500,000, one is used to buy a house, the other is used to save, what is the difference after 10 year

500,000 is used to buy a house, if it may be turned into 5 million or 50 million after ten years, but if it is used to save, it may be more than 10,000 or 20,000 after ten years.

500,000 yuan to buy a house, and then rent out the house, you can probably receive 40,000 yuan a year rent; Ten years later, the house is worth 5.3 million plus the rental income is 400,000, a total income of 5.7 million!

I think it is more valuable to buy a house, and inflation should be considered compared to saving 500,000 yuan.

500,000 yuan will depreciate in ten years. People who bought a house ten years ago are now rich.

I think 500,000 yuan is very cost-effective to buy a house, because the interest on saving money is too low, and the appreciation space for buying a house is higher.

Personally, I feel that it is more cost-effective to buy a house, because now the house price appreciates relatively quickly, and it is used to save less interest.

Housing prices have soared in recent years, and 500,000 yuan to buy a suite there, and it is likely to appreciate significantly in ten years. But saving it will certainly not be as profitable as buying a house.

There is a big difference, because now the house price has been **. It will be of greater interest.

If you buy a regular house and store it in the bank, there is actually no difference.

Housing prices are soaring. In 10 years' time, housing prices may not be what people can imagine.

A house of 500,000 yuan retains its value even more, because the house is a physical investment, and 500,000 cash cannot outrun inflation, and it will definitely be very serious in 10 years.

After 10 years, it will definitely be a 500,000 house that is more valuable, and a 500,000 house can be lived in there, but the 500,000 cash will always depreciate.

Of course, the house retains its value a little more, because the house is yours after the purchase, and the cash will not necessarily appreciate after it is put in.

In the current environment, if you have 500,000 in hand, it should be deposited in the bank, and it is very convenient for the bank to take some interest to deposit and withdraw, and you can take it out when you need it urgently.

In view of this problem, we must also consider all aspects. For example, if you don't have the idea of using a large amount of money in a short period of time, depositing in a bank is the best thing to do. However, there are pros and cons to everything, although the bank can guarantee that depositors will never "lose money", but in the future, in case of inflation, then the purchasing power of 500,000 may not be as good as a few years ago, in other words, the money we have in the bank will be "less and less".

In short, if you don't want to take any risks, then deposit 500,000 in the bank; If you want to get a high yield, then choose to buy a house. However, whether to buy a house or to save it in the bank still depends on your own needs. However, if you have 500,000 yuan in your hand, you can still do many things, such as buying business, dividends and other financial products; In addition, you can also join, buy shares or open your own store, it can be said that we still have a lot of choices, right?

The higher the income, the more cash you have at your disposal. It depends on your area, the nature of your business, and the size of your dream. No matter what means you use, as long as you can accept and the current laws of society allow, the sooner you accumulate it, the better.

Be clear about the general trend, have your own clear judgment when there are different opinions, and be responsible for your own investment behavior. If you want to gain wealth, you have to recognize the illusion, invest in it, and then quit the game before the illusion is recognized by the public.

Buying a house, of course.

You deposit the money in the bank, and the bank lends the money to your landlord to buy a house?

When others can't afford a down payment after 6 wallets, you keep the down payment in the bank?

Five years ago, pork cost 16 yuan a catty, rice cost 2 yuan a catty, now pork costs 36 yuan a catty, and rice is more than 3 yuan a catty.

If your down payment is all borrowed, then think again, because you can't afford to lose when the price goes down, you can't afford to buy it if the price goes up, and it's not bad if you invest your money in the business, and in five years you may be able to say to the world that "house prices are like onions".

But if you are only afraid of falling property prices and save the down payment in a bank deposit whose income cannot keep up with inflation, the risk is actually greater than if the property price falls after you buy a house.

Because the price of property has fallen, you still have a house.

In fact, not only now, but at any time, if there is no shortage of houses to live in, then the money in hand should not be used to buy a house - originally, the actual use of a house is to live! In previous years, house prices were speculated very high, but that is not the actual value of the house, and sooner or later it will fall!

