What kind of insurance can a 60 year old man get with a rural hukou?

There are so many elderly insurance on the market that it is dazzling, and it is really difficult to buy the right insurance product"For the Elderly! Seven cost-effective insurance products

Birth, old age, sickness and death are problems that everyone may face, and we can intuitively see from the incidence curve chart that the probability of illness in the elderly after the age of 50 is greatly increased.

From a scientific point of view, it is recommended that the elderly configure the following types of insurance:Medical insurance + medical insurance + cancer insurance + accident insurance.

1.Medicare

Medical insurance is the most basic and important medical security for 99% of the elderly, and there are no requirements for age and health, which can be bought, especially for the elderly who cannot purchase other commercial insurance, medical insurance is a lifesaver.

2.Medical insurance

The elderly are at high risk of disease, and the elderly have a high incidence of diseases such as diabetes, hypertension, cancer, etc., as long as they are sick, they will inevitably take long-term medication, which brings a lot of financial burden to the family.

The annual premium of a few hundred yuan of medical insurance can leverage millions of insurance dollars to reimburse the reasonable medical expenses incurred by hospitalization, whether it is outpatient, surgical or hospitalization expenses, as long as it exceeds the deductible of 10,000 yuan, the others can be 100% reimbursed in full, and if it is a major disease such as cancer, it can be reimbursed with 0 deductible. Million medical insurance can minimize the financial loss caused by illness in the family and reimburse the part that cannot be reimbursed by medical insurance. For the convenience of everyone, in the past two days, we have compiled this list of millions of medical insurance for your reference"Top 10 Million Medical Insurance Rankings Newly Released!

3.Cancer insurance

In China, the elderly have the largest proportion of malignant tumors. If your parents can't afford to buy million-dollar medical insurance because of their poor physical condition, then cancer insurance is also a good choice.

Cancer insurance is a simplified version of the Million Dollar Medical Insurance that only pays for cancer. Compared with critical illness insurance, cancer insurance is cheaper, and even better, even if you have three highs, diabetes, rheumatoid and other diseases that are not related to cancer, you can also apply for insurance.

4.Accident insurance

When people reach old age, all kinds of problems emerge, osteoporosis, accidentally break their feet, wrestle, and the frequency of accidents is very high. In addition, the recovery ability of the elderly is also relatively poor, and it takes a long time to fully recover from an accidental injury, which requires long-term medical expenses.

After buying an accident insurance for the elderly, won't these problems be solved? Accident insurance is generally available up to the age of 65, the premium is still very cheap, and the health requirements are not high. However, it is also very difficult to choose a suitable accident insurance, and reading my information may be helpful to you:

"Summary of Accident Insurance Products in 2020".Hope!

After 55, you can't apply for insurance, only the endowment insurance in the village, you can get it at the age of 60, and you are satisfied.

Legal analysisRural endowment insurance over 60 years old need to go to the village street to handle, need to fill in the registration form, household registration form, and paste a photo, signed by the person according to the fingerprint for confirmation. The relevant documents required include the original and copy of the ID card, the original and copy of the household registration book, and 4 1-inch bareheaded photos.

Among them, people aged 16-59 can choose the payment grade independently, and the personnel of the village sub-district office will issue receipts and fill in the corresponding payment schedule. Persons over the age of 60 do not need to pay the fee, as long as they fill out 2 application forms and submit copies of them.

Legal basisArticle 20 of the Social Insurance Law of the People's Republic of China The State shall establish and improve a new type of rural social endowment insurance system. The new rural social endowment insurance implements a combination of individual contributions, collective subsidies and subsidies.

Article 21 The new type of rural social endowment insurance benefits shall be composed of basic pensions and personal account pensions. Rural residents who participate in the new rural social endowment insurance and meet the conditions stipulated by the state shall receive the benefits of the new rural social endowment insurance on a monthly basis.

