A 48 year old woman wants to buy a national life blessing, 50,000 insurance amounts, how to protect

It's too expensive! The leverage is too small! It is recommended that Hongkang A, 4000 less than 200,000 serious illness protection.

Now Guoshou Fu starts from 4800, is it appropriate?

Guoshoufu is a representative product of Guoshou Company, and its reputation in the market is one of the best, but consumers and ** people have good and bad evaluations of it. Previously, in order to cater to the changing market, China Life Company adjusted and upgraded China Life Fu. But is the upgraded product better?

I stayed up late last night to read various terms and information, I don't recommend buying, so of course it's not groundless, I wrote in this article:China Life Fortune Upgraded Again: What has China Life Fortune Premium Edition upgraded?

Is it worth buying now?

It mentions in detail the protection content, advantages and disadvantages, and issues to be paid attention to before purchasing, so you can refer to it if necessary.

Let me briefly talk about what new protection content has been updated after the upgraded China Life Blessing Premium Edition, and do you want to buy it as a consumer?

1. What are the optimizations of the China Life Blessing Ultimate Edition compared with the original version?

Let's take the China Life Blessing Premium Edition, the China Life Blessing Supreme Edition and the China Life Fortune Premium Edition, and compare what are the new changes:

Direct conclusion: There are two main changes: The number of minor illness claims has been increased, and the number of critical illnesses covered has also increased.

2. Is it worth buying the National Life Blessing Edition?

Although the updated China Life Fu will increase the number of minor illness claims to 3 times, it is quite sincere, but after all, it is a large company, and the advertising cost required by the product is not a small amount, ** is not low, if it is not for the people who prefer the China Life Company, I don't recommend the China Life Fu Ultimate Edition.

I compared the hot-selling critical illness insurance products of large companies in the market in 2020, which is not very convenient to show here, you can check out this articleA collection of the top 10 best-selling critical illness insurance products in 2020

It is recommended to take a look to understand what are the mainstream critical illness insurance products on the market.

That's all for me"A 48-year-old woman wants to buy a national life blessing, 50,000 insurance amounts, how to protect it, and she has to pay a lot of money. "All, look!

Summary. Hello, whether it is cost-effective to buy critical illness insurance at the age of 50 depends on the policyholder's own needs, but under normal circumstances, it may not be cost-effective to buy critical illness insurance at the age of 50.

Hello, whether it is cost-effective to buy critical illness insurance at the age of 50 depends on the policyholder's own needs, but under normal circumstances, it may not be cost-effective to buy critical illness insurance at the age of 50.

Most of the critical illness insurance on the market is between 50 and 55 years old, if you exceed this age group, it is difficult to buy the right critical illness insurance, and it is inevitable that the cost of Baosen will rise, and even the premium will be inverted, so if you need to apply for critical illness insurance, the sooner the better.

All in all, if you buy critical illness insurance after the age of 50, the premium may increase, the amount insured will not be very high, and it is possible to be denied insurance, but if the policyholder has his own needs, he can choose the appropriate insurance configuration for the year, and he can still be insured, but he must compare more, consult more with Chunyou, and consider more.

Hello! First of all, congratulations on being insurance conscious. A 35-year-old woman who insures China Life Fu 100,000 yuan, if she chooses to pay the first year's premium of 5,500 yuan for 10 years, if she chooses to pay the premium for 20 years, it is cheaper, and the first year payment is only 3,280 yuan

1. China Life Blessing (Xiangrui Lifetime) adds 305 critical illnesses (50 critical illnesses and 10 mild illnesses), 100,000 sum insured, 20 years of payment, and an annual payment of 3,090 yuan.

Among them, the insured amount of critical illness is 100,000, the insured amount of whole life insurance is 100,000, and the insured amount of mild illness is 20,000.

2. China Life Blessing (Xiangrui Lifetime) is supplemented with 305 critical illnesses (50 critical illnesses plus 10 mild diseases) and 310 critical illnesses (30 critical illnesses and 20 mild illnesses), with an insurance amount of 100,000 yuan, 20 years of payment, and an annual payment of 3,280 yuan.

Among them, the insured amount of critical illness is 100,000, the insured amount of whole life insurance is 100,000, and the insured amount of mild illness is 20,000.

305 Critical Illness and 310 Critical Illness can be paid separately. Therefore, some salesmen will also introduce the maximum amount of critical illness insurance of 200,000. However, this introduction is still a bit unobjective. It's still considered at 100,000.

Observation period: 180 days.

Hello! Considering Taiping Fulu double to mild illness payment, the maximum compensation for critical illness is three times! Sick and sick! Disease-free pension!

Hello? Deposit insurance is interested in understanding Taikang's products, with low premiums, high protection, and industry-leading dividends

Buying insurance is like buying goods, you have the right to shop around and choose the most cost-effective insurance product from each product.

Pay more than 5,000 yuan per year, and the payment period is 10 years.

PICC Worry-Free Life2740 payment period for 20 years.

Everyone who wants to buy critical illness insurance should have heard of the national life blessing that talks about Chinese life, and behind the super high sales of this product, the controversy about it has not stopped.

Recently, I also heard that Guoshoufu has been upgraded, so as soon as the product was launched, I evaluated it, and finally came to the conclusion that I do not recommend buying, of course, there is a basis for me to say this, please see my evaluation article for the reason::Guoshou Fu has been upgraded again? Is it worth buying this time?

It mentions in detail the protection content, advantages and disadvantages of Guoshoufu, and the details to pay attention to if you want to buy Guoshoufu, you must read it before buying.

Let me briefly talk about the content changes of the upgraded China Life Fortune Edition, and are these changes good for us?

1. What are the changes in the content of the upgraded China Life Blessing?

Let's take the China Life Blessing Premium Edition, the China Life Blessing Supreme Edition and the China Life Fortune Premium Edition, and compare what are the new changes:

Direct conclusion: The adjustments are mainly these: The number of minor illness claims has been increased, and the number of critical illnesses covered has also increased.

2. Is it worth buying the National Life Blessing Edition?

Although the number of minor illness claims of the National Life Welfare Premium Edition has been adjusted to three times, which is relatively sincere, but after all, it is a large company, and the advertising cost is still very high, ** is not low, if it is a friend who pays more attention to cost performance when buying insurance, China Life Fu should not be considered.

I compared the hot-selling critical illness insurance products of large companies in the market in 2020, which is not very convenient to show here, you can check out this articleHeavy! A list of the top 10 popular critical illness insurance policies worth buying in 2020！The ten critical illness insurances in it are all hot-selling on the market and can be used as a reference.