Therefore, if you have 500,000 yuan in hand, and there is no shortage of houses to live in, and there are no other places to spend money and good investment projects, then it is better to keep the money in the bank. Of course, if you need to buy a house or have other places to spend money, then spend the money where you need it most; If there is a good investment project, then it is okay to invest the money.

If it is just needed, of course, it is to buy a house. If you don't just need it, don't deposit it in the bank, but you need financial investment. Buy bonds** or wealth management products with good relative returns.

I think that if you are an investment buyer, the ultimate goal of buying a house is to be able to **7% or more per year (mortgage interest + various taxes, etc.), so that you can have the effect of making money. However, judging from the current situation, domestic housing prices will not appear sharply, but the space for housing prices has been opened. Therefore, if you choose to buy a house in 2022, you are likely to face the result of ** house prices in the future.

Therefore, instead of investing in buying a house in 2022, it is better to honestly keep your money in the bank and eat interest.

Many people may ask, why do you say that in 2022, you should keep your money in the bank instead of buying a house? Our views are mainly the following three: first, China's housing prices from 1998 housing reform, all the way to the end of 2020, there has been basically no decent adjustment during the period, and once the real estate market has a trend adjustment, it is too possible to have the same retaliation as in the past.

The main reason why some cities are now relaxing their control on real estate is to avoid large fluctuations in the real estate market in the short term.

Deposit in the bank. 500,000 yuan to buy a house can't pay the full amount and have to pay the loan, the house is not a necessity! Money is! Now that the general environment is not good, you will have a sense of security if you keep your money around!

In the current environment, if you have 500,000 yuan in hand to buy a house or deposit it in the bank, it depends on the specific situation: just need 500,000 yuan to buy a house. If you have a house, 500,000 yuan still chooses to deposit in the bank: a large certificate of deposit or stable financial management.

Deposit it in the bank, because if you can buy a house with 500,000 yuan in full, it is likely to be in a third- or fourth-tier city, unless you live in it, and the appreciation value is not high. In the first and second tier cities with potential, 500,000 yuan is just a down payment, and the loan amount to be borne is somewhat high. The deposit bank at least gives you some confidence and the ability to resist risks when something happens.

Although I don't get much interest.

In the current environment, you should buy a house, and the interest rate of depositing in the bank is low, or the interest of buying a house is greater.

In the current environment, if you have 500,000 yuan in hand, should you buy a house or save it in the bank? It is recommended to deposit in the bank. Real estate has been booming for 20 years, and now there is not much room for appreciation, due to the high housing prices in recent years, it has overdrawn the increase in the next few years, but there is a possibility of housing prices, so it is recommended to deposit in the bank and try not to invest in real estate.

In the current environment. You should still buy a house, after all, you can have a stable life after buying a house, and if you store it in the bank, although there will be interest, you still have no fixed residence.

In the face of the current environment, keeping money in the bank is the best way!

In the general environment, if you have 500,000 in hand, you can temporarily deposit it in the bank first, if it is just needed, you need to buy a house, if it is enough, you can consider it.

Hello, dear, I have two views, one is to deposit in the bank. If you have a house, you don't need to buy a house anymore, because there are many houses now, and it doesn't necessarily mean that you can flip a house well. On the contrary, you can have interest on the words you put in the bank.

And in case you need it urgently, you can also take out the money in a short time. The second is to buy a house, if you don't have a house, you go to buy a house first. After all, this money must have been saved by you for a long time, and it is not easy.

It's okay to buy a house and enjoy yourself. I hope mine is helpful to you, and if you are satisfied, give me a thumbs up.

Personally, I think that in the current environment, if there is 500,000, it should still be deposited in the bank, because this way is more safe and secure, after all, if you buy a house at this stage, there is still a certain risk, and the house price at this stage is not very stable, and as far as 500,000 is concerned, buying a house in some big cities is only enough for a down payment, and it is not enough for the full payment at all.

