What fund is good for newbies to buy 20, what funds is good for newbies to buy

The one with high risk and high return is **type**. The index type is relatively stable, and the current downturn is the right time, and there are currently 040002, 040190Harvest and Industrial CSI 300. Generally, buy low and sell high with front-end charges, so that your rate is lower.

At present, the **low position is more suitable for investment, the following can be selected: 340006, 340008, Huaxia advantage, Xincheng Four Seasons Red, it is recommended to go to my space post bar to see the recommendations and answers to related ** questions will definitely support you, help, and wish you a good development.

If it is 0 experience, it is recommended that you first buy some currency**and bonds**, Harvest ultra-short bonds and Fuguo Tianfeng are good, although the income is a little smaller, but the risk is also small, first feel the operation of ** and the daily ups and downs, experience the risks brought by investment, and at the same time browse more **** to accumulate knowledge, such as good buy** network, ** trading network, and Xun, Oriental wealth network, etc.

When you have some experience, try to buy a small amount of ****, from shallow to deep, and take your time. Remember that any investment will be risky, there is no sure way to buy and sell, after all, for us ordinary people, saving the principal is the first place.

What is good to buy for the first time?

You have to look at your own income, as well as the types of various types of **, and finally analyze from the income, the most important thing is to analyze the domestic economic situation and the trend of the market, **In fact, it is**, the fluctuation is still very large.

My colleague has been investing for more than 5 years, but he still loses.

Now it is the trough, and it is better to buy the index type, such as Harvest 300

Do what you can, risk and income are proportional, without good financial knowledge, you will only be fooled by the ** manager.

Novice picks should choose those who have clear style preferences and can always run well in a specific market environment, that is, "single champions".

1. The higher the proportion, the higher the risk, and the largest return in the market, but the loss may also be the most serious.

2. Hybrid**, bond**, the safest is currency**, but the return is also the lowest.

It is recommended that investors should choose the right type according to their own risk tolerance and financial goals, and only the comparison of similar performance is meaningful.

3. Combination selection.

The old, the new, the steady, the balanced, the radical mix comes. Maintain high returns on the premise of safety. **Investment, if you want to get excess returns, you must let different "single champions" form a team to fight, learn from each other's strengths, and dynamically adjust.

In the current era of low interest rates, money is deposited in banks, and the growth rate of interest rates has not been able to catch up with the price index. At present, the securities investment for the majority of ordinary investors is financially manageable. It is divided into closed and open.

The risk and return are **, hybrid, bond, and currency in descending order. Investors can choose different types according to their risk tolerance**. The easiest way to buy an open** is to bring your ID card to which bank you have to open an account with your ID card to open an **account**.

**The account is in your bank savings card, which is safe and convenient. **Starts at $1,000. What you buy with money is **shares, for example, 1000 yuan, **net worth 1 yuan, subscription fee is 1,5%, and the **share you buy is 985,221**shares.

Choose ** to see whether the scale, strength, popularity, credibility, dividend ability, profitability, ranking, yield and long-term trend of the company and its subsidiaries are stable. Conservative investors can choose currencies** in the short term, such as ChinaAMC cash currency**, no handling fees, current in/out, and regular interest rates. It is equivalent to a one-year bank fixed deposit, but it can be redeemed at any time, and it will not be like a bank fixed deposit, which becomes a current interest rate when withdrawn early.

Medium-term investment, you can choose China's return**, the trend is stable, no big ups and downs. The benefits are moderate and the risks are small. For long-term investment, it is better to choose Yinhua Wealthy and Huaxia Small and Medium-sized Board.

Returns are higher and risks can be reduced in long-term investments. Regular investment** is a better way to invest and manage money for office workers, long-term regular investment, it can effectively reduce investment risks, and the return is higher. It is better to choose Huaxia Dividend or Yinhua Wealth** for regular investment.

