My car was hit, the other party is fully responsible, there is a certificate of responsibility, wher

Updated on society 2024-02-09
16 answers
  1. Anonymous users2024-02-06

    Hello, it is best to let the other party pay for you to repair the car first, and try to disassemble the damage assessment when the 4 shops are repaired. Otherwise, after the repair is completed, the data will be handed over, and the other party or the insurance company will not recognize the problem. Don't rush to close the case.

    If the amount of repair damage assessment is not satisfied, it seems that a second damage assessment can be considered. After the other party hits your car, the other party is fully responsible, and the other party should compensate you for all the losses caused by this. The main thing is to ask the other party to compensate you for the cost of repairing your vehicle and reasonable transportation expenses during the repair of your vehicle.

    The insurance law does not stipulate that when compensating for lost work expenses, transportation expenses, depreciation expenses, etc., the insurance company that underwrites the compulsory traffic insurance of the other party's vehicle shall first compensate you for your losses within the compensation limit of the compulsory traffic insurance (the vehicle maintenance cost shall be compensated within the yuan limit). If there is still a deficiency after the compulsory liability insurance compensation, the perpetrator of the other party will be responsible for the compensation, or the other party's insurance company can directly compensate you within the compensation limit of the third-party liability insurance. 4. Give a detailed list of repairs, which means that the insurance company needs to negotiate the total price of repairs with 4.

    You notify the party responsible for the accident, that is, the driver who crashed your car, inform the vehicle that the vehicle has been disassembled, the repair shop has been done, and the driver needs to come to the scene to dismantle for confirmation, and after the party comes to the scene to confirm, you can ask the other party to settle all the repair costs. Pay the invoice to the other party. The premise of paying the invoice is that you first communicate with the repair shop about the total cost, including the part of the budget that needs to be falsely reported, and there can be no subsequent expenses.

    When the other party came to the scene to confirm, he came with the salesman of the insurance company that underwrote his vehicle, and the salesman of the other insurance company should take photos and archive the dismantling part of your vehicle, and repair the cost of the repair with the repair shop of your vehicle, and then make the amount of compensation. [Legal basis].

    Road Traffic Safety Act

    Article 73.

    The traffic management department of the public security organ shall, on the basis of the traffic accident scene inquest, inspection, investigation and relevant inspection and appraisal conclusions, make a traffic accident identification document in a timely manner as evidence for handling the traffic accident. The traffic accident determination document shall clearly state the basic facts of the traffic accident, the causes and the responsibilities of the parties, and serve them on the parties.

    Article 43 of the Provisions on Procedures for Handling Road Traffic Accidents Inspection, appraisal and assessment institutions and personnel who accept the assignment or entrustment of the traffic management department of the public security organ or the entrustment of the parties shall complete the inspection, appraisal and assessment within the prescribed time limit. After the results of the inspection, appraisal and assessment are confirmed, a written conclusion shall be issued, which shall be signed by the person inspecting, appraising or assessing and affixed with the seal of the institution.

  2. Anonymous users2024-02-05

    1.Drive to the 4S shop or repair shop, call the report of the other party's full liability insurance** to notify the other party's insurance to send someone to assess the damage.

    2.After the damage assessment is completed and the car is repaired, the repair shop is asked to check how much money the other party's insurance company has assessed and verified the loss, and calls the other party's owner to come and pay the bill.

    3.Pay the bill and then give the invoice a copy of the driving license and a copy of the compulsory insurance policy to the other party.

  3. Anonymous users2024-02-04

    Go to the garage to get the car repaired, and then get the documents to go to the claim.

  4. Anonymous users2024-02-03

    The normal damage assessment process is to tow the car to the designated maintenance plant first, and then dismantle and inspect the vehicle, after the completion of the dismantling and inspection, the damaged parts should be verified one by one, to determine whether it has maintenance value, there are maintenance conditions, can be repaired, if there is no maintenance value, it will be directly replaced with new parts, then in the end to confirm which parts are repaired, which parts are replaced. After it is determined, it depends on where it is repaired, if it is repaired in a repair shop, the original parts will generally be used, but the premise is that the insurance party must have deductible insurance, so that the full amount of the claim can be made. If the other party does not have deductible insurance, the indemnifying party may need to bear some price difference.

    So the meaning of your visit is to understand which parts are repaired and which parts are replaced, so as to avoid the problem of repairing or replacing after the repair is completed.

  5. Anonymous users2024-02-02

    Hello, I am the cooperating lawyer of the platform, and I have received your question, please let me answer it for you later.

    Calculate all the losses caused by your traffic accident, and ask the insurance company that underwrites the other party's vehicle and the other party to compensate through negotiation with the other party, traffic police mediation, people's mediation, and litigation in court.

