I owe more than 20,000 yuan in online loans and can t hold on, and I want to confess to my family, b

1. Confess. I believe that this is the most reluctant method for many friends to choose ashore, for fear of losing face. Know that if you confess to your family, they may be angry and sad, but in the end, they are the only ones who can help you get through it. Who hasn't done something wrong?

2. Negotiation. When the online loan cannot be repaid, it is possible to negotiate with the online loan platform, and before negotiating, you should be clear about the loan principal and interest, and negotiate with it whether the repayment period can be extended, and even the interest can be negotiated. And the collector must answer the ** call, and explain that he has the willingness to repay, but there is no money to repay at present, and negotiate the specific repayment time and so on.

3. Work. Don't think that you owe a lot of online loans and will collapse before you can go to the sky, and you will be in a slump from then on, this is a big mistake. It is precisely because of the money owed that it is even more important to cheer up, work hard, and earn money well.

You should save what you should save, get rid of your own problem of spending lavishly, how much you can pay off, and one day you will pay off all your debts.

4. Pay off reasonable arrears.

With the development of social science and technology, personal credit has become closely related to our lives, as long as we still need loans in the future, we must maintain good credit, because banks have requirements for credit information, so remember not to leave some bad records on personal credit, you can understand your current credit situation through Mi Weicha, and find this public platform. You should lower your spending level, try to increase your income, pay off the arrears as soon as possible, or borrow money from relatives and friends to pay off the money on the loan platform first, and then slowly pay off the money of your family and friends.

Hurry up and confess, the sooner you confess, the better, this is a big mouth. If you don't catch up, your credit will be affected in the future. The credit for your later life or something will also be affected. In the future, I promised my family that I would never touch an online loan again.

In fact, if you owe too much, you really can't do anything, it's better to confess, and the sooner the better. No matter whether they will help you or not, no matter how they scold you, at least your parents have the right to know! After opening this mouth, the burden in my heart is not so heavy.

You better tell your family earlier, the online loan is an interest rollover, and it can't be repaid at all.

Don't go to the online loan, the interest rate is very high, of course, if you have already taken out a loan, the only way is to make it clear to your family, let them help you repay the money, or find your relatives and friends to borrow and repay, otherwise the interest will not be able to pay back.

Since you feel that you can't hold it anymore, then confess quickly, it doesn't matter if you make a mistake, what you are afraid of is not daring to admit your mistake. People should have the courage to bear the consequences when they do something wrong, as long as they don't make similar mistakes in the future.

Be sure to confess as soon as possible, don't worry, you are your own child.

Confess early, turn back, admit your mistakes, and cheat people with online loans! High interest! The stakes are high!

Say, although your parents will scold you, they will still find a way to help you pay it back, otherwise what should you do? Who made you their child?

Confessing to your family is often the first step in solving the problem, and even if you feel scared, the dilemma will not resolve itself. Here are the recommendations for dealing with this situation:

2.Choose the right time and place: Find a quiet, comfortable environment and talk to your family when there are no distractions so you can focus on each other.

3.Plan the conversation: Before the conversation, be prepared to articulate your situation, why, and feelings. Try to be honest, candid, and avoid blaming others.

4.Explain the details: Explain details such as why you are borrowing, how much, and interest rates. Make it clear that you've tried to make the payments, but are feeling stressed at the moment.

5.Show sincerity and remorse: Show your regrets, admit your mistakes, and express your desire to solve the problem. Family members will be more likely to understand and support you.

6.Accept responsibility and ask for help: Take responsibility for yourself and seek help and advice from your family. Discuss solutions, such as seeking financial support from family members or creating a repayment plan together.

Summary: Facing a difficult situation and being open to your family is an important step in solving the problem. Express your situation with honesty and humility and seek their help and support. Family members are usually willing to help you through this and work with you to find a solution.

Extended information: When dealing with liabilities, you may also want to consider consulting with a professional financial institution to learn more about debt restructuring, repayment plans, and more. In addition, choose a compliant financial services platform carefully to avoid falling into fraudulent loans with high interest rates.

I owe more than 20,000 yuan for an online loan, and the interest should be quite high, so let's confess this matter to my family as soon as possible, they will scold you but in the end they will help you find a way to solve it, after all, they are your family, but you must remember it for a long time.

This thing, both.

However, it has already been touched, or don't hide it, after all, you can't pay it back yourself, since you can't pay it back, then sooner or later you will be known by your family to answer, and at that time, you need to pay back more, isn't this asking for trouble for yourself! Since it's wrong, don't be wrong again, confess it early, and let your family help you pay it back, or what if you pay it back in the future!

It's better to confess to your family, this kind of loan, if it is overdue, the arrears will be more and more, and the power of a family member is better than that of you alone. Now that I know I'm sorry for my parents, it's good to be fine in the future. Your family will forgive you, but if you don't say it, you owe more and more money, and in the end it will cause greater losses, wouldn't it be more sorry for your parents?

Say it as soon as possible, do something to please in the early stage, be more diligent and diligent, so that the foreshadowing will beat you up at most, if you know from the mouth of the debt collector, it is not a beating that can be solved, you have to be mad.

Confess to your family, I originally owed 30,000 for five years to support the loan, and now I owe 140,000 yuan, and today I confessed to my family.

Talk to your family. 30,000 is not much, the family helps you once, and the more you owe it, the more you owe it. I also owe a lot, and today I told my family everything I had to say.

I also add up to a little more than 30,000, and I have been thinking about how to talk to my family for the past few days, but I can't sleep, and I don't know how to speak. I want to pay it back all at once, and I don't want to live this kind of life with loans.

