Our whole family wants to buy insurance, so how about Ant Insurance?

Ant Insurance is an internet insurance service platform owned by Ant Financial, which has a formal business license and qualifications, so it is certainly reliable. The insurance that consumers buy through Ant Insurance eventually signs a contract with the insurance company, and the subsequent claims are also connected with the insurance company, so you don't have to worry.

Ant Insurance is an internet insurance service platform under Ant Group, managed and operated by Ant Insurance ******, which sells insurance products covering health, accident, pension, education, property and other types.

Ant Insurance ****** is a national professional insurance company approved by the former China Insurance Regulatory Commission, established on September 22, 2016, with a registered capital of RMB 50 million, and wholly owned by Ant Group.

Since its establishment in 2014, Ant Group has established cooperative relations with more than 100 banks, more than 60 insurance institutions and more than 40 ** and **, and is a very strong group.

Ant Insurance can be said to be a third-party insurance platform, which sells insurance products from multiple insurance companies at the same time, which is more consumer-friendly, because in this way, everyone can choose the right insurance product with a greater probability.

Senior sister here would like to remind you that if we buy insurance on Ant Insurance, generally speaking, the policies we get are electronic policies, and many people will worry that the electronic policies will not be protected, but in fact, they are not, electronic policies are the same as our paper policies, which have legal effect and are protected by law.

For those who don't know how to find their own insurance policies, you can take a look at this article: How to check insurance policies? You'll know after reading it.

In general, it is reliable to buy insurance on Ant Insurance, if the whole family wants to buy insurance, we must clarify the protection needs of each family member, choose insurance that meets their own protection needs, and do not blindly follow the trend.

Ant Insurance is not an insurance company, just a sales channel.

Behind it are the online sales products of many insurance companies. If you have no special requirements, know how to configure insurance, and are familiar with underwriting and claims business, you can consider it. If not, it is recommended to consult a professional insurance person or broker offline, so that there is no need to leave unnecessary claims disputes.

A suitable insurance plan for the family may be crucial, but don't forget that the person behind the insurance who provides professional advice and related services is the core to ensure that the insurance plan is fully guaranteed, which can save you and your family a lot of time, and resolve a lot of bad experiences and troubles.

Haha, it turns out that I also have questions: how about Ant Insurance? Later, I researched more insurance, and found that the ant bumper is great!

It has a good long-term medical insurance coverage content, suitable for the whole family, the premium is cheap, and it can be guaranteed to be renewed for 6 years, the deductible for these 6 years is only 10,000, and the deductible for critical illness is 0.

Alipay's insurance is not cost-effective, and the daddy evaluation is coming

Reliable, the products in Ant Insurance are the same as the insurance sold by insurance companies such as Ping An and Life Insurance that we are familiar with, all of which are filed with the Insurance Regulatory Commission and supervised by the Insurance Regulatory Commission. The most important thing for us to buy insurance is to buy the right insurance according to our own needs and circumstances, we must be optimistic about the type of insurance and the scope of coverage, and the terms and conditions should be looked at more.

Answer: Ant Insurance is credible, but it is not an insurance company. In fact, it is a third-party sales platform set up by Ant Financial in cooperation with various insurance companies. The products it sells are licensed in cooperation with relevant insurance companies.

If you want to consult, you can contact the relevant insurance company directly, and there is no problem in cashing out. It's just that in the past, some platforms would delay the payment of wealth management insurance due to inconsistent communication with insurance companies in customer information management, but in the end, the problem was not big. It is credible to buy insurance online, but you must buy it through formal channels, avoid phishing, and beware of being deceived.

Internet insurance is a product of the times, a new marketing model innovated by insurance companies, and the most important thing about online insurance is to serve ourselves.

You can see the list of Ant Insurance in **.

OK. It is possible to buy.