    1. Report the case. After a traffic accident, the first thing to do is to report the accident in time. In general, the insurance company needs the policyholder to report the crime within 48 hours, and if it is a robbery, it should be reported within 24 hours.

    If there is a person**, you should call 120 immediately to save your life.

    2. Survey. After reporting the case, the insurance company will send someone to the scene to check whether it is within the scope of the insurance's responsibility. Therefore, before the arrival of insurance company personnel, the car owner must protect the accident scene.

    If there is a traffic jam in the morning, you can negotiate with the traffic police and wait for the vehicle to be processed.

    Questions. The insurance company said that it would only be repaired, not replaced, and I asked for it.

    3. Damage assessment. Normally, if the damage to the vehicle is not serious, the insurance company's surveyor can directly assess the damage on the spot, and the customer can also drive the car directly to the repair shop. However, if the damage to the vehicle is relatively large, it is necessary to go to the damage assessment center for damage assessment.

    4. Submit claim information. Once the above three steps are completed, all you have to do is submit the information of your claim. The insurance contract states:

    The insured shall submit the necessary accident documents to the insurance company within 10 days after the public security traffic management department handles and concludes the handling of the car insurance accident. When these steps are completed, the car owner can wait for the insurance company's claim notice with peace of mind.

  6. Anonymous users2024-02-01

    The loss assessment can go or not, it depends on yourself, mainly depends on whether the amount of loss assessment you think is reasonable, reasonable on the line, generally and the insurance company, 4S stores are good, they are also clear about the tracking process, whether to go or not is not a big problem.

  7. Anonymous users2024-01-31

    Although the other party is fully responsible, it is best for you to be present when assessing the damage. If there is anything dissatisfied, you can put it forward in time and solve it with different opinions. If.

    After the decision, you will have different opinions that you are not satisfied with. It's a hassle to bring it up again. So it's best if you still go to the site.

    Participate in the damage assessment.

  8. Anonymous users2024-01-30

    The other party is fully responsible, crashing your car, and you still need to go for damage assessment. Both sides need to be present.

  9. Anonymous users2024-01-29

    At present, all schools have started to mail admission notices. The Beijing EMS staff responsible for the delivery of the admission notice reminds that after the candidates obtain the admission results, they should ensure that the reserved ** number is unblocked, so that they can receive their own notices as soon as possible. At the time of delivery, the postal courier logistics staff will be uniformly dressed.

    Candidates should prepare their ID cards, admission tickets and other relevant documents in advance. If the candidate is unable to receive the document in person and needs to sign on behalf of others, the person who signs on behalf of the candidate must also prepare a valid ID document in order to successfully complete the signing.

  10. Anonymous users2024-01-28

    Generally, it is determined by the responsible other party's insurance company.

  11. Anonymous users2024-01-27

    It is determined by the other party's insurance company, and has nothing to do with its own insurance company

  12. Anonymous users2024-01-26

    Both insurance companies can do it, and the other party is fully responsible, and generally the other company's insurance company designates a repair shop to assess the damage.

  13. Anonymous users2024-01-25

    The repair shop designated by the insurance company of both parties can assess the damage, and the insurance company of the other party will compensate for the damage.

  14. Anonymous users2024-01-24

    This can be reassessed. Go to the place where the maintenance plant asks for an inspection, check the previous damage assessment results, and see if there is a problem. It's like diarrhea, you go to the hospital to see a doctor first, it may be that you have eaten badly, but it is also possible that you don't know what the reason is, check it, and take a report by the way.

    If the maintenance problem is indeed in the damage assessment, it has this project, but the repair place he has not repaired for you, you can ask them to repair it free of charge, because the maintenance also has a warranty period.

    Extended information: 1. The process of assessing the damage of traffic accident vehicles.

    1. After a traffic accident, the first time to call the police, the traffic police to determine the responsibility for the accident, the traffic accident vehicles and items, handed over to the traffic police department for unified custody.

    2. No matter which city the accident occurred in and when it happened, you must notify the insurance company. After receiving the notice, the insurance company will promptly dispatch surveyors to conduct on-site investigations. The investigator will divide the responsibility according to the accident scene and determine the proportion of the compensation payment.

    It is worth reminding that all parties should be present when the accident vehicle damage assessment is carried out.

    3. When all the work is over, the accident vehicle can be sent to the repair shop for repair. Under normal circumstances, the results of road traffic accident vehicle damage assessment will be available within 7 working days after the accident.

    4. According to the maintenance invoice provided by the car owner, plus the damage assessment form, the insurance company will compensate accordingly.

