Is China Post Consumer Finance safe? Is China Post Consumer Finance Regular and Reliable?

China Post Consumer Finance is reliable because China Post Consumer Finance is a formal financial service platform. China Post Consumer Finance**** (hereinafter referred to as "China Post Consumer Finance") was established in November 2015, headquartered in Guangzhou, and approved by the China Banking and Insurance Regulatory Commission;

Founded by seven enterprises including the Postal Savings Bank of China, China Post Consumer Finance is a national financial institution that provides consumer financial services for residents. China Post Consumer Finance has set up provincial marketing centers in 16 provinces (cities) across the country, and in 2018, the registered capital of China Post Consumer Finance increased to 3 billion yuan.

Introduction to the protection of China Post Consumer Finance:

1. The guarantee of China Post Consumer Finance:

In terms of development, China Post Consumer Finance adheres to the concept of putting people before enterprises and people-oriented, and establishes the most harmonious cooperative relationship with users, businessmen, investors and other partners on the basis of integrity.

2. The comprehensiveness of China Post's consumer finance:

At the same time, Centaline Consumer Finance also provides business partners with the most accurate target consumer groups, the most direct product and service display platform, the most effective marketing effect, customer relationship management and other services. The purpose is:

Create your own platform for those who don't have a job.

3. The rationality of China Post's consumer finance:

With the development concept of compliance first, risk prevention and control, and technology-driven, relying on the strong financial strength of shareholders, a pragmatic management team and rigorous risk control capabilities, Zhongyuan Consumer Finance Company has dug deep into the subdivided industries closely related to residents' lives, focusing on consumption scenarios such as clothing, food, housing, transportation, and use, as well as key target markets, and making reasonable use of shareholders and third-party resources.

It is committed to providing consumer loan + consumer installment services for individual consumers through technological innovation, channel integration, big data application and other means, building a consumer finance ecosystem, meeting the needs of customers for a better quality of life, allowing consumers to get a good consumption experience with a new consumer finance scenario, and practicing "inclusive finance" with practical actions.

4. The stability of China Post's consumer finance:

China Post Consumer Finance Co., Ltd. is established by Postal Savings Bank of China Co., Ltd., with diversified equity, covering a variety of economic components such as state-owned, foreign-funded and private-owned. Other shareholders include DBS Bank, Guangdong Sanzheng Group, Bohai International Trust Co., Ltd., Guangzhou Guangbai Co., Ltd., Lakala Network Technology Co., Ltd. and Guangdong Haiyin Group Co., Ltd.

Reliable. China Post Consumer Finance Co., Ltd. is a formal licensed consumer financial institution initiated by 7 enterprises including the Postal Savings Bank of China and approved by the China Banking and Insurance Regulatory Commission.

As a major state-owned bank, China Post Consumer Finance, which is controlled by Postal Savings Bank of China, is not one of the first batch of licensed consumer financial institutions on a pilot basis, but it is gradually becoming the first echelon of licensed consumer finance by relying on the advantages of shareholders and stable operation. According to the financial report, the net profit of China Post Consumer Finance in 2018 was 100 million yuan, a year-on-year increase of 199%; In the first half of 2019, it achieved a net profit of 100 million yuan, a year-on-year increase.

China Post Consumer Finance mainly provides unsecured and unsecured personal consumption loans to residents. The main products are cash loan product "Mail You Loan", merchant installment loan product "Mail You Purchase" and revolving loan product "Mail You Flower". You can apply for personal consumption credit business through China Post Wallet APP, China Post Wallet***, China Post Consumer Finance Alipay Life Account, and China Post Consumer Finance Direct Sales Outlets.

In summary, China Post Consumer Finance is a formal consumer finance company approved by the China Banking and Insurance Regulatory Commission and initiated and established by seven well-known companies including the Postal Savings Bank of China. If you want to apply for a consumer loan, don't worry too much.

