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If you can't buy insurance online, there are many reasons, such as theft of vehicles, scrapped vehicles, expiration of the operating period and incomplete exit procedures.
Extended Information: Main categories of car insurance.
1. Mobile insurance.
Motor vehicle insurance is a kind of insurance that uses motor vehicles such as automobiles, trams, battery cars, motorcycles, and tractors as the subject of insurance. Motor vehicle insurance can be divided into two categories: compulsory traffic insurance and commercial insurance, and commercial insurance can be specifically divided into two parts: basic insurance (also known as main insurance) and additional insurance. Motor vehicle insurance was born at the end of the 19th century, and the world's earliest motor vehicle insurance policy was issued by the British "Legal Accident Insurance Company" in 1895, with an insurance premium of 10 pounds to 100 pounds.
2. Mobile insurance.
Motor vehicle insurance generally includes compulsory traffic insurance and commercial insurance, and commercial insurance includes basic insurance and additional insurance. The basic insurance is divided into vehicle loss insurance and third-party liability insurance, full vehicle theft insurance (theft insurance), and vehicle personnel liability insurance (driver liability insurance and passenger liability insurance).
Additional insurance includes glass breakage insurance, scratch insurance, spontaneous combustion loss insurance, wading driving insurance, no-fault liability insurance, on-board cargo falling liability insurance, vehicle suspension loss insurance, new equipment loss insurance, excluding deductible special insurance, etc. Glass breakage insurance, spontaneous combustion loss insurance, and newly added equipment loss insurance are additional insurances for body loss insurance, and vehicle loss insurance must be insured before these additional insurances can be insured. On-board liability insurance, no-fault liability insurance, on-board cargo drop liability insurance, etc., are additional risks to third-party liability insurance, and third-party liability insurance must be insured before these additional insurances can be insured; Each insurance plan can be insured independently, excluding deductibles.
3. Compulsory traffic insurance.
The full name of compulsory traffic insurance is [compulsory insurance for motor vehicle traffic accident liability], which is the first compulsory insurance system implemented by national laws and regulations in China.
The Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability [hereinafter referred to as the "Regulations"] stipulate that compulsory traffic insurance is a compulsory liability insurance for the personal and property losses of the victims [excluding the vehicle personnel and the insured] caused by road traffic accidents caused by the insured motor vehicle within the liability limit.
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It should be available online by now.
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Buying car insurance online, without a physical compulsory traffic insurance sign, does not affect the use of the vehicle. All localities are implementing electronic insurance policies and electronic signs of compulsory liability insurance. Taking Nanyang City as an example, when the traffic police department handles the registration and inspection of motor vehicles, it will automatically verify and compare the information of compulsory vehicle insurance (vehicle and vessel tax) through the comprehensive application platform, and will no longer require the parties to submit paper compulsory traffic insurance certificates.
In the course of law enforcement, the traffic police will no longer detain the vehicle and punish those who have taken out compulsory traffic insurance and have been inspected to be correct, but the vehicle will still face punishment on the road if it has been insured.
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If they don't send the insurance logo, it may be that your province has canceled the paper version of the insurance logo, so it will cause the insurance company not to send the paper to you.
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What should I do if I buy car insurance online and don't have an insurance logo? This question is very simple, because now is the Internet era, you can do anything, if you buy car insurance without a mark, you can completely let the insurance company make up for you, or surrender the policy, go to other companies to buy, this is okay.
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Since 19 years, it has been an electronic policy, no matter if you buy it in **, there is no insurance mark.
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By the way, it should be fine, but it is recommended to go to a physical store to buy it.
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Now it should be all about electronic networking.
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Currently, car insurance can be purchased online, and there can also be discounts for buying car insurance online. The most attractive thing about buying car insurance online is that it can be discounted. By purchasing car insurance on the Internet, you can save 15% on private car commercial insurance.
In addition to logging on to the insurance company's official website for online insurance, online car insurance can also be purchased on third-party insurance platforms. For auto insurance products purchased on third-party insurance platforms, third-party insurance platforms can usually enjoy dual preferential activities from insurance companies and merchants, such as various gifts such as points and fuel cards.
Therefore, if you want to choose an insurance company that wants to buy car insurance, you must choose an insurance company with a big brand, good service, and follow-up protection, and enter the official ** purchase of the insurance company. Click on the insurance purchase page and select the option to purchase car insurance services; Then enter personal information, vehicle information, type of insurance, amount of insurance, etc. Based on your purchasing needs and click to OK.
Finally, the insurance company page will pop up the payment option and complete the payment.
However, there are a few things to keep in mind when buying car insurance online:
2.Know the detailed rules for insurance claims before purchasing insurance. After all, it's different from the insurance company's counter and human communication. If you have any questions, you can call the insurance company to find out.
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1. Before buying car insurance online, you must first choose which insurance company's car insurance to buy, and you can check whether the insurance company's car insurance is comprehensive, whether the after-sales service is relatively comprehensive, whether there are many types of additional value-added services, whether the company's business scale is relatively large, etc.;
2. When applying for online car insurance, you must first log in to the official website of the correct insurance company, and be sure to purchase it at a fixed lenient insurance sales outlet to prevent illegal or phishing purchases, thereby wasting money and losing the basic information of the vehicle and the owner, and also ****;
3. You only need to select the type of insurance you need to buy, carry out **, and then fill in the information, fill in the insurance information, and carefully discuss and verify the information, carefully read the information of the policyholder and the basic information of the insured when filling in the policy information, and it is best to make ** payment, choose a good payment method, and pay online;
4. Then just wait for the salesman to deliver the policy.
Millions of car purchase subsidies.
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1. Enjoy a discount of nearly 15% for buying vehicle fluid insurance online, and you can also exchange small gifts for royal goods by accumulating experience and other ways to a certain extent, which is cheap and has many activities;
2. If you buy car insurance online, you can also choose the type of insurance according to your needs, and there is no possibility of being cheated. However, because the online processing does not go through the ** person link, there is no manual service;
3. In the follow-up claim process, it may be more troublesome, and the owner must follow up the whole process, especially when there are differences of opinion, it is inevitable that there will be a feeling of isolation. With a 15% discount to abandon the follow-up service of the town buried beam, whether it is worth it depends on how the owner considers.
You must have the following items:
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If you ignore it after receiving the goods, the system will automatically confirm the receipt on your behalf after 30 days of surface mail and 10 days after express delivery, and the money will be automatically sent to the seller. There will be no penalty for you. However, if you apply for a refund after receiving the goods, and there is no suitable reason and evidence, the other party may complain about you, and the customer service may give you a penalty, and the money will still be paid to the seller in the end.
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