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There are a lot of people who have houses. It is that there are different ways to get the house. In the beginning it was to take advantage of various loans.
Or a provident fund. Buy a house. Pass again.
It's snowballing. Method. Make his financial strength stronger and stronger.
He was in the real estate industry. The way of operation is also becoming more and more proficient. So.
They have the state of two or three houses. It's normal. This is a manifestation of their vision and ability to invest.
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Hello, there are several houses, it is possible that his parents have some savings before, or they already have a house, the family conditions are not bad, or it may be demolished, this is not easy to say, mainly they get it formally, this is also a normal phenomenon, this is the so-called fate, hope, thank you.
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There are several suites for people. They are all people with a successful career and a flexible mind. A lot of it is made through money, and houses are earned.
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Why can't there be several suites? Dad's one, Mom's one, you can also buy two sets if you work hard, isn't this already 4 sets, and if your girlfriend has so many at home, it's 8 sets together, which is also normal.
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People who have several houses naturally have many ways to invest and manage their own finances, and most of the money they earn is used to buy houses, and the housing prices were low before.
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Isn't it okay for those celebrity families to add a little thickness to the rich second generation? Or maybe he started his business at the time and seized the opportunity.
Because he has a more flexible mind. Or someone to help.
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The money earned by others is stuffed, and they rely on their ability and ability, and they can't be envious.
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There are a lot of people in a few houses, and most of them are regular legal property.
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Over the past 30 years, China's economy has developed very rapidly. Some people's income may have risen from a few hundred dollars to a few thousand, but some people's income has risen from a few hundred dollars to millions, or even tens of millions. For them, buying a house is just a few months' income.
The gap between the rich and the poor is much greater than in the past, the wealth of the whole society is growing, and it is not growing a little bit, but growing in geometric multiples, and how many people cannot afford to buy a house today, there must be more people who buy a house to become easier.
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There are several reasons why wealthy people usually have more than one property:
1.Investment effect: Real estate is often seen as a safer way to invest. Especially in China, where house prices tend to move faster than many other investments, buying multiple properties can be seen as a conservative investment strategy to preserve and increase value.
2.Estate planning: Many wealthy people consider property as part of their inheritance to leave a legacy for the next generation. Real estate is better resistant to inflation than cash, making it an important tool for estate planning.
3.Housing needs: For the wealthy, buying multiple properties can meet their different living needs, such as a holiday home, a downtown apartment or a suburban villa, which can be used as a living option.
4.Tax incentives: In some regions, tax benefits are available for owning multiple properties.
For the benefits of owning multiple properties, in addition to the above-mentioned investment effects, estate planning, and residential needs, there are also the following:
1.Rental income: If the property is rented out, then it will bring a steady rental income to the owner.
2.Offsetting liabilities: If the property has a higher interest rate on the loan, then the rental income can be used to offset some of the liabilities, thereby reducing financial stress.
3.Symbol of wealth: Owning multiple properties is often seen as a symbol of wealth, especially in some socio-cultural contexts, where property is seen as a status symbol.
Please note that investing in real estate is risky, the value of real estate may fluctuate, and investment income may also be affected by a variety of factors, including economic cycles, policy adjustments, etc. When considering investing in real estate, you should fully consider your financial situation and risk tolerance.
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This is because real estate as a real estate has the following functions: the first is to live, which is also the most basic role of real estate, the house can be changed with the mood to live, which is also a kind of enjoyment; The second is that real estate has a certain role in maintaining and appreciating value, such as the sharp rise in housing prices in the past ten years, many rich people buy houses on the one hand to maintain and increase their value; The third is that real estate can be used as a resource to rent out to make money; The fourth is that real estate can be resold as a commodity for speculation, and it is often profitable to speculate on real estate. Therefore, many wealthy people buy a large amount of real estate mainly as an investment strategy, not just for residential purposes.
Of course, these are just some of the common roles, and there are other aspects that need to be further explored.
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This depends on the situation, for example, some celebrities have houses everywhere, just to facilitate work, because it is also very troublesome to rent a house everywhere, some people want to make money to speculate in real estate, to put it bluntly, some people are purely comparative, and some people are really rich and can't spend enough, so don't care about others, it's better to fight for your own house. Anyway, I think there is a reason why other people buy houses.
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There are many reasons for the price reduction, such as less income or fuller, or it may be that the builder is no longer developing more, etc. To be honest, there is no need to buy many houses in the future, as the state says, houses are for living, not for Chang's speculation.
For example, this time the new crown pneumonia epidemic, the state released a large amount of funds to support enterprises, and also specifically lowered the LPR interest rate. However, this year, due to the new crown pneumonia, people's incomes will be greatly reduced, and the ability to buy houses will be compressed instead of increasing, and the pressure on housing prices will be greater.
At present, the rent-to-sale ratio in first-tier cities is 1:70 1:100, and we can get at least 5% or 6% of the income every year by depositing five or six million in the bank.
If it is other riskier wealth management products, the rate of return can reach 8% to 10%. Don't think that 8% and 10% of investment and wealth management products will be lost all of a sudden, even if you lose money, it is generally impossible to lose all of them. However, with interest rates of more than 10%, you must be prepared for the risk of serious or even total loss of your money.
Is property really important for wealthy people?
According to the Hurun Wealth Report 2019, 65% of high-net-worth families with tens of millions of assets are business owners, and their corporate assets account for 2 3 of all their assets, and their real estate is generally more than 1.8 million yuan.
