I m a 24 year old girl now, and it s better to be safe and well being for 20 years or 30 years

Updated on Financial 2024-02-09
24 answers
  1. Anonymous users2024-02-05

    Ping An Fu is guaranteed for life, if you pay the fee, you can ask your ** person to see how much money is paid in different payment periods, and consider which one is cost-effective.

  2. Anonymous users2024-02-04

    30 years is better, the payment pressure is small, the protection is good, and the details are different!

  3. Anonymous users2024-02-03

    Buying a protection product is a long-term payment, so it is recommended that you buy it for 30 years, this is with an exemption function, and the hospitalization fee is also valid during the payment period.

  4. Anonymous users2024-02-02

    Insurance is still suitable for life, and it is guaranteed for a lifetime, because people do not know when there will be diseases and accidents in their lives, and there is a chance of getting diseases in their 80s.

  5. Anonymous users2024-02-01

    Of course, it's 30 years, so the additional insurance can also be paid for 30 years, ** it's cheaper.

  6. Anonymous users2024-01-31

    It is recommended that 30 years is better, the exemption period is long, and the economic pressure is small! You can chat privately!

  7. Anonymous users2024-01-30

    Huaxia "Talisman Fu" pays 2,360 yuan annually and pays 10 years to protect to 75 years old. Principal return + 20% interest at the end of the contract. Enjoy 5 million aviation protection, 2 million light rail, subway, bus, taxi protection, 1 million self-driving protection, 200,000 general accident protection.

    You are now 21 years old + 30 years, you are only 51 years old, and the contract was terminated when you needed protection the most. We have been with you until you are 75 years old, giving you sufficient protection. And at the end of the 75-year-old contract, you can still take out the principal and interest as a supplementary pension, why not!

  8. Anonymous users2024-01-29

    It is recommended to add critical illness and traffic accident insurance, more than 2000.

  9. Anonymous users2024-01-28

    What's right for you is the best!

  10. Anonymous users2024-01-27

    Hello! It is recommended to do it for 30 years.

  11. Anonymous users2024-01-26

    Hello, what kind of protection do you need.

  12. Anonymous users2024-01-25

    What kind of insurance do you want to buy?

  13. Anonymous users2024-01-24

    How much money are you going to come up with to plan.

  14. Anonymous users2024-01-23

    You can learn more about the products of several companies and compare them.

  15. Anonymous users2024-01-22

    Then you might as well buy two separate insurances.

  16. Anonymous users2024-01-21

    It was calculated at 4,400 years for women and 4,805 years for men.

    However, the mild illness benefit of Ping An Fu Critical Illness Insurance does not cover the high incidence of cardiovascular and cerebrovascular diseases. Choose wisely.

  17. Anonymous users2024-01-20

    Hello, the specific impact on the premium according to age, occupation, physical health and other information, the specific plan to know. Need can help you.

  18. Anonymous users2024-01-19

    Everyone's worth and responsibilities are different, and the most suitable for them is to analyze the needs of the insured amount. I can help you.

  19. Anonymous users2024-01-18

    About 6,000 can be a very comprehensive plan.

  20. Anonymous users2024-01-17

    Ping An Ping An Fu product is a very popular combination of whole life insurance, additional critical illness insurance, long-term accident insurance, additional waiver of insurance premiums, critical illness insurance, and medical insurance for Ankang hospitalization expenses. It is divided into several years, including 10 years, 15 years, 20 years, and 30 years, and the premiums paid in different years are different.

    The minimum sum insured is 200,000 yuan for Ping An Fu main insurance + 150,000 yuan for critical illness + 200,000 yuan for accidents, if you choose to pay it in 10 years, the annual premium is about 10,000 yuan, and if you choose 30 years, the annual premium is about 5,000 yuan. This type of insurance is more complicated, I am Ping An's insurance gu ask, if you have any questions, you can contact me privately!

  21. Anonymous users2024-01-16

    It is related to the amount of insurance and the number of years of payment, according to the minimum of 15w, 30 years, it should be around 3300.

  22. Anonymous users2024-01-15

    The pricing mechanism of insurance products is relatively complex, and it needs to be priced according to the actual age, health status, occupational category, and specific protection liability share of the customer.

    According to the insurance company, it is priced according to the actuary's actuarial cost of risk.

    Therefore, before the customer insures, he should first clarify his needs, and then according to his actual situation, rational cognition, based on the present, insurance on demand, this need to carry out real and effective information exchange between the first person and the best people, so as to achieve targeted and reasonable planning.

    The premium standard of any insurance product is not constant and consistent for different customers.

    1.The range of choices is relatively wide for the appropriate age of purchase.

    2.The expenditure of family premiums should be 10%-15% of the annual family income, and the sum insured should be set at 6-10 times the annual income. However, it should be analyzed on a case-by-case basis.

    5.Under the premise of social security, plan commercial insurance, with a focus on accidents and critical illnesses. Social security and commercial medical insurance, can not be reimbursed repeatedly, remember.

    6.At the same time, pay attention to the security of family members, protect the people around them as much as possible, and achieve comprehensive family protection, otherwise the protection is unbalanced, and the meaning of protection will be missing.

    7.It is important to prioritize the protection of the main income earners of the family as much as possible.

    8.Recommended: Ping An Talisman Participating Insurance, Ping An Universal Insurance, Ping An Fu Whole Life Insurance.

    9.My personal advice is to communicate extensively and effectively with ** people, after all, face-to-face communication is the most direct and effective. If necessary, you can also directly call the customer service of the relevant insurance company** for verification and consultation.

  23. Anonymous users2024-01-14

    Personally, it is recommended to buy 30 years, and the longer the payment period of protection insurance, the better for customers.

  24. Anonymous users2024-01-13

    It's okay, if there is a one-year rider, it's 30 years.

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