Which insurance can be purchased for cavernous hemangioma

Cavernous hemangioma refers to a cavernous abnormal vascular mass composed of many thin-walled blood vessels, which is classified as a occult vascular malformation because there are often no abnormal vascular masses found on angiography. In fact, the disease is not a true tumor, but a vascular malformation lacking an arterial component. With the development of medical imaging, there are more and more reports of the disease.

The incidence in the population is estimated to be 8% to 15% of all cerebrovascular malformations. Because some patients are asymptomatic, the exact birth rate is still uncertain. Cavernous hemangiomas tend to occur between the ages of 30 and 40 years, and there is no significant gender difference.

The main clinical manifestations of cavernous hemangioma are epilepsy (intracranial hemorrhage, neurological deficits (and headache). There are no clinical symptoms, and some patients have more than one clinical manifestation. If the lesion bleeds, it causes corresponding clinical symptoms.

Some cavernous hemangiomas gradually enlarge, resulting in a mass effect that causes neurological dysfunction to gradually worsen. The clinical course is highly variable and can include acute or chronic neurologic deficits, with periods of remission or progressive exacerbations.

After telling the truth, the insurance company will decide whether you can buy insurance or not. If you can, decide what kind of insurance to buy.

When buying insurance, you should first choose social security, and then you can consider commercial insurance, which first considers health, and so on.

Hello, what kind of insurance do you buy now?

Hemangiomas are generally benign tumors, and generally speaking, benign tumors can not be avoided, but some patients have benign tumors that grow on the body surface, so it is best to perform surgical resection at this time. The risks of surgery are smaller. In the process of preventing cancer, you can choose Qiao yew to adjudicate**, which is also very good for recovery after surgery.

If you already have it, you can't buy it.

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Available for purchase. Hemangioma insurance that does not require underwriting is accident insurance.

For example, critical illness insurance and medical insurance require you to provide a medical examination report or hospitalization and submit it to the insurance company for underwriting.

What about critical illness insurance. Do you need to write it in the insurance contract?

Critical illness insurance can be tried, and the probability of passing critical illness insurance is higher.

Be sure to write it on the insurance policy when you apply for insurance. After the underwriting is approved, the insurance contract must include a history of the hemangioma.

If the hemangioma has been removed and confirmed to be benign, medical insurance can be covered on a standard basis, and critical illness insurance is of course no problem.

Patients with cavernous hemangioma on the hand can buy insurance, cavernous hemangioma is not a real tumor, but a vascular malformation that lacks arterial components, if it is long on the hand, it will not be affected much when buying insurance, if you are really worried about being denied insurance, you can give priority to insurance that is relaxed with health notice or does not need to be informed by the health book.

If I have a cavernous hemangioma on my hand, what insurance can I buy?

1.Critical illness insurance

The health notice of critical illness insurance is relatively strict, but the senior sister has read some health notices of critical illness insurance, and we take Tongfang Global Versailles Plus critical illness insurance as an example:

The hemangioma mentioned in the health notice of Versailles Plus Critical Illness Insurance is a cerebral hemangioma, so if it is a hand hemangioma, the success rate of insurance is still quite large.

The senior sister has also taken stock of some critical illness insurance with loose advice before, which can be understood hereLatest! Top 10 [Health Notification Relaxation] Critical Illness Insurance Points!

2.Medical insurance

The health notice of medical insurance is also relatively strict, but the senior sister read some medical insurance notices and found that for hemangiomas, there are more mentions of cerebral hemangiomas or liver hemangiomas, and few mention of hand hemangiomas. For example, in the health notice of this Ping An e-Life Insurance Million Medical 2022 Upgraded Version (Personal Edition), cerebral hemangioma is mentioned.

Of course, you can also choose to shout out some medical insurance that does not require health notification to the state, such as this oneIn-depth Assessment|The universal medical insurance of the people is really good news for the sick body!

3.Accident insurance

Accident insurance provides little or no health notices because accident insurance protects the insured person from financial losses caused by accidents.

Therefore, patients with hand hemangioma do not need to worry too much about being denied insurance due to hand hemangioma when applying for accident insurance. Hope.

Hemangiomas can be insured. This disease is a congenital benign tumor or vascular malformation, more common in babies at birth or shortly after birth, hemangiomas can generally be divided into capillary hemangiomas according to their clinical manifestations and histological characteristics: they exist at birth, no longer develop after birth, and survive for life, and the vast majority are asymptomatic.

So what insurance can you buy for hemangioma?

First of all, we should ** the most basic social insurance. Regarding the latest regulations on social security, you might as well take a look at this: "What impact will the new medical insurance regulations officially take effect on May 1, 2021?" 》

Hemangioma can be purchased with commercial insurance, and you can purchase tax-advantaged health insurance from commercial insurance.

