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Pay for five years, 20,000 yuan per year, and definitely say that you can pay enough 100,000 yuan. If you focus on that type of insurance, you can give you a suggestion in a private chat, and you can also give you a comparison of more than a dozen companies, so that you can clearly understand which one is more suitable for you.
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On December 8th, "People**" will report on a large page, and **TV will broadcast a loop on December 23rd to buy China Taiping Financial Management "Enjoy the Family" for one day, with specific advantages.
1.Expensive background: Taiping, a state-owned enterprise, has a growth history of 86 years, and is 100% funded by the Ministry of Finance.
2.Short-term and fast: pay the fee for three years, return it every year after the payment period, and receive the money for life.
3.More income: four incomes (30% of the sum insured, annual + daily interest-bearing monthly compound interest rollover in the wealth diamond account + 200% of the sum insured at the age of 65 + death to receive the premiums paid and increase the wealth of the next generation).
4.Stable income: a single investment, a lifetime worry-free! Don't worry about bank interest rate cuts! Compound interest ensures that the return only increases, not decreases!
5.Capital work: you can get it if you want it, pay it if you want to pay it, and borrow it if you want to borrow it......
6.Strong function: It can solve the education fund, wedding fund, entrepreneurship fund, pension, wealth inheritance, tax exemption and debt avoidance!
7.Integrity: Article 85 of the Insurance Law stipulates that insurance companies engaged in life insurance business shall not be dissolved except for division and merger. Don't worry about any risks, one investment, three generations benefit, so that you can enjoy life with ease!!
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Yes, don't pay if you pay enough 100,000.
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That's right, go straight back to the original after 10 years.
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It is recommended to take a look at Sunshine Life's Fortune No. 1, which has a short payment, a lifetime guarantee, a rebate premium, and an interest rate as high.
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Hello: Life Life has a pure pension insurance: this life is wishful,
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Yes, what kind of protection do you pay attention to? Welcome to Prudential Life.
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Hello, China Taiping Life pays for three years, and begins to receive money in the third year until 65 for life. If the child is 10 weeks old, the grandparents can insure their children and grandchildren. My ** feel free to get in touch.
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Didn't you finish your question?
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Life insurance includes term life insurance, whole life insurance, and both. Life insurance is 100,000 a year for 5 years, we have to see which type of insurance product the policyholder buys, if it is used for financial management to buy increased whole life insurance products, it is normal. We know that the sum insured is closely related to the premium, so how do we determine the sum insured?
In addition, whether the premium of the insurance is reasonable depends on the policyholder's own situation and the purpose of the insurance.
If the policyholder does not belong to the high-net-worth group, but belongs to the general public like the senior sister, then the premium of 100,000 yuan this year is really a bit high, after all, in addition to the necessary daily expenses of eating, drinking and living in a year, very few salaried people can save 100,000 yuan and invest in insurance. If you really want to improve your protection by taking out insurance, you might as well take a look at this article: How to buy the cheapest insurance?
As mentioned earlier, it is most normal for a product with a premium of 100,000 yuan a year to be placed in life insurance for financial purposes, but the senior sister would like to remind you: it is best to do a good job of other personal protection before considering life insurance of financial nature. A person's biggest capital is actually himself, so no matter what, he must protect himself first, such as configuring critical illness insurance, medical insurance, accident insurance, etc., to minimize the risk he bears, and then seek to increase the value of his property.
So what do we need to pay attention to when applying for a product? You can take a look at this article: This insurance principle is correct!
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You look at the policy, and there is a sum insured on the insurance policy. After the expiration of 5 years = the number of sum insured on the policy + the dividend of the 5 years (but the dividend is uncertain and varies from year to year, this dividend cannot be estimated mainly depending on the operating conditions of the insurance company in the current year). The 5-year maturity should be higher than the bank's 5 fixed interest, and then this insurance is guaranteed, and the bank deposit is not guaranteed.
If you are not in a hurry, it is more suitable to save this insurance than to deposit it in the bank.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Summary. Hello dear, glad to answer for you.
If you save 10,000 yuan for life insurance for 5 years, you should be able to get a bonus of about three or four thousand at that time.
Because of this kind of life insurance, if you save 10,000 yuan for 5 years, if you pay interest, you will have almost 10,000 yuan in 10 years. But there is still a possibility of zero. The 5% annual interest rate is the dividend calculated and compounded according to this interest rate, and the one who gives you an approximate or exact figure is demonstrated, plus 6 years of dividends (every year You can call the customer service of Chinese Life Insurance Company**.
I hope mine can help you
Life insurance pays 10,000 yuan a year for five years, and how much can be refunded after ten years.
Hello dear, I am glad to answer for you that life insurance 10,000 yuan is saved for 5 years, and then you should be able to get about three or four thousand dividends. Because of this kind of life insurance, if you save 10,000 yuan for 5 years, if you pay interest, you will have almost 10,000 yuan in 10 years. But there is still a possibility of zero.
