Jin Yousheng is 35 years old and pays 7,600 yuan per year for ten years, and pays how much each year

In addition to age, the ** of Jinyou Life is also related to gender, how many years to pay, purchase share, and additional protection, only knowing that some conditions are difficult to calculate. However, the content of this product is complicated, so it is recommended to understand it before buying.

Jin You's life is known as "being able to protect and make money" has set off a discussion, take a look at its security map:

The product form of Jinyou Life is "single compensation for critical illness + 3 compensation for mild illness", which has been complained about, what is the actual situation? I did a detailed analysis:"It's said on the Internet that Jin You's life is not good? Is it true? 》

From the analysis, we can know that it is not completely unreasonable to be complained about, it still has many shortcomings, such as the following shortcomings:

1. The proportion of compensation for mild illness is low

Although the product covers 50 minor illnesses and pays 3 claims, only 20% of the basic sum insured is paid for minor illnesses. Many excellent and even ordinary critical illness insurance companies on the market have started with a payout ratio of 30%.

2. Lack of protection for moderate illness

There is no protection for moderate illness, and now many critical illness insurance products already include moderate illness protection, and compared with critical illness, moderate illness and mild illness are often the precursors of critical illness.

3. The dividend protection is slightly poor

Let's talk about the dividends of Jinyou's life: annual dividends and final dividends.

Annual Dividend: As the name suggests, it refers to the dividend that can be received every year. The insured will not be able to receive the dividends directly, but will accumulate them in the policy, and the sum assured for critical illness will increase as a result.

Terminal bonus: paid upon termination of the contract, divided into care payment and special bonus. However, these three bonuses cannot be both, and can only pay one for three.

4. Premiums are expensive

After reading **, it is very clear that a 30-year-old man buys 500,000 sum insured, guaranteed for life, paid in 20 years, and has to pay a high premium a year, close to 20,000! It can be said that it is very expensive.

Summary: Based on these contents, the cost performance of Jinyou life is not high, the guarantee is not comprehensive, and it is relatively expensive, and there is no market competitiveness, as long as the budget is sufficient, I am not afraid that there is no better choice, you can refer to it:"Ten critical illness insurances that are much more cost-effective than Jinyou Life".

Thanks for reading, hope!

Xueba talks about insurance, focusing on insurance product evaluation! Comparison table of the latest 136 popular critical illness insurances

A one-time gift to you.

"It's true that the Internet says that Jin You's life is not good? 》

A must-see before you buy. Then I will talk about the advantages and disadvantages of Kim You's life:

Advantages: 1) The setting of dividends makes the sum insured not so serious as the depreciation with inflation, but it has little effect;

2) The company's brand awareness is high, and there are many branches and offline people, so that the service outlets of the Pacific are easy to find, and it will be more convenient to apply for insurance claims.

Let's look at the disadvantages first: Honestly, there are quite a few disadvantages.

Strictly speaking, the dividends are uncertain, the premiums are not cheap, and more importantly, in terms of disease protection, Jinyou Life is still not worth recommending! The word limit, I wrote down the reasons in this article, you can take a look"It's true that the Internet says that Jin You's life is not good? 》。

To sum up, I have never recommended participating critical illness insurance, even if it is a big brand product like Jinyou Life, buying insurance protection and financial management still have to be separated, in order to make the best use of each.

Hope, thank you!

Summary. Hello dear, glad to answer for you! Jinyou Life Dividend pays 82,500 yuan for ten years, and at the age of 60, he receives 910 yuan per month.

You can receive 506 yuan per month for 20 years, if you choose to pay for 10 years, you can pay 10 years for life, the product is in the early stage of the market to create a flexible use of big bing, its core is to protect the big bing. However, an annuity conversion function is provided, and you can see a bold HEI prompt in the insurance liability section of the policy<>

How much does Jinyou Life Dividend pay 82,500 yuan for ten years, how much does it cost to receive every month at the age of 60?

Hello dear, glad to answer for you! Jinyou Life Dividend pays 82,500 yuan for ten years, and at the age of 60, he receives 910 yuan per month. You can receive 506 yuan per month for 20 years, if you choose to pay for 10 years, you can pay 10 years for life, the product is in the early stage of the market to create a flexible use of big bing, its core is to protect the big bing.

However, an annuity conversion function is provided, and you can see a bold HEI prompt in the insurance liability section of the policy<>

Product waiting period: 180 days; 4.Occupation Restrictions:

All 6 types of occupations are acceptable. 2. The protection content of Pacific Life Insurance Jinyou Life 1The critical illness protection product covers 100 types of critical illness protection liabilities, and the basic sum insured is paid directly without grouping single claims. 2.

There are 50 types of mild illness protection covered by the mild illness benefit, which can be paid three times without grouping, and the insured is also entitled to the minor illness exemption right. However, the compensation ratio of this liability type is only 20%, which is still relatively low, and the average loss ratio of most products in the market is 30%. 3.

