of the motor vehicle shall apply to the vehicle administration office at the place of registration for transfer registration within 30 days from the date of delivery of the motor vehicle.
Before the owner of a motor vehicle applies for transfer registration, the road traffic safety violations and traffic accidents involving the vehicle shall be dealt with.
Article 26.
If an application is made for transfer registration, the current owner of the motor vehicle shall submit the motor vehicle for inspection, confirm the application information, and submit the following certificates and vouchers:
1) The identity certificate of the current owner of the motor vehicle;
2) Proof and voucher of the transfer of ownership of motor vehicles;
3) Motor vehicle registration certificate;
4) Motor vehicle driving license;
5) For motor vehicles under customs supervision, a certificate of release from supervision of the vehicle under customs supervision or a certificate of transfer approved by the customs shall also be submitted;
6) If the motor vehicle is beyond the validity period of the inspection, it shall also submit the certificate of conformity of the motor vehicle safety technical inspection and the certificate of compulsory insurance of traffic accident liability.
The vehicle management office shall, within one day from the date of acceptance of the application, inspect the motor vehicle, check the vehicle identification number rubbing film or electronic information, review the submitted certificates and vouchers, withdraw the license plate and driving license, determine the new motor vehicle license plate number, endorse the transfer on the motor vehicle registration certificate, and re-issue the license plate, driving license and inspection mark.
If an application for transfer registration is made during the registration period of a motor vehicle mortgage, the original owner of the motor vehicle, the current owner of the motor vehicle and the mortgagee shall jointly apply for the registration, and the vehicle management office shall handle the new mortgage registration at the same time.
If an application for transfer registration is made during the period of filing a motor vehicle pledge, the original owner of the motor vehicle, the current owner of the motor vehicle and the pledgee shall jointly apply for it, and the vehicle management office shall handle a new pledge filing at the same time.
2. How to handle the vehicle mortgage procedures.
1. The lending institution receives the information provided by the applicant;
2. Conduct home visits, surveys and estimate the value of the vehicle to the applicant;
3. The loan amount preliminarily predetermined by the lending institution;
4. Handle the notarization of entrustment and loan notarization;
5. The lending institution collects the relevant documents of the applicant;
6. Go through mortgage registration procedures;
7. Loans.
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Legal analysis: Yes, if the owner of a motor vehicle mortgages the vehicle to another person, he needs to go to the vehicle management office at the place of registration to register the mortgage.
Legal basis: Provisions on the Registration of Motor Vehicles
Article 22 If the owner of a motor vehicle mortgages a motor vehicle as collateral, he shall apply to the vehicle group vehicle management office at the place of registration for mortgage registration; If the mortgage right is extinguished, it shall be absent and shall apply to the vehicle management office at the place of registration for the cancellation of the mortgage registration.
Article 13 Where applying for mortgage registration, the owner of the motor vehicle shall fill in the application form, which shall be jointly applied by the owner of the motor vehicle and the mortgagee, and the following certificates and vouchers shall be submitted:
1) The identity certificate of the owner and mortgagee of the motor vehicle;
2) Motor vehicle registration certificate;
3) The main contract and mortgage contract concluded by the owner and mortgagee of the motor vehicle in accordance with law.
The vehicle management office shall, within one day from the date of acceptance, review the submitted certificates and vouchers, and endorse the content and date of mortgage registration on the motor vehicle registration certificate.
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A motor vehicle cannot be mortgaged without a driving license. The driving license is the proof of the legal identity of the motor vehicle. Items that do not have a legal ** cannot be used as collateral.
Driving License: The motor vehicle driving license is a legal document that allows a motor vehicle to drive on the road within the territory of our country. The driving license consists of three parts: the license folder, the home page and the subpage. Among them, the front of the home page is the endorsed certificate core, and the back is a photo of the motor vehicle, which is sealed with a plastic sleeve.
The sub-page is the endorsed core. The text color on the front of the home page of the driving license is black.
The People's Republic of China Motor Vehicle Driving License" font is 12pt bold, the position is centered; "License plate number", "vehicle type", "nature of use", "owner", "address", "make model", "engine number", vehicle identification number, registration date, certificate issuance date, etc. The text on the front of the subpage is black. "License plate number", "approved number of people", "file number", "curb weight", "total mass", "approved load quality", "overall dimensions", "quasi-traction total mass", "remarks", "inspection records" and other words.
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Analysis of the law of the law: No, it is a property with unknown ownership and cannot be mortgaged.
Legal basis: Article 399 of the Civil Code of the People's Republic of China The following property shall not be mortgaged:
a) land ownership;
2) The right to use collectively owned land such as homesteads, self-reserved land, and self-cultivated mountains, but where the law provides that it may be mortgaged, except for the mold;
3) Educational facilities, medical and health facilities, and other public welfare facilities established by non-profit legal persons for public interest purposes, such as schools, kindergartens, and medical institutions;
4) Property whose ownership or right to use is unclear or disputed;
5) Assets that have been sealed, seized, or supervised in accordance with law;
6) Other property that laws and administrative regulations provide must not be mortgaged.
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Legal Analysis: Legal. The car could have been used as a mortgage on the property, and if it could not be performed in time, the creditor had the right to have priority in repaying the rent.
Legal basis: Article 394 of the Civil Code of the People's Republic of China Where the debtor or a third party does not transfer possession of the property and mortgages the property to the creditor in order to guarantee the performance of the debt, the debtor fails to perform the due debt or the mortgage rights are realized as agreed by the parties, and the creditor has the right to be repaid in priority for the property. The debtor or a third party provided for in the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property provided for by the guarantee is the mortgaged property.
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Legitimate. The car could have been mortgaged as collateral property, and if it could not be performed in time, the creditor had the right to be repaid first. Legal basis:
Article 394 of the Civil Code of the People's Republic of China Where the debtor or a third party does not transfer possession of the property and mortgages the absolute property to the creditor in order to guarantee the performance of the debt, and the debtor fails to perform the due debt or the mortgage is realized as agreed by the parties, the creditor has the right to be repaid in priority for the property. The debtor or third party provided for in the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property provided for by the guarantee is the mortgaged property.
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