The contracts signed on the Ant Insurance Platform are true and valid, and the insurance company will bear the corresponding insurance liability for the insured accidents that occur within the scope of the contract, and the Ant Platform will also assist in supervising the insurance company to fulfill its responsibilities after the occurrence of the insured event.

Ant Insurance is reliable. Ant Insurance on Alipay works with several insurance companies, such as:PICC Health, Zhongan Insurance, Guohua Life, Ping An InsuranceAnd these insurance companies also value Alipay's huge customer base, and the two are mutually beneficial. And Ant Insurance on Alipay is backed byAlibaba, the "big financier".It can be said that it is very powerful and reliable, and you can rest assured that you can buy insurance.

So what kind of insurance does Ant Insurance have? Which ones are worth buying? Which ones are not worth buying?

What about > Ant Insurance's products? Which products are worth buying?

What are the advantages and disadvantages of buying insurance on Ant Insurance?

1.Pros:

It is easy to apply for insuranceThere is no need to re-enter identity information, bank card information, or fill in a lot of information like offline insurance, which will be automatically identified when applying for insurance, which is as simple as online shopping, and you can buy insurance at your fingertips.

Premiums can be paid monthly, and you can also pay with Huabei, which is very convenient, and there is no need to pay the entire year's premium at one time like the traditional way of buying insurance, which alleviates the expenditure of large premiums and reduces the burden of economic pressure.

Endorsed by Jack Ma and AlibabaThe trust of users is very high, and users do not have to worry about buying fake insurance products.

Some insurance underwriting is more relaxedIf there are some minor physical problems, they can also successfully pass the underwriting, and most people can be insured.

Premiums are cheapThe insurance on Ant Insurance is basically quite cheap, and some similar products are much cheaper than those on other platforms.

2.Cons:

1) Ant InsuranceThere are few insurance productsThere are few types, the selectivity is relatively small, and not all of them are cost-effective products.

2) Buy insurance on Ant InsuranceQuizzling premiums is cumbersomeSometimes I want to help my family calculate the premium and see how much it will cost, but I also have to enter their ID number, which is more troublesome.

The customer service is random, and there is no dedicated service, like the whole process of self-service, can not get answers in time, and even sometimes ** consultation, after telling their own situation, I feel that the answer given by the customer service is not very professional, sometimes different customer service will have different answers, and the service experience is relatively poor.

In general, Alipay also has some cost-effective products, but you need to choose the right product for yourself based on your own situation. But no matter what insurance you choose, you must avoid these pitfalls: which is better >> insurance, how to buy a good deal, and teach you how to avoid these pitfalls of insurance

I believe this article is a little helpful to you, it is best to choose some large insurance companies, even if the insurance company collapses, the state can also supervise, just like which insurance company collapsed before, it seems that the life insurance failed, and it is not taken over by the National Banking and Insurance Regulatory Commission, and then the customers will be distributed to major insurance companies, or wait for new shareholders to become shareholders.

I think it's reliable! Insurance companies are reliable, and Ant Insurance is also an insurance company, all of which are legally protected, so don't worry about that. However, buying insurance on the Internet is not as simple as buying groceries, because there is no service staff and you have to buy it by yourself, so it is best to learn more about insurance first, after all, buying insurance is not as simple as buying groceries.

Ant Insurance is actually a third-party sales platform set up by Ant Financial in cooperation with various insurance companies. The products sold are in cooperation with the relevant insurance companies and have licenses. Inquiries can be made directly with the insurance company, and there is no problem in cashing out.

It's just that some platforms have delayed the redemption of wealth management insurance due to inconsistent communication with insurance companies in customer information management, but in the end, there is no big problem.

No problem, just think about what coverage you want and take a closer look at the terms of the insurance.

Ant Insurance's life-long critical illness insurance with eight payouts. Reliable insurance.

Recently, Alipay's Ant Insurance has been a hot topic of discussion, and many people are asking, what about Ant Insurance? Is it reliable? Today, the respondent will analyze this from three aspects.