The 5% annual interest rate is the dividend calculated and compounded according to this interest rate, and the one who gives you an approximate or exact figure is demonstrated, plus 6 years of dividends (every year You can call the customer service of Chinese Life Insurance Company**. I hope mine can help you
Hello, did the answer help you? If you have any questions, you can consult me within 24 hours, and if you have no other questions, you can click to end early and give a [like] Your gesture is very important to us, thank you! Wishing you: a happy life. <>
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Summary. Dear, life insurance pays 30,000 yuan per year for 5 years, which is the double happiness insurance (dividend-paying type) of China Life Fulu. Participating insurance refers to a life insurance product in which the insurance company distributes its actual empirical results to policyholders in a certain proportion compared to the surplus assumed by pricing, and can obtain benefits at the same time.
Participating insurance not only has a protection function, but also a financial management function, which is quite popular with consumers.
Life insurance is paid 30,000 yuan per year for 5 years.
Hello, dear. I am happy to answer the <> for you, life insurance pays 30,000 yuan a year, and pays a total of 150,000 yuan for 5 years.
Dear, life insurance pays 30,000 yuan per year for 5 years, which is the double happiness insurance (dividend-paying type) of China Life Fulu. Participating insurance refers to a life insurance product in which the insurance company distributes its actual empirical results to policyholders in a certain proportion compared to the surplus assumed by pricing, and can obtain benefits at the same time. Participating insurance not only has a protection function, but also a financial management function, which is quite popular with consumers.
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Life participating insurance cannot be directly refunded after 10 years, because the payment period is only expired, and the protection period may not expire. If the policy is surrendered at the end of the premium payment period, only the cash value of the insurance contract and the unclaimed survival benefit will be returned, and there will be a gap with the premium paid, which will be lower than the premium paid, so the surrender of the policy will cause a loss. There are many types of life participating insurance, distinguishing between participating insurance and annuity insurance, and some annuity insurance can be matched with a universal account, the purpose is to return the money automatically to the universal account to achieve the second appreciation of assets, and the total survival interest will not be returned immediately after the premium is paid, and the specific needs depend on the specific product.
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Summary. Life insurance is a kind of life insurance, which is a life insurance that takes the life of the insured as the subject of insurance and the survival or death of the insured as the condition of payment. Life insurance is a social security system, which can be divided into whole life, term life, survival insurance, and both.
Life insurance has introduced a savings component, and the insurance company will pay the agreed insurance premium to those who are still alive at the end of the insurance period.
What is life insurance called 10,000 a year and 10 years for 10 years?
Dear, we're answering your <>
What is the name of life insurance for 10,000 a year for 10 years, dear, it is universal insurance, for this product of life insurance for 10,000 a year for ten years, this is a universal insurance product, this type of insurance is also very good, and it is also a type of insurance product that many consumers will choose.
Life insurance is a kind of life insurance, which is a life insurance that takes the life of the insured as the subject of insurance and the survival or death of the insured as the condition of payment. Life insurance is a social security system, which can be divided into whole life, term life, survival insurance, and both. Life insurance has introduced a savings component, and the insurance company will pay the agreed insurance premium to those who are still alive at the end of the insurance period.
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This must be problematic, even if 2000 per month, ten years is 240,000, what do you mean by the expiration here, that is, 20% of the principal can be taken immediately after ten years of payment, that is, 10,000 + 500,000 = 10,000, or to the age of 80 interest demonstration? Following up on my understanding of the insurance company's rates, it is impossible to get back the principal after paying the premium, and the benefit may be lower than this.
According to your description above, what you said is very much like the promotion of universal insurance, the advantage of this type of insurance is that when you are young, you can get higher protection with lower premiums, and the payment is flexible, compound interest is calculated, and it is quite good as a low-risk and relatively high-yield investment method. The risk you said is greater than this, and of course the return may be higher, because this is insurance after all, and it also protects your situation when an accident occurs. The specific amount of investment can be considered according to the actual economic situation, and the premium should not exceed 15% of the annual family income anyway.
The biggest flaw is that with the increase of age, the cost of health insurance increases sharply, especially after the age of 65, there may be more than 10,000 deductions per year, that is, the money you saved in the previous decades may not reach 80, and it has been deducted almost. Whether it is a telemarketing or salesman will tell you how much money you can get when you are old, when you find that the cost of health insurance has increased sharply when you are old, they will tell you to reduce the amount of health insurance, and the premium will naturally decrease, but the reality is that people are more in need of health protection when they are old, and when they want to use it, they can't use it.
Based on the advantages and disadvantages, it is recommended that if the money is not tight, and the basic family accident and health protection are comprehensive, you can consider it as an investment, but it is recommended to retire at the age of 60, so as to maximize the benefits, otherwise the consequence is that the money is gone, and the protection is gone. Hope it helps!
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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