Professional stockholders, corporate gold collars and property speculators are the main force of real estate consumption. Professional shareholders (5%) own real estate worth more than 4.3 million yuan, corporate gold collar (20%) own real estate worth at least 5 million yuan, and property speculators (10%) invest in real estate about 84% of their total wealth.
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There are quite a lot of people, it is a house that was bought when the real estate has not been speculated, at that time the house was very cheap, 500,000 to buy two or three sets is not a problem, now 1 million can not buy a set, don't think that some people have several houses are very powerful, he may not have any ability, just buy a house early, I am around a person Huikuan, only envy in the early years had wanted to buy a villa, at that time less than 1 million, he already had a house, he felt that it was useless to buy so many houses, so he discouraged, As a result, the real estate rubbed to the top, and the villa later rose to more than 10 million.
When the price of real estate has not risen, people who own a few suites have become rich, less millions, more than hundreds of millions, because in the past few decades, the price of the house has risen rapidly, and the price of the house has exceeded the salary earned by going out to work, if there are a few houses at home, they will wait for the price of the house to rise every day, and the house that starts with 1 million will be sold in 2 years, which is equivalent to earning 500,000 in 1 year, not to mention that many people have more than one house in their hands, Professional house speculators even have hundreds of houses in their hands, and the price of the house alone keeps rising, and it is also hundreds of millions of income a year.
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I think it's worth it, because the house represents home to me. Each of us needs to own a house to meet our living needs. Some people spend their whole lives buying a house.
Whether this is worth it or not needs to be analyzed from three aspects: personal actual needs, personal economic conditions, and personal actual living conditions.
1. Analyze whether this behavior is worth it from the perspective of the actual needs of the individual.
Everything we do is underpinned by individual needs. Therefore, whether you need to spend a lifetime to buy a house should also be analyzed from the perspective of personal needs. If we really need a suite to meet our needs, then it is worth it for us to buy this apartment ourselves.
And if you don't have a need to live, but buy a house for other purposes, you need to think twice.
2. Determine whether this practice is appropriate according to personal economic conditions.
Different people have different economic conditions, which have a very critical impact on their specific behavior. If you have a good financial situation, especially if you can have a stable income, you can choose to spend all your money to buy a house, which will not affect your future life. And if your economic conditions are average and your income is unstable, you can't choose to spend everything you have to buy a house.
3.Decide whether you need to spend your whole life buying a house according to your actual living situation.
The fundamental purpose of the house is to live. Therefore, the most important point of buying a house or not is to decide whether to do so according to your actual living situation. If a person has a real need for the house in their actual life, then it is worthwhile and necessary to buy it themselves.
And if you don't need the house in real life, you spend all your money to buy a house, and you're going to get yourself in a difficult situation, so you can't make that choice.
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This question is not valid in the first place.
Young people nowadays don't want to get married at all.
Times are different, and the logarithm of marriage registrations in 2021 is only a little more than half of that in 2013;
It proves that young people nowadays do not want to get married.
Marriage now is different from before, and marriage back then was a life where everyone got together and lived together.
Now the wedding may have to make up six wallets, and after the wedding, it is still a piece of chicken feathers.
In the past, raising a baby was a multi-baby with more rice, but now raising a baby requires both a chicken baby and a chicken themselves.
Since the quality of life will be greatly reduced after marriage, many young people want to be free not to fall in love, and not to get married with milk tea.
Young people don't want houses.
It is also true that many young people from other places "tiptoe" want to buy a house in a first-tier city, but most young people who want to buy a house do not want marriage or dimensionality reduction, but just want the urban welfare and fixed residence they deserve.
It is a city welfare and a long-term residence, and it is not necessary to buy a house.
If the local government can provide affordable housing such as public rental housing, low-rent housing, and rental housing, and provide urban benefits such as household registration and medical care that are consistent with those of home buyers, Lao Lei believes that most young people are not willing to buy a house by themselves and help their families.
It's just that this is likely to affect local land finance, so it's ......
There are advantages to having a house.
Before all kinds of affordable housing are fully implemented, there are still advantages to buying a house in an urban area, especially after five years of buying a house.
At that time, property prices and rents have come up, and when the economy is good, you can consider settling down, education, medical care, pension and so on.
When the economy is bad, you can rent him out, and the rent of the house in Guangzhou urban area has risen more than the monthly payment after 5 years;
At that time, he can give back to you as a landlord, and you can move to a smaller rental house or an urban village by yourself.
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I don't know how many apartments are considered rich, but the most people I know have 48 suites, not counting 7,000 square meters of shops. I have the impression that this person is relatively rich. I passed away a few days ago, and I had a lot of wives and children, and there were fights.
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It doesn't have to be the first thing to do is to have a house to live in.
Then as long as there is more than one set, you can be considered rich.
Because renting a house is still quite a big expense.
It's good to have your own.
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It's hard to say how rich people are in this society now! But though, I don't think I'm a rich man if I'm not sick!
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3 sets are considered rich, no matter where they are. In the countryside, there are 3 sets where you are also rich locally, let alone in the big city.
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For those who don't have a house, having a house is a rich man.
For someone who owns several homes, you don't even have one house to brag about. Of course, this depends on the location of your house, such as whether your house is in the city center or the school district, then your house may be comparable to the value of several other people's houses.
People should be content. If you have a house, you are already better than many people.
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Everyone's definition of a rich person is different, people have to learn to be content, and in my opinion, being a real estate developer is rich.
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Just have a suite in Beijing, Shanghai, and Shenzhen.
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The property is more than 60 million yuan.
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