Now this environment is still to keep money in the bank. The house cannot maintain its value now, especially in second- and third-tier cities, and the house price is all the way. If you look at it in another three or four years, there is a chance that house prices will stabilise at that time.

In the current environment, I think that if you have 500,000 yuan in hand, you should buy a house first, only if you can settle down, you can work hard to make money, and you can make money if you don't have it, but if you don't have a nest, you won't have a sense of security in your heart, understand?

In the current environment, if you have 500,000 in hand, you should deposit it in the bank. You can take it out when you want to use it, which is very convenient.

I think in the current environment, it is better to buy a house with 500,000 yuan in hand, and now the house price is relatively low, and buying a first-hand house is also considered to solve the major life events.

If the house is not just needed, then put the money in the bank, buy a wealth management product that can maintain its value, or keep it as a family emergency fund, or use it to improve the quality of life, or wait for the opportunity to reinvest.

If you have 500,000 yuan, you should buy a house, because young people nowadays should have a nest first, and they should deposit in the bank for interest, so they can't do anything at all. To have a nest is to have a home, and to have a stable home is to do anything.

If you can buy a house, of course, you will buy it, and the interest rate on the bank is low, so even if you don't buy a house, you can't deposit it in the bank.

In the blind environment, if you have 500,000 yuan in your hand, you still have it in the bank, after all, cash is king.

In the current bad environment, it is better to have 500,000 yuan in the bank, because it is basically unrealistic to buy a house now, and it is the most important thing to ensure your cash flow in the bank.

The premise of buying a house is to have a stable job income is better, if you buy a house after the work place is in the field, then the house is bought and no one lives, you have to rent a house in the field, on the one hand, you have to pay the mortgage on the other hand, you have to pay the rent, all of a sudden there are unnecessary expenses, when the work and income are stable, it is not too late to buy a house, and then the value of the house is reflected. Therefore, in the current environment, it is still reliable to deposit in the bank to get interest, and there are no better investment projects at present. It's better to save the money first, and then talk about it when it is useful.

I feel that it would be better to deposit in the bank. But it also depends on the actual situation, if there is a need to buy a house or buy a house directly, if the demand is not very strong, it is better to save. The money you save can be used immediately, and you don't have to worry so much when you need money.

If you are buying a house, you still need to consider the investment in later decoration, but after all, you have your own property.

In the current situation, if you don't need a house to live in, there is still no need to buy a house, or it is better to save money, because if you buy a house, it may not necessarily rise in housing prices, or you can buy something, or you take the money to buy a house, if there is a time to use, the house is not able to cash out, the money is useless, and you have to find someone to borrow something, and it is not necessarily borrowed, so it is better to keep the money in the bank.

In the current environment, if you have 500,000 yuan in hand, you can consider investment and financial management, the income of the deposit bank is limited, it is not suitable, the money to buy a house can only buy a house in a small county, and the house in the third or fourth line can barely pay a down payment, and the appreciation space is limited, and there is still a certain risk.

What is there to hesitate about. I must buy a house!

In the long run, buying a house, especially the assets in core cities and core areas, can still maintain and increase its value, and the most important thing is that buying a house is leveraged, which can leverage bank loan funds, which is much stronger than the income of buying financial management.

Moreover, the development of small cities in the central fifth-tier cities will definitely not be as good as the provincial capitals in the future, and the siphon effect of large cities is obvious, which will continue to absorb the surrounding talents and enterprises. The central city is the city with a promising future.

Is the subject in Wuhan or Zhengzhou? If it is Wuhan, because of the impact of the epidemic, many sales offices are closed, and in order to return cash as soon as possible, developers are expected to have a wave of ** in the middle of the year, so hurry up and take the opportunity to buy a house.

If it is Zhengzhou, housing prices in Zhengzhou have been rising slightly in recent years, and it is estimated that it will be a little more stable after the epidemic.