What is the process for buying a house? What is the process of buying a house?

1. Subscription process: The buyer and seller who sign the contract sign the house sale contract and perform the contract as agreed.

2. Signing process.

When signing the contract, you should bring the following information: 1) Deposit receipt, original ID card (married person needs to bring the original ID card of both husband and wife, marriage certificate) 2) Private seal 3) Original household registration book or household registration certificate 4) Original income certificate.

3. Determine the loan method: provident fund loan, commercial loan.

Provident Fund Loan can apply for a provident fund loan if you have paid the provident fund for 6 consecutive months according to the regulations. For individuals, the maximum limit of ordinary provident fund loans is 200,000 yuan, and if the unit pays supplementary provident fund, the maximum loan limit can reach 300,000 yuan.

Commercial loans: Under normal circumstances, if you buy a new house or a new house within five years, the bank will provide a 7% loan; If you buy a house that is five to ten years old, the loan is 6% ......For details of the loan, please refer to the specific regulations of each bank.

4. Loan process.

Issuing a personal tax return form to the bank to prove the authenticity of the income. According to the different loan regulations of different banks, prepare relevant materials to go through the relevant procedures. You can also negotiate with the developer or intermediary company to go to a non-designated bank to handle the mortgage business through the guarantee company.

5. Acceptance process.

Check the "Residential Quality Assurance Certificate", "Residential Instruction Manual" and "Completion Acceptance Record Form" of the house before the house inspection and move-in, and pay attention to the following points: check the quality of the house in detail, including whether there is cracking in the walls, doors and windows, balconies and other parts; .

6. Fees to be paid during the transaction: stamp duty: 5/10,000 of the house price.

There are 5 major processes for buying a house: (1) sign the subscription letter and pay the deposit; (2) Sign the purchase contract. Pay attention to clarifying the terms of delivery, payment, liability for breach of contract, etc.; (3) Apply for loans.

Pay attention to maintaining your credit before taking out a loan; (4) Receiving and inspecting the house. Bring tools or ask a home inspection company to inspect the house; (5) Apply for property right certificate. You can get the certificate about 1 year after the repossession.

What are the requirements for buying a house?

What are the procedures and precautions for buying a house?

After confirming the house, sign a house sale contract with the seller.

The buyer should first look at the house, determine the house and sign the house sale contract with the seller, the parties bring their ID cards, household registration books and purchase contracts to the housing registration management department to submit materials, apply for registration, the housing registration management department needs to review and verify the materials submitted by the parties, and the housing registration management department will review the materials and issue the real estate certificate if it is true and legal, and meets the requirements.

When buying a house, you should pay attention to verifying the identity of the seller, checking the five certificates of the house, signing the deposit rules, determining the repayment method, signing the property management agreement, and clarifying the delivery date.

Buying a house is a big event in our lives, fully understoodBuying a house process, be well prepared, in order to make the whole process efficient and smooth. In order to provide convenience for buyers, we have sorted out a process of buying a house, and by following the following explanations, the journey of buying a house may be easier. The process of buying a home can basically be divided into five stages, each with different things to do.

Let's take a look at the process of buying a house!

1. The process of buying a house.

1.Subscription process.

What is the difference between a deposit and a deposit? Although the difference between "deposit" and "deposit" is only one word, the legal meaning is completely different. The Contract Law stipulates that the deposit can be used as a guarantee for creditor's rights, and the buyer and seller who sign the contract shall be offset against the price or recovered after performing the contract with BOC.

If the buyer does not perform the deposit contract, he has no right to demand the return of the deposit; If the seller or developer who receives the deposit fails to perform the deposit contract, the deposit shall be returned double. However, the term "deposit" is not expressly stipulated in the law, and generally only indicates a kind of price paid in advance, and there is no issue of compensation for liability for breach of contract.

2.Signing process.

When signing the contract, you should bring the following information: 1) the deposit receipt, the original ID card of the person (if you are married, you need to bring the original ID card of both husband and wife, and the original marriage certificate of the marriage bond) 2) Private seal 3) The original household registration book or the original household registration certificate 4) The original income certificate.

3.Acceptance process.

Check the "Residential Quality Assurance Certificate", "Residential Instruction Manual" and "Completion Acceptance Record Form" of the house before checking the house: the area measurement table pipeline distribution map - check whether the commercial house delivered to you is consistent with the commercial house to be purchased under the contract, and whether its structure is the same as the original design drawing. Whether the area of the house has been actually measured by the real estate department, and whether there is a difference between the area and the area signed by the contract.

Check the "Beijing Construction Project Completion Acceptance Record Form" of the whole building of the purchased commercial house, which can indicate that the building has been accepted by the relevant departments. - Work with the developer to carry out the acceptance and handover of the purchased commercial housing.

2. Precautions for buying a house.

1. The buyer should first understand whether the real estate of the house to be purchased has signed a contract with the bank 2. Sign a purchase agreement with the developer and pay the deposit.

