Recommend which bank to do online banking Thank you

Updated on technology 2024-02-09
7 answers
  1. Anonymous users2024-02-05

    At present, of course, it is ICBC. Ranked as the best bank in Asia and the best private bank in China. Moreover, there are many ICBC outlets, and it is convenient to withdraw money.

    Moreover, ICBC cooperates with many institutions, such as the bank card with the driver's license is the ICBC Peony Card. And ICBC online banking is convenient and simple, and recently there seems to be an activity of online banking to send U shield, which is currently the most secure online banking authentication tool. In addition to conventional operations, ICBC online banking can be invested, traded, traded and traded, etc., no matter what aspect, ICBC online banking is very good.

  2. Anonymous users2024-02-04

    It depends on what you are mainly used for online banking, such as bill payment, remittance or business transactions.

    Payment, CCB is good, water and electricity ** fees can be paid.

    Send money to see which bank is convenient for the other party.

    For business, it's best to be in line with your main customers.

  3. Anonymous users2024-02-03

    The Agricultural Bank of China, the Industrial and Commercial Bank of China can do it, and the Bank of China is also good. In addition to a small amount of fees, online banking is a one-time fee, and there is no annual fee. Now all banks have a small amount of management fees, and the postal service is less than $100 per quarter for 3 dollars.

    Others should be charged for less than 300. If it is higher, there will be no charge.

  4. Anonymous users2024-02-02

    I feel that ICBC is easier to use and more convenient, so don't think about it, it's very troublesome.

  5. Anonymous users2024-02-01

    I think the Bank of China is not bad, I use the online banking of the Bank of China, which is very convenient.

  6. Anonymous users2024-01-31

    Internet banking is the most complete and safest, and most of the ** are common - ICBC online banking is the easiest to use, the most traditional, and it is also very convenient to handle big and small things - China Merchants Bank and ICBC itself is very troublesome, and online banking is even more troublesome. There are many procedures, it is not easy to install, and there is nothing to do after use, and it is difficult to do small things. When using a lot of passwords, big and small?

    The disadvantage of China Merchants Bank is that it has few outlets. CCB's is very versatile, but it is most suitable for living expenses. (If you're spending online, it's recommended not to mix it with your living expenses account.)

    In recent years, the development momentum of the Bank of Communications has been very strong, and opening an account is the most convenient, and the interface is like ICBC, which is also more versatile. The BOC is more traditional, but it doesn't have any outstanding advantages. Agricultural Bank of China does not recommend you to use it.

    Postal services are generally not used, and are only used in designated industries (such as in the education system). -r adds: If purely from the point of view of convenience, it is still necessary to count the China Merchants Bank (there is a card itself to open online banking), the interface is also the most concise, and the operation is the easiest.

    Security is assured, several of them are large national banks, and the banks themselves pay much more attention to security than us. ICBC's security is superimposed in multiple ways, of course, it is the safest, but it also causes us inconvenience. China Merchants Bank has a different approach to security, he separates the account from the payment, and each account is equipped with a short payment number as a wallet, and the money in the account is not paid out.

  7. Anonymous users2024-01-30

    Internet banking is a virtual banking counter on the Internet that allows customers to manage current and fixed deposits, cheques, credit cards, personal investments, etc., safely and conveniently without leaving their homes. The first thing to understand is its two modes:

    The first is the invisible electronic banking, also known as virtual banking, which is completely dependent on the Internet. The so-called virtual bank refers to the online banking without the actual physical counter as the support, using the Internet and other high-tech services to establish close contact with customers.

    The other is to use the Internet to carry out traditional banking transaction services on the basis of existing traditional banks. This is actually an extension of traditional banking services on the Internet, which is the main form of online banking at present, and many of the current online banks in China belong to this model. To find out which bank is easy to use, you need to make a specific comparison.

    Business comparison is king.

    If you are to buy something on **, you can refer to the **** for the description of the payment limit of each bank card, and consider the convenience of your own capital scheduling (for example, most of the money is deposited in a certain bank, then peer scheduling is more convenient, and there are additional charges for each inter-bank transfer). Of course, you can also choose an Alipay card or a Bank of China** card that has a partnership with Alipay.

    In terms of user experience, China Merchants Bank started early, ahead of other banks, and launched some humanized services.

    Secure transactions are paramount.

    In terms of security, banks with special online banking U shields are relatively safe. Many banks have launched online banking U shields and certificates, such as ICBC will have regular preferential activities for U shield business. Comparatively speaking, the five major state-owned commercial banks have higher security, while the other banks are slightly less secure but more convenient for transactions, and among the state-owned banks, the Agricultural Bank of China has the most complex security measures.

    Reasonable charges to consider.

    Online banking transactions, like regular remittance and transfer, are more or less subject to handling fees when inter-bank or cross-border transactions, which may seem small, but they cannot be ignored.

    The transaction fees of the five major state-owned banks are basically the same, the postal savings are slightly lower, and the commercial banks in other places are lower or even free. Consumers should consider the proportion of their own non-local and inter-bank transactions according to their actual situation, and choose the online banking that suits them as appropriate.

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