Compared with other commercial insurance products, the biggest breakthrough of tax-advantaged health insurance is that for the first time, citizens are allowed to "take out insurance with illness", which means that citizens with pre-existing medical conditions can also buy a commercial insurance for themselves in the future.

As a commercial insurance product with both policy and inclusiveness, tax-advantaged health insurance has the characteristics of "individual income tax reduction, guaranteed renewal, high sum insured, high compensation ratio, and coverage inside and outside the medical insurance catalog", which will complement the basic medical insurance, cover a wider range of people, and further meet the diverse health security needs of the people.

After purchasing commercial health insurance, taxpayers can deduct the part before tax in the second month with the invoice, with a maximum tax exemption limit of 2,400 yuan. To put it simply, if you buy this kind of product, you can pay less tax, which is equivalent to buying another medical insurance for yourself at a lower **.

Hemangiomas can be essentially divided into two types: one is vascular malformation (hamartoma) caused by abnormal vascular development during embryonic development, and the other is a true tumor caused by abnormal proliferation of vascular endothelial cells. There are many methods for hemangioma, not all of them are suitable for every patient, each has certain indications, it is recommended not to blindly take **measures, it is best to go to a professional hospital to do a detailed examination first, and then target**, symptomatic**, so as to achieve the best ** effect.

What insurance do you want to buy, there is no problem with general medical insurance, and some types of hemangiomas can also be bought for serious diseases. Cancers and the like can't be bought because hemangiomas are not cancers.

Hemangioma is a congenital benign tumor or vascular malformation formed by the proliferation of embryonic time angioblasts. In severe cases, it will bleed, ulcerate, etc. Cavernous hemangiomas are more harmful and can invade surrounding tissues, cause severe bleeding due to trauma or ulcers, and can also cause serious infection.

There will be a health notice before the insurance, if you are asked to tell the truth, don't mention it yourself, generally have a past medical history will need a physical examination, if the physical examination is qualified, you can apply for insurance normally, it will cause the insurance company to cause a claim risk may need to be underwritten or exempted from liability, and it may be rejected if it is very serious, depending on the underwriting results of the insurance company.

Hemangioma, is a congenital benign tumor or vascular malformation, more common in babies at birth or shortly after birth, hemangiomas can generally be divided into capillary hemangiomas according to their clinical manifestations and histological characteristics: they exist at birth, no longer develop after birth, and survive for life, and the vast majority of them are asymptomatic.

Cavernous hemangioma: usually large, sometimes tends to grow.

Cranoid hemangioma: mostly occurs in the frontotemporal subscalp and extremities, and a murmur may be heard on auscultation.

Mixed hemangioma: prone to ulceration, bleeding, infection, necrosis and scarring, the general standard is that insurance can be purchased.

Hemangiomas are congenital benign tumors or vascular malformations that are formed by the proliferation of angioblasts during the embryonic period, and are commonly found in the infants at birth or shortly after birth. The residual embryonic angioblasts, active endothelioid germ, invade adjacent tissues to form endothelial cords, which are connected to the remaining blood vessels after catheterization to form hemangiomas, and the intratumoral blood vessels are self-contained and not connected to the surrounding blood vessels. Hemangiomas can occur throughout the body, with oral and maxillofacial hemangiomas accounting for 60% of total hemangiomas, followed by the trunk (25%) and extremities (15%).

Most of them occur on the face**, subcutaneous tissues, oral mucosa, such as the tongue, lips, floor of the mouth, etc., and a few occur in the jaw or deep tissues.

Hemangiomas are congenital benign tumors or malformations of blood vessels that occur at or shortly after birth in infants. Regarding whether hemangioma can be insured, it depends on the severity of the condition and what kind of product is insured. Generally speaking, accident insurance can be considered, it does not have high health requirements, it is recommended that you take a look:

In the June 2021 accident insurance list, which accident insurance products are cost-effective? 》

Hemangioma is a congenital benign tumor or vascular malformation, which originates from the residual embryonic angioblasts, and the active endothelioid germ invades the adjacent tissues to form an endothelial like cord, which is connected to the remaining blood vessels after tubulation to form a hemangioma, and the intratumoral blood vessels form a system of their own and are not connected to the surrounding blood vessels.

Hemangioma, in general, you can buy insurance, but you still have to consult the local insurance company, hemangioma, is a congenital benign tumor or vascular malformation, more common in babies born or shortly after birth, hemangiomas according to their clinical manifestations and histological characteristics, can generally be divided into capillary hemangiomas present at birth, no longer develop after birth, lifelong survival, the vast majority of asymptomatic.