In addition to the above minor illness waiver rights, there must be death protection rights for life insurance liability itself! <>

Summary. Hello, Jin You Life pays 4000 yuan per year for 20 years, and after the age of 60, you can receive 4000 20 = 80000 + 8000 139 = yuan per month. You can receive a total of 20 years, which means that you can receive a total of yuan.

Hello! Pay 4,000 yuan a year to benefit your life, pay 20 years to 60 years old to change pension, how much money do you receive every month?

Hello! Pay 4,000 yuan a year to benefit your life, pay 20 years to 60 years old to change pension, how much money do you receive every month? There are the following aspects.

Year to year. Hello, Jinshan Gao Youyou life pays 4000 yuan per year for 20 years, and after the age of 60, you can receive 4000 20 = 80000 + 8000 139 = yuan per month. A total of 20 years can be received by the Huai Ji Nian Branch, that is, you can receive a total of yuan.

The actual data is subject to your local authorities.

Hello! Pay 5,418 yuan a year for Jin You's life, pay ten years to 60 years old to transfer pension, how much money do you receive every month?

Hello! Pay 5,418 yuan a year for Jin You's life, pay a pension for ten years to 60 years old, and receive about 980 more per month. Once converted, it also means that there is no health protection, because this product is a combination of whole life insurance and additional critical illness insurance, providing protection for 100 kinds of critical illness compensation 1 time, according to the effective amount of insurance, 50 kinds of minor illness can be compensated up to 3 times, each time according to 20% of the sum insured.

Once the policy is surrendered, these risk benefits are no longer entitled. Changing to retirement, which means surrendering the policy, still needs to look at the cash value of the policy, which can be viewed on the cash value table attached to the contract. Hello, the above is yes, you can refer to it, I hope it will help you I wish you a happy life! 

Summary. Jin Yousheng pays 2,700 yuan a year for 15 years, and receives 3,525 yuan per month at the age of 60. (300 yuan for 15 years) + (30 yuan for 15 years) = 3525 yuan.

4950 yuan 139 months = 35 yuan. (Hangzhou basic pension standard: 310 yuan) + (35 yuan) = 345 yuan Hangzhou highest payment level:

5000 yuan a year.

Jin Yousheng pays 2,700 a year for 15 years, and receives more money every month at the age of 60.

Jin You Life Insight pays 2,700 yuan a year for 15 years, and receives 3,525 yuan per month at the age of 60. (300 yuan for 15 years) + (30 yuan for 15 years) = 3525 yuan. 4950 yuan 139 months = 35 yuan.

Hangzhou basic pension standard: 310 yuan) + (35 yuan) = 345 yuan Hangzhou highest Naweiqing payment file: 5000 yuan per year.

This is uncertain, because dividends are unstable, and dividends are divided into annual dividends and final dividends, so it is necessary to have a blind brother body analysis in specific situations. We purchased this insurance for a 30-year-old male who is a 30-year-old man.

Pay 4,940 yuan a year for Jin You Life, pay 15 years to 60 years old to transfer pension, and receive 171428 yuan per month After paying enough for 15 years, Jin You Life can generally only take out all the money by surrendering, so as to obtain a surrender payment.

I paid it when I was 28 years old, and I paid it for 15 years. If you don't take the principal and let the dividends, how much money can you get by the age of 60, or you can get more money on a monthly basis.

Jin Yousheng pays 2,700 yuan a year for 15 years, and receives 3,525 yuan per month at the age of 60.

Summary. Hello, dear and happy to serve you, after 15 years of life in Jinyou's life, you can generally only take out the money by surrendering the insurance, so as to get a surrender payment. If you want to take out all the money inside, you can only get a surrender money by surrendering the policy, and the cash value and unclaimed dividends can generally be refunded.

Hello! Pay 4,940 yuan a year for Jin You's life, pay 15 years to 60 years old to change pension, how much money do you receive every month?

Hello, dear and happy to serve you, after 15 years of life in Jinyou's life, you can generally only take out the money by surrendering the insurance, so as to get a surrender payment. If you want to take out all the money inside, you can only get a surrender money by surrendering the policy, and the cash value and unclaimed dividends can generally be refunded.

Taking the 18th edition of Jinyou Life as an example, with a 20-year insurance for life, the first year's premium is 8280, and the additional Jinyou Life pays Critical Illness Insurance A for 20 years for life, and the first-year premium is 3510, which can be refunded after 20 years, and the 171428 can be refunded.

Can you get all the money you paid back at the age of 60?

If it is the social security paid by the employees of the enterprise, when the man retires at the age of 60, he can return your principal in more than 100 months, which is only the part you pay, the unit pays, as a co-ordination, you can't get it.