**It is a longer-term investment, and the short-term effect is not obvious. The normal return is generally around 5-30% per year. Regular investment can enjoy the magical effect of compound interest rates.

In 2006, I bought **, which has increased several times. I bought it in 2008 and now I have bought a lot. Therefore, the timing of buying ** and the better ** are also the key to profitability.

If you want to choose the right one**:

1. First of all, you should set your own investment goals and investment period, evaluate your risk tolerance, and determine whether you are a conservative, stable or aggressive investor;

2. Secondly, carefully and comprehensively assess a number of indicators, such as the performance of returns over the years, the ability and quality of managers and researchers, the risk control means and investment style of the management company, etc., and choose excellent varieties that are suitable for their own risk appetite for investment;

3. Finally, please track the ** you have invested in**, and adjust your financial asset portfolio based on the performance of the **, your own capital situation and income target.

You can use the "**"--**Filter" on the homepage of our bank to do ** screening according to risk tolerance and related requirements.

It is safer to protect the principal ** or convert the debt**, and the hybrid ** is also OK. Choose the top 10 companies.

Bonds are relatively principal-protected, and the loss is also very small.

I'm tired from fighting, just tell me 79

I think the types of ** suitable for novices to buy are bonds**, currency **, money market**, hybrid**, closed**, these ** are very suitable for novices to buy, and it is not easy to lose.

Novices can choose a more stable **, you can also buy some more well-known **, don't buy too much at one time, buy some in moderation first, so that you can slowly contact and understand**, and then buy a lot after a better understanding, so that you can make yourself through ** have income.

If a novice wants to buy, it is best to choose some currencies, because this kind of ** its yield is relatively low, but its risk is also relatively small, if you buy high-risk ** directly, the yield may be higher, but the risk is also relatively large.

1. Novices should not be careless when buying. You must know some knowledge and skills to avoid falling into the pit for the first time. First of all, open a good account, determine the way to buy, you can go to the bank financial counter to buy, you can go to the company to buy, you can go to the company to buy, you can buy from the Internet.

Regardless of buying, you must choose a good manager, and when you buy one, you must first check the operation level of the manager of the group, and the level of the manager determines how well it will perform in the future.

2. Don't be greedy. When choosing to invest in a**, you can't just look at it**, the cheap one may not necessarily make money. For example, such as:

The net value of buying a ** is 1 yuan, and it was about 1 yuan a year ago, which shows that there is not much room for this ** and the investment value is not high.

3. Choose the old **. The new ** needs time to build a position, and there is no historical performance to refer to, and the operation is completely unclear, unlike the old ** that has a formed style of investment and grinding birds, and blindly annihilates historical performance with reference value.

4. Be mentally prepared. There is no risk-free investment in the world, and you must be mentally prepared before you are ready to buy **, such as **** preparation, so as not to collapse when the time comes.

There are many ** names and their ** types are similar, in the process of buying we may choose according to the name**, in fact, this is also a relatively simple way. Many names can give investors a good hint when buying, and at this time you can judge its risk according to the name, and it can also reduce the difficulty of some novices in choosing **. And for most of them, they will reveal the information by name, so that when buying, we can judge its holding style and better understand its valuation.

In addition to the purchase of history by name, it is more necessary to buy through the development status of the company, and many historical achievements can see its development status. If the annual income of a ** is relatively high, and the income in the last three months remains at a relatively stable level, we can selectively buy. Because the risk is not particularly high for **, even if we choose ** which is not particularly guaranteed, we can still have a certain return.

But the most important thing is that we still need to buy according to the market at the same time, because most of the **and** have a certain relationship, and understanding the market at this time is also more conducive to the protection of our income. Choose the right one for you, so that you can get the appropriate income according to your own situation, and finally decide the change according to the development of the market.

I think it's best for novices to ask people who often invest in this area at home, I think there should be nothing wrong with following them, and it's best to buy the kind of safe**.

Newbies should buy some low-risk ones, but they can also buy them with excellent performance.