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The statute of limitations for life insurance claims is generally 5 years from the date of the insured event; The statute of limitations for other insurance plans is generally 2 years.
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If the information is complete and fast, the premise is that the case is closed. Works for you :)
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It generally takes 1-3 months for a regular insurance company to handle this case, and it is as fast as one month. Second, if you are full of compulsory insurance and insurance, it is better to go private, it is very expensive to go to court, and you only need to pay for nutrition if you are private. Going to court will not only cost you all the insurance, but you will also pay a lot.
You can do the math. Third, regardless of whether there is a second operation or not, the insurance you buy is not a fully covered insurance, that is, the insurance company has a certain upper limit on the compensation, and after the upper limit, it will not be paid. Fourth, you don't have to be nervous about this kind of thing, everyone doesn't want to have something happening.
But if you want to be private, go to see the person who was hit more often to gain sympathy, and when you are private, you can get the best result you want. You have to reassure the other party first, you will take care of this matter, and you will pay for it. It's easy for everyone to talk about compensation and talk about their thoughts.
Win the sympathy of the other party, and maximize your interests. Fifth, you are now taking all the evidence, including the money spent by the hospital, you must have a list, and you will not pay for it without a list. In this way, the insurance company will ask for it, and there may be a process for making a claim, so you must pay in advance first.
Finally, your liability insurance is high, and as long as you have a bill, you may end up spending a little on your own, but it will take time. Best wishes.
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In the normal process, the claim must be submitted within 2 years, and there is no time limit in the case of the court's decision.
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According to the Insurance Law, the statute of limitations for initiating a claim is 2 years for car insurance and 3 years for life insurance.
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In a car accident, the person is injured in general, it is based on the person's injury to identify, if the person's injury Tuchang recovery time is relatively long, it will take a long time, it may wait for his injury to be completely good. Or bring your own invoice, and then give insurance to the insurance company, and the salary is in the old money.
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There is no fixed number of compensation deadlines for car accident victims, and it depends on the condition of the injured. Whether the end is stable or not, and there is no need for a second or third time after the surgery. before a claim can be made.
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Legal Analysis: Statute of Limitations for Traffic Accident Insurance Claims:
1. If it is insurance other than life insurance, the right of the insured or beneficiary to claim compensation or pay insurance money to the insurer shall be extinguished if it is not exercised within two years from the date on which it becomes aware of the occurrence of the insured event;
2. If it is a life insurance, it shall be extinguished if it is not exercised within 5 years from the date on which it knows that the insured accident has occurred.
Legal basis: Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability
Article 28 In the event of a road traffic accident involving a motor vehicle that has been insured, the insured shall apply to the insurance company for compensation of insurance money. The insurance company shall, within one day from the date of receipt of the compensation application, inform the insured in writing of the number of good certificates and materials related to the compensation that need to be provided to the insurance company.
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Legal analysis: There is no statutory time limit for compensation for car accident injuries, but if the party who has been reformed sues the people's court to protect his legitimate rights and interests, the statute of limitations is three years.
Legal basis: Article 188 of the Civil Code of the People's Republic of China provides that the statute of limitations for requesting protection of civil rights from a people's court is three years. Where the law provides otherwise, follow those provisions.
The limitation period is calculated from the date on which the right holder knows or should know that the right has been damaged and the obligor. Where the law provides otherwise, follow those provisions. However, if more than 20 years have elapsed since the date on which the rights were infringed, the people's court shall not grant protection, and if there are special circumstances, the people's court may extend the determination on the basis of the application of the nuclear rights holder.
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It depends. In the event of a traffic accident, if someone is injured, the insurance company's claim money can generally be settled within three working days, provided that the hospital has completed the settlement, the procedures are complete, and the information is complete. If the above criteria are not met, the insurance company will pay the compensation after three working days.
Legal basis: Article 49 of the "Provisions on Procedures for Handling Road Traffic Accidents" stipulates that if it is necessary to conduct inspection and appraisal, the traffic management department of the public chong and sensitive security organs shall, in accordance with the relevant regulations, entrust a qualified appraisal agency to conduct inspection and appraisal within three days from the date of the completion of the accident scene investigation. The autopsy shall be commissioned within 3 days of the date of death.
The inspection and appraisal of the traffic hit-and-run vehicle shall be entrusted within three days from the date of seizure of the suspected vehicle. If the on-site investigation needs to be inspected and identified after three days from the date of completion, it shall be reported to the traffic management department of the public security organ at the next higher level for approval. The evaluation of mental illness is to be conducted by an evaluation institution with psychiatric evaluation qualifications.
Article 17 of the Interpretation of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Personal Injury Compensation Cases stipulates that if a victim suffers a personal injury, the compensation obligor shall compensate for all expenses incurred due to medical treatment and the loss of income due to lost work, including medical expenses, lost work expenses, nursing expenses, transportation expenses, accommodation expenses, hospital meal subsidies, and necessary nutrition expenses. If the victim is disabled due to injury, the compensation obligor shall also compensate for the necessary expenses incurred by the victim due to the increase in living needs and the loss of income caused by the loss of the ability to work, including disability compensation, disability assistive device expenses, and living expenses for dependents, as well as the necessary expenses, nursing expenses, and follow-up expenses actually incurred due to nursing care and continuation. Where the victim dies, the compensation obligor shall, in addition to compensating the relevant expenses provided for in the first paragraph of this article on the basis of the circumstances of the rescue, also compensate for the funeral expenses, the living expenses of the dependents, the death compensation expenses, and other reasonable expenses such as transportation expenses, accommodation expenses, and loss of work incurred by the victim's relatives in handling the funeral.
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