The process of the consumer starting from the consultation in the sales hall to the delivery of the house. (What do most consumers pay attention to about the house) (how to pay the deposit) (how to sign the contract) (how to get a loan) (type of loan) (how to pay, whether the real estate company sends a message to notify the amount payable for each installment).

Buying a house: 1. See if you are eligible to buy a house Generally speaking, buyers with a local hukou can buy their first home locally, while buying a house with a foreign hukou needs to meet certain requirements for paying taxes or social security. 2. Selection and determination** Buyers should screen out the location, **, house type, and floor according to their own needs**.

3. Sign the purchase contract After selecting the right one, the buyer needs to confirm the contract and pay the down payment at the same time. 4. Apply for housing loans Most buyers still have to buy houses through loans, and there are generally two types of loans: provident fund loans and commercial loans. 5. Home inspection and delivery You can invite a special home inspector to inspect the house from top to bottom and from the inside to the outside in accordance with the relevant industry standards, and finally hand over a written report to the prospective owner.

Precautions for buying a house: 1. Some people may not have a very high salary, and most of the houses are purchased with a down payment from the family. Your own bank statement may not be very pretty.

Before you buy a house. It's better to make a pretty journal. 2. Many developers will offer as much as they want.

How much deposit is required. Some developers will still refund the deposit. Some of them have various reasons when they retreat.

So if you pay a deposit. It is essential to look at the deposit contract. "Housing Registration Measures" Article 86 Where the ownership of a house is transferred in accordance with law, the following materials shall be submitted when applying for registration of the transfer of ownership of the house:

1) Application for registration; (2) Proof of the applicant's identity; (3) Certificate of ownership of the house; (D) the homestead use right certificate or collectively owned construction land use right certificate; (5) Materials proving that the ownership of the house has been transferred; (6) Other necessary materials. Those who apply for registration of the transfer of ownership of villagers' houses shall also submit supporting materials proving that the rural collective economic organization has agreed to the transfer. Where a rural collective economic organization applies for registration of the transfer of ownership of a house, it shall also submit supporting materials with the consent of the villagers' meeting or the authorization of the villagers' meeting and the consent of the villagers' representative meeting.

The process of buying a house generally includes the following 4 steps: 1. Buyers check their qualifications to buy a house, such as Huaichong, which is now implemented in many first- and second-tier cities across the country, so buyers first need to understand whether they have the qualifications to buy a house; 2. Buyer selection**. When selecting, buyers need to go to the site to see the house, focusing on whether the property is eligible for pre-sale; 3. Determination**; 4. Pay a deposit and make a down payment.

[Legal Dispersion Basis].

Real Estate Management Law of the People's Republic of China Article 61 When real estate is transferred or changed, it shall apply to the local people's ** real estate management department at or above the county level for registration of real estate change, and the god will apply to the people's ** land management department at the same level for registration of change of land use right with the changed house ownership certificate, and the people's ** land management department at the same level shall replace or change the land use right certificate after verification by the people's ** land management department at the same level. Where the law provides otherwise, it is to be handled in accordance with the provisions of the relevant laws.

The process of buying a house: 1. Choose a house, and look at the hardware conditions of the real estate on the spot; 2. To sign the short purchase book, a certain deposit is required; 3. Sign the purchase contract, and the developer's verbal commitment should be written into the contract; 4. Make payment, and you can inspect the house after payment; 5. Decoration and occupancy, signing the management of the Dou Ji Xun Convention and paying the property management fees; 6. Apply for property right certificate. After the formal sales of commercial housing begins, a sales office will generally be set up, and buyers can sign a subscription letter at the sales office and pay a deposit after approving the project.

Choosing a room. Buyers should screen out the location, **, house type, and floor according to their own needs**. Then, by considering factors such as the strength of the developer, the supporting facilities of the community, and the property qualifications, the final ** is determined.

Applying for real estate certificates.

Buying a house and handling the real estate certificate of the house is also an important part of the process of buying a house. The handling of the real estate certificate is generally organized by the developer to the real estate management department. It is also important to remind buyers that if the house you buy does not have a pre-sale certificate, then you will not be able to apply for a real estate certificate, and you can only complete this process when the developer finally has the qualifications of the five certificates.

Therefore, in the early stage of buying a house, the developer's five certificates must be reviewed, otherwise the issuance time of the real estate certificate will be greatly extended.

Home inspection and delivery. The process of home inspection usually takes 2 to 3 hours, depending on the type and size of the house. Buyers can invite a dedicated home inspector to inspect the house from top to bottom and from the inside to the outside in accordance with relevant industry standards, including inspecting the outdoor site, roof, basement, floors, attic, water and electricity facilities, and turning on heaters, air conditioners and other equipment, and finally handing over a written report to the prospective owner.

In the process of house inspection, I hope that everyone can track the whole process to avoid problems and difficulties in rights protection.