1. Ant Insurance's platform background

Since its establishment in 2014, Ant Financial has established cooperative relations with more than 100 banks, more than 60 insurance institutions and more than 40 companies.

From this point of view, the Ant Insurance platform has a strong background to support the safety and reliability of the platform.

2. Product types of Ant Insurance

At present, the mainstream insurance companies in the market have settled on the Ant Insurance platform, and the types of insurance products include car insurance, accident insurance, health insurance, travel insurance, life insurance, property insurance, etc. There are many types of it that can meet the various needs of users.

3. Validity of Ant Insurance Contracts

According to Alipay's official statement, the contracts signed on the Ant Insurance platform are true and valid, and the corresponding insurance companies will bear the corresponding insurance liabilities for insurance accidents that occur within the scope of the contract.

In addition, after the occurrence of an insured event, Ant Platform will also assist in urging the insurance company to fulfill its responsibilities.

As for the selection of insurance companies, what should we pay more attention to? The following article can help you".

When we look at insurance companies, what exactly do we look at?

Summary:

From the above three aspects, it is real and effective to apply for insurance on Alipay Ant Insurance, its platform background is also very good, and the strength of the product type underwriting company is also good, but the most important thing when applying for insurance is that the product meets its own insurance needs, and the insurance product itself is the key, I hope you can understand this.

There are also some key things we need to know before buying insurance so that we don't fall into the trap of insurance companies

Before buying insurance, you must first understand these key knowledge points!

Alipay Ant Insurance: I don't produce insurance, I'm just a porter of insurance.

Ant Insurance on Alipay is a third-party platform for insurance sales, which just makes it easier for us to apply for insurance.

Some friends will worry that they often buy fakes when shopping online, and they don't know how to distinguish insurance?

Under the strict supervision of the Insurance Regulatory Commission, I think it is very safe to buy insurance online, and you don't need to worry too much.

In order to make you more reassured, I will also share some ways to verify the authenticity of insurance.

1. Check the truth before buying

Log on to the official website of the China Banking and Insurance Regulatory Commission (CBIRC) to find the filing information of insurance products.

Steps:The official website of the China Banking and Insurance Regulatory Commission (CBIRC) service service filing product inquiry

Remind everyone that the name of the promotion and the name of the terms of many products are inconsistent, and you should base the query accordinglyName of Clauseto find it.

2. Check the truth after buying

To apply for Internet insurance, there are generally only electronic policies, and the verification of electronic policies can also be done through the following official channels:

Official customer service

Official**

In fact, the Insurance Law clearly stipulates that the legal effect is the same whether it is an electronic policy or a paper policy. If you really feel uneasy, you can also apply for a paper policy to be mailed through customer service.

Ant Insurance is still reliable. However, it is not recommended to buy too much insurance on the Internet, after all, there are many such insurances now, and the state has not yet regulated them, and there may be certain problems.

Ant Insurance is a third-party sales platform jointly opened by Ant Insurance and various insurance companies, and the contracts signed through the Ant Insurance platform are true and valid, and the specific insurance terms can be viewed through the policy details, and the contracts signed through the Ant Insurance platform are true and effective, which is relatively reliable.

Reliable. Ant Insurance: I don't produce insurance, I'm just a porter of insurance. Ant Insurance on Alipay is a third-party platform for insurance sales, which just makes it easier for us to apply for insurance.

We all know that Ant Insurance is a platform under Alibaba, so naturally we can get more funds to resist risks.

Insurance companies are business risk institutions, and it is normal to settle claims, and the odds and the timeliness of claims are the key indicators of supervision. There is no need to worry that the insurance company will deliberately make it difficult when making a claim, as long as the claim requirements are met, there is no reason not to pay. No matter which platform you buy on, don't care too much about whether the platform is reliable or not, but focus on whether the product is good or not, and whether it is suitable for you.