Did the landlord confess to his family? I'm du too

It's a day overdue, and zhi is ready to be a week overdue to get the rest.

DAO makes up for it a little! It's also more than 30,000 yuan! I seem to be telling my family, but I'm afraid they won't accept the facts! Because my image at home is still very good! I can't sleep at night, and I can only sleep 1 or 2 hours a day. Suffering.

Borrow money from your parents and promise to pay them back.

Hopefully, you'll be able to correct your mistakes and tell them otherwise, the more you roll.

Except that life and death are trivial... Figure it out for yourself...

Borrow money from your parents and promise to pay them back.

Let's see what others have to say.

First of all, I must give you a certainty: confess to your family immediately, immediately. Then, I'll settle yoursPsychological cognitionIssue.

This is a typical death to save face, and what is even worse is that it doesn't take a long time to wait for people to come to your door and bombard your circle of friends.

Contacts book, when your credit is hacked, you will have endless sins and people to lose.

Nightmares will wake up eventually, but online loans are much more terrible than nightmares, and they will not let you go. It's not that you don't want to tell your family, you just want the "best of both worlds" solution, which can not only repay the money, but also maintain your self-esteem, however, the endings of countless online loan stories have punctured such illusions, leaving only chicken feathers.

Even at the cost of lives.

Maintain a good attitude, and if necessary, you can also seek help from your family, even if it is moral support and encouragement, at least you can get the warmth of your family in the difficult situation of being in debt, or get help from your family to get yourself through the difficulties.

In fact, the subjective initiative of young people.

It's endless, and in the case of debt, don't think that there will be "pie in the sky."

The only way to really solve this problem is to create more financial income and improve their repayment ability.

Young people have great opportunities and creativity in choosing careers, so they should not only be satisfied with their current work income, but should actively develop their own resources and contacts, and increase their financial income through different channels. The more difficult it is, the more we must maintain an enterprising attitude, the more we must have a heart that is not easy to give up, and we must believe in ourselves!

1. Put down the seeds.

After the online loan is overdue, the reason why the borrower does not dare to let the family know is because he is afraid that the family will blame him, and at the same time, he is afraid that his relatives and friends will know that he will not be able to save face. In fact, it has reached this point where the mountains and rivers are exhausted, what can you take into account that you don't have to face? Put down your face first, put it on the ground and rub it, and tell yourself that now that you have no face, you must confess.

2. Find out why.

Find out why you are borrowing so many online loans? Why did you find yourself in such a situation? What did you do with all this money?

If you take all this money and squander it somewhere else, slap yourself hard and tell yourself never to do such a stupid thing again. If the money is used to do business and the turnover of funds is lost, at least it means that you are still self-motivated.

summarize the reasons for the failure of the business and start all over again.

3. Prepare for the worst.

What would be the worst outcome after you confessed? How do you deal with it? As parents, there will be calf guards.

If you meet such parents, it is a blessing from eight lifetimes, remember to go ashore, never touch the online loan again, even if you have no money to sleep on the street, you must not touch. If your parents have a bad temper and beat you up and scold you, don't think about it, at least let your parents be mentally prepared when they face harassment by collectors, at least they won't be so angry that they fall over.

4. You have to rely on yourself when you go ashore.

Confessing is just to make yourself feel more relaxed, and if you want to go ashore, you have to rely on yourself. Calm down and analyze, get a credit report on the innocent data and the like, and find out which online loans you currently owe? Which ones are on the credit report?

Which ones are not on the credit report? Which can be dragged on.

Slow down? What is outside the statutory interest rate? Do it in your heart, discuss the online loan of the money that is on the credit investigation and are eager to repay the money, and see if you can repay the loan in installments?

Calculate how much you're going to pay back each month and work hard to make money! There is only one goal for each month, and that is to make monthly payments.

Stick to it for a year or two, and you'll be able to get ashore.

You can tell your parents about this encounter. Doing something outside that I regret myself. You want to get their help and understanding, and you already know it's wrong.

Hopefully, they can help you through this for the time being, and will return it in the future when you can.

When are you going to do it. What to do now. I also owe 80,000 yuan and can't pay it back

This can't be hidden.

Let's talk to my husband.

If husband loves you.

will bear it with you.

Be brave enough to face what happens in the future.

Experience teaches.

Online loans are not credible, so it is better to go to a formal bank for a loan.

I wish you a speedy way out of the predicament and get better and better.

If you have the financial means and can solve the loan problem on your own, then you can not tell your family.

But if you can't solve it yourself, then it is better to turn to your parents and relatives; If you don't dare to say it, then try to muster up the courage yourself.

Thirteen thousand is not a big number, and the salary of an ordinary job is enough for a few months. If you're a student, go to your parents.

Be sure to confess to your parents, if you don't confess, the consequences will be more serious, if the interest rate of the online loan is getting higher and higher, your pressure will be more and more, and it may also make your life collapse.

If you owe 13,000 online loans, you must tell your parents if you can't afford it, because online loans are very scary, although there will be a risk of being scolded after telling your parents, but your parents can stop losses in time to avoid greater harm.

Don't dare to confess to your parents, you have to work hard to earn money, pay back all the online loans you owe, once you don't pay it back on time, you don't need to tell your parents, they will call your parents, send text messages, and keep urging your parents to force you to pay back.

To confess, and it is best to confess as soon as possible, because the longer this kind of loan drags on, the more difficult it is to change, 13,000 is actually not much, tell your parents that you will be criticized at most, your parents are capable of repaying, and they also know the harm of borrowing money, so believe them, just don't borrow again in the future, and they will forgive you.