I think it's good that the "China Post Wallet" app of China Post Consumer Finance Company has been used for so long, and there is nothing wrong with it. Here are some of the things I learned about China Post Consumer Finance:

1.Formal license: China Post Consumer Finance is a formal licensed consumer financial institution approved by the China Banking and Insurance Regulatory Commission.

2.Official background: PSBC is the controlling shareholder of China Post Consumer Finance.

3.Risk control technology: Recently, it has won the "2018 Fintech Innovation Product Award" and other related awards, and the gold content is quite high. It is said that the company's risk control technology is based on the experience of shareholders Postal Savings Bank and DBS Bank, and is quite advanced in the industry.

4.Asset scale: China Post Consumer Finance expanded its registered capital to 3 billion at the beginning of the year.

China Post Consumer Finance, which holds a formal consumer finance license, headquartered in Guangzhou, was established with the approval of the China Banking and Insurance Regulatory Commission, initiated by the Postal Savings Bank of China and other 7 enterprises, is a national financial institution that provides consumer financial services for residents. During the loan application period, there is a strict verification process and risk control system to ensure the safety of funds.

Founded in November 2015 and headquartered in Guangzhou, China Post Consumer Finance **** was approved by the China Banking and Insurance Regulatory Commission, initiated by 7 enterprises including the Postal Savings Bank of China, and is a national financial institution that provides consumer financial services for individual residents.

Tips: Online lending has certain risks, please choose carefully. If you have capital needs, Ping An Bank has launched a variety of loan products, different loan products, loan requirements, interest rates, and processing procedures, among which the new loan credit loan, no collateral, no guarantee, simple procedures, fast approval, amount of 3-500,000 yuan, age requirement 23-55 years old.

Summary. Is China Post Consumer Finance Regular and Reliable?

Is China Post Consumer Finance a scam platform?

This accent is from the south, and he said that he would not threaten me.

If you apply for a China Post Consumer Finance loan through an app called China Post Consumer Finance or China Post Consumer Finance App, it is irregular to encounter an error in the bank card number, the funds are frozen, or the user is asked to pay the money under the pipeline.

I said I brought 20,000 yuan and didn't get it, what else do I have?

There was a text message on the plane, and I clicked on it.

Now don't make any capital transactions lightly, and don't do anything according to the other party's requirements.

This one is informal.

Recently, many users have reported the problems you encountered with this app when consulting on the platform. Because China Post Consumer Finance only has one channel to apply for the China Post Wallet APP, there is no independent APP.

If the other party asks you to repay the loan on the grounds that you have signed a contract, and says that not repaying will affect your credit report, sue you, contact your family, etc., you can send me the content of the contract to see.

You can click on the consultation service at the top of your page to continue to consult me. You can also choose the voice consultation service below, and I can call you after purchase**.

China Post Consumer Finance is still relatively easy to make the next payment, and you can make the next payment after meeting the conditions for applying for a loan and passing the review of China Post Finance. The conditions for applying for China Post Consumer Finance are: 1. The borrower must have a fixed income, and the platform must view the salary details.

2. The borrower is between the ages of 18 and 50 and must repay the loan before the age of 65. 3. If the loan is used for business or car purchase, there must be a guarantor and a mortgage. 4. The borrower has good credit and no bad credit history.

After meeting the conditions, you can submit the application, and the materials for review include: 1. My real-name ID card information. 2. Face recognition must be consistent with the ID card.

After meeting the above contents, it is relatively easy to apply.

But if it is said that the credit information is more chaotic, it is basically impossible to make a payment.

Reliable. China Post Consumer Finance has total assets of 100 million yuan and net assets of 100 million yuan, an increase in the first half of 201841%；During the reporting period, the net profit was about 100 million yuan, an increase from 100 million yuan in the first half of 2018.

China Post Consumer Finance has experienced changes in senior management since 2019, and wemoney has previously reported that as of now, two new deputy general managers have been appointed in 2019, Wang Xiaomin and Gu Yunfeng's qualifications have been approved by the Guangdong Banking and Insurance Regulatory Commission, Wang Xiaomin is in charge of China Post Consumer Financial Market Coordination Department, Science and Technology Development Department, and Gu Yunfeng Risk Management Department.

