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Anonymous users2024-02-06Hello, there are many ways to repay now, you can choose equal principal, equal principal and interest and other repayment methods, or you can repay in advance. For example, if you have money to spend, you can operate early repayment in the official app, and all the fees for early repayment will be displayed in the app, and the interest fee is transparent.
Youqianhua, formerly known as "Youqianhua", is a credit brand of Du Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services
It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security.
Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.
2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.
Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.
This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.
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Anonymous users2024-02-05Generally, you can manually operate the repayment on the APP, or call customer service to deduct it in advance. For example, if you apply for a loan in installments, you can click "Repay Now" on the Installment App or find the repayment button in "My-My Loan" to repay.
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Anonymous users2024-02-04If you want to repay the loan early, you can negotiate with the lender to repay the loan. The lender may refuse the borrower's early repayment, unless the early repayment does not harm the lender's interests, and the interest shall be calculated according to the period of the party's actual borrowing, unless otherwise agreed by the parties.
[Legal Evidence].
Article 530 of the Civil Code.
The creditor may refuse the debtor's early performance of the debt, except where the early performance does not harm the interests of the creditor.
The debtor shall bear the increased fees and expenses incurred by the debtor for the early performance of the debt to the creditor.
Article 676.
If the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or the relevant provisions of the state.
Article 677.
If the borrower returns the loan in advance, the interest shall be calculated according to the actual period of the loan, unless otherwise agreed by the parties.
Article 678.
The borrower can apply to the lender for an extension before the expiration of the repayment period; If the lender agrees, it can be extended.
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