Hello, if you have an urban hukou, you can pay the pension insurance and medical insurance for urban residents locally, please consult the local labor insurance office for details.

If you are over 60 years old and do not pay money, you can directly receive 60 yuan per month, which is also conditional, that is, all the children of the elderly who meet the conditions for paying the new rural endowment insurance have all paid, so that the elderly can receive 60 yuan per month with a state subsidy without paying. The same is true for urban hukou.

However, because our country has implemented the "Social Insurance Law" since July 1, 2011, if your father has not yet reached the age of 60 in 2011, then you still need to pay a pension until you are 60 years old, and you can only receive a pension.

In the previous pilot areas, there were many elderly people who were 58 years old, 59 years old and close to 60 years old and did not pay, and waited until they were 60 years old to let their children pay, and then they could not pay for the pension, but after the implementation of the "Social Insurance Law", it will not work, if you are over 45 years old and do not pay pension insurance, then even if you reach the age of 60, you still have to pay for 15 years, and then you can receive a pension.

Our country's current endowment insurance is divided into: employee endowment insurance, new rural social endowment insurance (rural household registration), and urban residents' endowment insurance (urban household registration).

Therefore, now the endowment insurance is fully covered, and each unit also pays endowment insurance, and you can receive a pension when you are old.

In this case, your father lives in a rural area and his hukou is in an urban area, so he has to apply for urban resident pension insurance. In fact, the payment grade in rural areas is the same as that in urban areas, and in rural areas there are five more grades, 600 to 1,000. The state subsidy is the same 60 yuan, basically no difference.

Therefore, if you want to ask the labor insurance office in your town, when do you pay the fee every year, and then you can go directly to handle it. It is usually handled from March to June in the first half of the year.

After the age of 60, if rural villagers do not pay the new rural insurance, they can pay a lump sum according to their own economic situation, and then they can receive the benefits the next month. You can go to the village committee office to consult.

Elderly insured persons can choose two ways to enroll:

Method 1: The elderly do not pay, but their children who meet the conditions for insurance should pay. Receive a pension of 80 yuan.

Method 2: The elderly who have conditions can also choose to pay the fee in a lump sum, and the payment amount is the monthly payment grade (40 60 90 yuan) multiplied by the number of months of payment (calculated according to the actual number of months left before the age of 75, the minimum shall not be less than 60 months). For the elderly who choose to pay, ** according to their payment years, each person will pay 30 yuan of pension insurance premiums per year (deducted from the amount payable).

The pension consists of a basic pension of 80 yuan and a personal account pension (monthly payment grade).

60-year-olds who voluntarily participate in insurance can go through the registration procedures at the social security service center or village or community agency where their household registration is located with their resident ID card, household registration book and a recent bareheaded color registration photo.

Hope it helps.

No, whether it is urban or rural, after the age of 60, you don't have to pay endowment insurance, and you become a person who receives endowment insurance, provided that you have paid endowment insurance and reached a certain number of years. The amount you receive has a lot to do with the amount you pay.

To be an old man who wants to be Huhu, it must be who needs to pay pension insurance. If you haven't paid for 15 years. You have to pay it back. If it is a rural pension insurance. You don't have to call your uncle to start.

If the elderly in rural areas have reached the age of 60, they do not need to pay the pension insurance, but will receive a certain amount of pension living allowance every month.

When did a person with a rural hukou reach the age of 60, did he reach the age of 60, and did he reach the age of 60 before the implementation of the policy? If not, then from the year of the implementation of the policy, you can pay as much as you should pay, even if you are over 60 years old, if you don't pay the fee, there is no way to lead the pension normally.

It is not cost-effective to pay pension insurance at the age of 60, and you must pay for a minimum of 15 years before you can go through the retirement procedures!

The 60-year-old is not suitable for paying pension insurance, and once you pay it for 15 years, you have to pay it when you are 60 years old.