    Second, the type of car damage insurance:

    1. Motor vehicle insurance generally includes compulsory traffic insurance and commercial insurance, and commercial insurance includes basic insurance and additional insurance. The basic insurance is divided into vehicle loss insurance and third-party liability insurance, vehicle theft insurance (theft insurance), vehicle personnel liability insurance (driver liability insurance and passenger liability insurance), and additional insurance includes glass breakage insurance, scratch insurance, spontaneous combustion loss insurance, wading driving insurance, no-fault liability insurance, vehicle cargo falling liability insurance, vehicle suspension loss insurance, new equipment loss insurance, and special insurance excluding deductibles.

    2. Glass breakage insurance, spontaneous combustion loss insurance, and newly added equipment loss insurance are additional insurances for body loss insurance, and vehicle loss insurance must be insured before these additional insurances can be insured.

    3. On-board liability insurance, no-fault liability insurance, on-board cargo drop liability insurance, etc., are additional insurances of third-party liability insurance, and third-party liability insurance must be insured before these additional insurances can be insured; Each insurance plan can be insured independently, excluding deductibles.

    3. How long does it take to assess the damage of the vehicle?

    It only takes up to 3 days, and the inspectors can complete the on-site investigation and inspection within 1 working day after receiving the internal notice from the insurance company (the inspection of the damaged subject in the field can be completed by the local insurance company within 3 working days). The insurance company will then ask the customer to provide the relevant documents and instruct the customer to fill in the relevant claim documents. After the damage assessment, you can consult the local repair shop for the repair time.

    The insurance company does not pay for lost time pay, and it is recommended to negotiate and deal with it, and there is no clear provision in the law.

  15. Anonymous users2024-01-23

    In this case, you can ask the insurance company to reassess the loss!!

    The reason is quite simple, the auto repair shop found that the damage that should be within the scope of the damage assessment was not within the scope of the damage assessment, resulting in negligence in the damage assessment. After re-assessing the damage, according to the new results of the compensation hello, the traffic police will determine the responsibility for the accident, and the accident responsibility shall prevail.

    The specific identification methods in traffic accidents are as follows:

    The traffic management department of the public security organ shall determine the responsibility of the party according to the role of the party's behavior in the occurrence of road traffic accidents and the severity of the fault.

    1) Where a road traffic accident is caused by the fault of one of the parties, full responsibility shall be borne by the party;

    The following sixteen situations will generally be determined as full liability:

    1. Rear-end collision with the vehicle in front of the collision;

    2. Accidents occur when changing lanes;

    3. Traffic accidents occur after reversing or slipping;

    4. Scraping from off-road or non-motorized lane into motorized lane;

    5. The green light is released or the turning vehicle at the intersection without signal light control does not give way to the straight car;

    6. The vehicle entering the roundabout does not give way to the vehicle driving out or driving in the roundabout;

    7. An accident occurs across the solid line in the center of the road or the solid line in isolation;

    8. Driving in the opposite direction;

    9. A traffic accident occurs when overtaking on the right side;

    10. Scratching occurs when overtaking a vehicle in front of normal U-turn, left turn, or overtaking;

    11. Traffic accidents occur when running a red light;

    12. Traffic accidents occur in places where U-turn signs and markings are prohibited, as well as in crosswalks, bridges, steep slopes, and tunnels;

    13. Colliding with a vehicle that can be suspended or parked in accordance with the law;

    14. Causing a traffic accident by opening and closing the car door;

    15. When a motor vehicle enters or exits a parking lot or parking space, it has an accident with a normally running vehicle; 16. Unilateral traffic accidents.

    2) Where a road traffic accident occurs due to the fault of two or more parties, they shall bear primary responsibility, equal responsibility and secondary responsibility respectively according to the effect of their actions on the accident and the severity of the fault;

    3) None of the parties is at fault for causing the road traffic accident, and if it is a traffic accident, none of the parties is liable.

    If one party intentionally causes a road traffic accident, the other party is not liable.

    Provincial-level public security organs may, in accordance with relevant laws and regulations, formulate specific detailed rules or standards for determining responsibility for road traffic accidents.

  16. Anonymous users2024-01-22

    I crashed, the other party is fully responsible, then my car is to ** damage assessment, by my insurance company to determine, or the other party's insurance company to determine, hello, dear, is the other party's insurance company to compensate, in the event of a traffic accident, the owner's vehicle and other people's vehicles collided, the traffic police for the traffic Bi Chi imitation accident responsibility is determined by the other party is fully responsible, then the owner of the car damage assessment is handled by the other party's insurance company's investigators. After the insurance company's surveyor completes the damage assessment, the car owner can go to the repair shop to repair the car, receive the car repair fee, and let the other insurance company settle the claim. [I hope it helps].

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