Previously, on June 18, Yu Hongyong, general manager of China Post Consumer Finance Company, submitted his resignation to the board of directors of the company.

According to public information, China Post Consumer Finance was established on November 19, 2015, mainly to provide domestic residents with unsecured loan services for consumption purposes (excluding housing loans and car loans), with an original registered capital of 1 billion yuan, and was approved to increase its capital to 3 billion yuan on November 28, 2017. Its shareholders are Postal Savings Bank, DBS Bank, Guangdong Sanzheng Group, Bohai International Trust, Guangzhou Guangbai Co., Ltd., Lakala and Guangdong Haiyin Group, with shareholding ratios of .17%。

Reliable, China Post Consumer Finance is a formal licensed consumer financial institution approved by the China Banking and Insurance Regulatory Commission, and Postal Bank is the controlling shareholder of China Post Consumer Finance, so it can be trusted.

China Post Consumer Finance is still relatively easy to make the next payment, but it needs to meet certain application conditions:

The borrower should have a fixed income, and the platform should view the salary details. 2.The borrower is between the ages of 18-50 and must pay off the loan before the age of 65.

3.If the loan is for business or car purchase, there must be a guarantor and a mortgage. 4.

The borrower has good credit and no bad credit history.

If you have capital turnover needs, it is recommended that you use Youqianhua, which is a credit service brand under Du Xiaoman Finance (formerly known as: Youqianhua, renamed "Qianhua" in June 2018), a big brand with reliable and low interest rates. If you have money to spend - full easy loan, the maximum amount of borrowing is 200,000 (Click on the official free test credit), daily interest rates as low as toIt has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Tips: The above information is for reference only and does not provide any lending advice. In order to ensure the safety of funds and prevent routine loans, it is recommended that you choose a regular bank or a formal loan platform through your own judgment after a comprehensive understanding, and borrow reasonably according to your actual situation.

China Post Consumer Finance is a financial service platform, mainly providing personal consumer financial services. Founded in November 2015, it was approved by the China Banking and Insurance Regulatory Commission and initiated by seven enterprises including the Postal Savings Bank of China, headquartered in Guangzhou.

It is precisely because China Post Consumer Finance is a licensed financial institution approved by the China Banking Regulatory Commission that customers can rest assured that they can handle credit business on China Post Consumer Finance. The products of China Post Consumer Finance mainly include: mail you spend, mail you loan, mail you buy.

Small loans** are the most reliable and direct to the account, and compared with other loan methods, the loan application of the online loan platform is convenient and the loan is fast, but the application for online loan should pay attention to the formal large platform, which can better protect personal interests and information security. At the same time, be careful not to pay pre-loan fees to avoid being scammed.

It is recommended that you use Youqian Hua, which is a credit service brand under Du Xiaoman Finance (formerly known as: Youqian Hua, renamed as "Youqian Hua" in June 2018), a big brand with reliable and low interest rates. If you have money to spend - full easy loan, the maximum amount of borrowing is 200,000 (Click on the official free test creditThe daily interest rate is as low as 3 minutes, and the loan is disbursed in as fast as 3 minutesIt has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

Reliable. The company is mainly funded by the Postal Savings Bank, as well as small shareholders such as Lakala, Haiyin Group and other small shareholders jointly funded the establishment, has a license for consumer finance of the China Banking Regulatory Commission, with a registered capital of 1 billion, ranking third in the licensed system, and has been established for less than a year.

The company's main business is consumer finance, with more than 200 people, and its business is mainly divided into online and offline.

Offline mainly rely on the outlets of the Postal Savings Bank for small consumer loans, the marketing center will often go to the outlets to train the staff of the branch, because the Postal Savings Bank has the largest number of outlets in the country, so the offline promotion prospects are great, but also the company's biggest advantage at present.