Guoshou Xinfu pays 10,000 yuan a year, and how much money does he receive when he is 60 years old

The age of the policy, how many years to pay.

Summary. Guoshou Xinfu has been paid for 10 years in his life, and he cannot get the principal after 15 years. No, Xinfu Life Insurance cannot receive the principal for 10 years.

The details are as follows: 1. Xinfu Life is a 10-year, life-long insurance, and the protection responsibility has blessing money, but the earliest age to receive blessing money is 40 years old, and the blessing money is to return all the premiums paid, because the age of blessing money is related to the insurance age, if the insurance age is 30 years old, you can't receive it at the age of 40.

Guoshou Xinfu has been paid for 10 years in his life, can he get the principal after 15 years?

Guoshou Xinfu has been paid for 10 years in his life, and he cannot get the principal after 15 years. No, Xinfu Life Insurance cannot receive the principal for 10 years. The details are as follows:

1. Xinfu Life is a 10-year, life-long insurance, the protection responsibility has a blessing to receive, but the earliest age to receive the blessing is 40 years old, the blessing is to return all the premiums paid, because the age of the blessing is related to the age of the insurance, if the age of the insurance is 30 years old, can not be 40 years old to receive.

Xinfu Life Insurance pays for 10 years If you want to withdraw cash you can surrender the policy, this insurance can be matched with a universal account, if you surrender the policy can be refunded to the cash value of the policy and the universal account value, which means that the longer the time, the more the cash value and the universal account value will be.

The principal cannot be refunded in full. Chinese Life Insurance is a product that insures to the age of 80, even if you pay for ten years and pay all the premiums in full, you cannot get the principal back, so there will be losses. Because commercial insurance is not.

At that time, the salesman told me that he could get the principal after 15 years, mainly because he could get how much he could get when the policy was surrendered.

Full refund of premiums paid.

I don't quite understand. It's how much money you can get.

That is to say, when it is due, I can return all the money I paid.

Yes. Then why can't the first one?

Article 2. What first.

You replied to my second question, why did you say that you can't get the principal back.

The longer the time, the greater the cash value and the universal account value.

Xinfu can receive survival insurance benefits from the third insurance year, but before and after receiving the blessing money, the proportion of survival insurance benefits is different. Before receiving the blessing payment, 15% of the basic sum insured will be paid.

Summary. Hello, glad to answer for you. Guoshou Xinfu handed over 10,000 yuan for a total of 10 years, how much money can I receive after 15 years?

China Life Xinfu Linmen paid 10,000 yuan, a total of 10 years, after 15 years, the minimum maturity can get 10,000, according to the conservative mid-range interest rate can get 10,000; If the company's real interest rate is very good, you can get 10,000 at maturity.

Guoshou Xinfu handed over 10,000 yuan for a total of 10 years, how much money can I receive after 15 years?

Hello, glad to answer for you. Guoshou Xinfu handed over 10,000 yuan for a total of 10 years, how much money can I receive after 15 years? China Life Xinfu Linmen paid 10,000 yuan, a total of 10 years, after 15 years, the minimum maturity can get 10,000, according to the conservative mid-range interest rate can get 10,000; If the company's real interest rate is very good, you can get 10,000 at maturity.

Xinfu Linmen is the opening product of Chinese Life in 2020, which is essentially in the form of annuity insurance + universal account. This product is paid in 10 years and has high security: Insurance is related to the national economy and people's livelihood, and it is the most secure financial product.

Locked-in interest rate: Although the actual settlement rate of the universal account is uncertain, the guaranteed interest rate is a promise written in the contract and can be maintained for at least this rate for decades.