When the elderly in rural areas reach the age of 60, they should not need to pay pension insurance, and they can receive pensions.

When the elderly in rural areas reach the age of 60, they do not need to pay pension insurance, and they have already begun to receive money.

In rural areas, you don't need it, and you can get money every month when you reach the age of 60.

Hello, this is divided into men and women, and men have to be handed over to 65 years old.

Rural households over the age of 60 do not need to pay pension insurance.

At the time of the implementation of the current agricultural insurance system, rural residents who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers do not need to pay premiums and can receive basic pensions on a monthly basis, but their children who meet the conditions for insurance shall participate in the insurance and pay contributions.

When the new rural insurance system is implemented, those who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban employees do not need to pay and can receive a basic pension on a monthly basis, but their children who meet the conditions for insurance shall participate in the insurance and pay premiums; If the payment is less than 15 years from the age of collection, the payment shall be made on an annual basis, and supplementary payment is also allowed, and the cumulative payment shall not exceed 15 years; If the payment is more than 15 years away from the age of collection, the payment shall be made on an annual basis, and the cumulative payment shall not be less than 15 years. It is necessary to guide young and middle-aged peasants to actively participate in insurance and pay for a long time.

According to the relevant regulations, the conditions for receiving rural old-age insurance are: 1. Reaching the prescribed pension age and meeting the following conditions: on February 1, 1996, all agricultural workers under the age of 45, migrant workers under the age of 45, women under the age of 40, must have paid contributions for 15 years; Persons who are older than the above-mentioned range as at 1 February 1996 are required to make continuous contributions up to the required retirement age.

2. Units and individuals shall pay pension insurance premiums in accordance with regulations.

Among them, the age of pension for agricultural and sideline workers is 60 years old for both men and women; The age of pension for the rest of the personnel is 60 years for men and 55 years for women. In addition, the specific standard for receiving a monthly pension is calculated by the rural social pension insurance institution. Those who have survivors' allowances can also receive them.

Because the survivor's allowance is not an old-age insurance fund, but those who have already received the old-age insurance for urban workers will no longer participate in the old-age insurance for urban and rural residents.

Sixty-year-olds in rural areas can receive a pension of 1,000 yuan only if they meet the following conditions: 1. They must pay social security for 15 years and live for employment. 2. Your place of residence is on the edge of the city and the land is expropriated. 3. Your village has a good leader, and the village economy is doing very well.

4. Wait until the country's 60-year-olds account for one-tenth of the rural people. Then when you can only buy a bag of flour for a thousand yuan, don't think about anything else.

The principle of pension payment is: pay more, pay less, and do not pay only a symbolic point, that is, the most basic pension. Depending on the question you asked, it is likely that you are referring to the kind of elderly person who has not paid the fee.

The current social security pension insurance regulations: the elderly over 60 who have not paid before the implementation of pension insurance in rural areas can receive the minimum basic pension, that is, 50 yuan per month at the beginning, and then gradually grow to the point that now some places reach more than 100 yuan.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

According to Article 58 of the Social Insurance Law of the People's Republic of China, "an employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees." If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay. "Individually-owned businesses without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration.

The personal social security number is the national identification number. Once the social account is opened, it is owned for life. "Therefore, it is possible to renew whether you are working or unemployed at home.

In view of the pension situation of the elderly in rural areas, many areas began to introduce the policy of farmers paying endowment insurance, and the specific supplementary payment requirements are as follows: men over 45 years old, women over 40 years old can make up the endowment insurance, but only for a maximum of 10 years; Men over the age of 60 and women over the age of 55 can make a one-time payment of 15 years of pension insurance.

In other words, even if you have never paid pension insurance, you can make up the payment now that you have reached retirement age.

Due to the different economic development of each region and the large gap in wage levels, the amount of one-time supplementary pension insurance and the amount of pension received each month in different regions are different, but they are generally paid according to the local minimum wage standard of the previous year.