What are the wealth management products of Postal Bank, and what are the wealth management products

Postal Savings Bank of China has carried out the brand building of wealth management business at the beginning of its wealth management business, and promoted it in accordance with the unified brand of "Postal Bank Wealth Management Care for the Future" of the head office, and has targeted the risk-return characteristics of different wealth management products.

China Post's wealth management products include: debt series wealth management products, Mövenpick series wealth management products, smart series wealth management products, exclusive series wealth management products, royal enjoyment series wealth management products, and e-enjoy series wealth management products.

Postal Savings Bank's wealth management products are rising day by day.

Wealth management products of the Postal Savings Bank.

There are: 1. "Wealth Creation" series:

It is a high-risk, high-yield wealth management product, such as FOF products, financial derivatives, linked products, ** products, and partial secondary market.

products, etc., mainly for more rational mid-to-high-end customers in large and medium-sized cities;

2. "Tianfu" series:

The risk level is medium, and the return is also medium, mainly for customers with relatively weak risk appetite in various regions, but at the same time pursuing higher returns;

3. "Fortune" series:

It is mainly divided into several sub-series, such as the "Moon Rise" and "Sun Rise" series, the "Bill of Exchange" series, the "Double Moon Profit" series and the Wealth Bond series. It is a basically risk-free wealth management product with stable income, which is suitable for customers who pursue slightly higher savings income.

Extended information: Postal Savings Bank of China.

It can be traced back to 1919 and has a history of 100 years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Co., Ltd. was formally established.

In January 2012, the overall restructuring was made into shares. In December 2015, 10 domestic and foreign strategic investors were introduced. In September 2016, it was listed on the Hong Kong Stock Exchange. In December 2019, on the Shanghai Stock Exchange.

Listing. The Bank has nearly 40,000 business outlets, serving more than 600 million individual customers, giving full play to the advantages of the unique model of "self-management + **" to serve the "three rural areas".

Urban and rural residents and small and medium-sized enterprises. With excellent asset quality and significant growth potential, we are a leading large-scale retail bank in China.

In 1950, the Postal Savings and Remittance Bureau was abolished, and the Postal Savings was changed to a ** business, which collected and deposited individual deposits and deposits of non-business mass organizations on behalf of banks.

In 1953, the postal savings were discontinued, and the post office continued to handle foreign exchange operations.

In 1993, Postal Savings began building green cards.

Engineering. In 2001, postal savings were networked nationwide.

In 2007, the Postal Savings Bank of China was officially established, positioning itself to serve the "three rural", urban and rural residents and small and medium-sized enterprises. Relying on China Post Group Corporation.

Establish the only "self-operated + **" operation model in China's banking industry.

In 2012, the Postal Savings Bank of China was restructured into a share****.

In 2015, it introduced 10 domestic and foreign strategic investors.

In 2016, it was successfully listed on the main board of the Hong Kong Stock Exchange and officially landed in the international capital market.

In 2019, it was officially listed as a "large state-owned commercial bank" on the Shanghai ** Stock Exchange.

Successful listing. In 2020, it was approved to prepare for the establishment of China Post Huiwanjia Bank.

Limited liability company, which became the first large state-owned commercial bank to participate in the pilot program of direct banking; Approved to set up a credit card center franchise institution.

1. Wealth is rising, non-guaranteed floating income wealth management products, product**: 0900099C93, medium and low risk level, with a minimum purchase amount of 50,000 yuan.

2. Wealth rises month by month, non-guaranteed floating income wealth management product, product**: 0800099C91, medium and low risk level, with a minimum purchase amount of 50,000 yuan.

3. Fortune Xinxin Xiangrong, non-guaranteed floating income wealth management product, product**: 1100099C88, medium and low risk level, with a minimum purchase amount of 10,000 yuan.

4. Fortune Xinxin Xiangrong Section B, non-guaranteed floating income wealth management product, product**: 1300099C89, medium and low risk level, with a minimum purchase amount of 50,000 yuan.

5. Postal Bank Wealth Management Treasure, non-guaranteed floating income wealth management product, product**: 1801LB0001, low risk level, minimum purchase amount of 10,000 yuan.

1.Postal Savings Bank of China Wealth Series Xinxin Xiangrong RMB Wealth Management Products:

Issuing bank: Postal Savings Bank of China.

Income Type: Non-Principal Guaranteed Floating Income Type.

Investment variety: portfolio investment.

Wealth management currency: RMB.

Minimum purchase amount: 50,000 yuan.

Expected Maximum Return:

2.Postal Savings Bank - Postal Bank Wealth & Bond 2018 No. 320 (Closed-end Net Value):

Issuing bank: Postal Savings Bank of China.

Income Type: Non-Principal Guaranteed Floating Income Type.

Investment variety: bond investment.

Wealth management currency: RMB.

Minimum purchase amount: 50,000 yuan.

Expected Maximum Return:

3.Postal Savings Bank - Postal Bank of China Wealth & Bond 2018 No. 316 (6-month fixed opening net value):

Issuing bank: Postal Savings Bank of China.

Income Type: Non-Principal Guaranteed Floating Income Type.

Investment variety: portfolio investment.

Wealth management currency: RMB.

Minimum purchase amount: 50,000 yuan.

Expected Maximum Return:

4.Postal Savings Bank - Postal Bank of China Wealth & Bonds 2018 No. 317 (1-year fixed opening net value):

Issuing bank: Postal Savings Bank of China.

Income Type: Non-Principal Guaranteed Floating Income Type.

Investment variety: portfolio investment.

Wealth management currency: RMB.

Minimum purchase amount: 50,000 yuan.

Expected Maximum Return:

5.Postal Savings Bank - Postal Bank Wealth Mövenpick Issue 184 of 2018:

Issuing bank: Postal Savings Bank of China.

Income Type: Non-Principal Guaranteed Floating Income Type.

Investment products: other investments.

Wealth management currency: RMB.

Minimum purchase amount: 50,000 yuan.

Expected Maximum Return:

China Post's wealth management products are good for Fortune Xinxin Xiangrong, non-guaranteed floating income wealth management products, product **: 1100099C88, medium and low risk level, with a minimum purchase amount of 10,000 yuan.

The main investment directions of the Postal Savings Bank of China's Wealth Series Xinxin Xiangrong RMB wealth management products are treasury bonds, financial bonds, central bank bills, enterprise (corporate) bonds, short-term financing bonds, medium-term notes, interbank deposits, interbank loans, trust plans, bank wealth management products, bank acceptance bills, repurchases, etc.

The assets to be invested in the Xinxin Xiangrong RMB wealth management products of the Postal Savings Bank of China Wealth Series are strictly approved and screened by the bank's internal approval process in accordance with the management standards of the Postal Savings Bank's proprietary business, so as to meet the investable standards. In order to meet the liquidity requirements, the proportion of Xinxin Xiangrong RMB wealth management products of the Postal Savings Bank of China Wealth Series invested in investment varieties with high liquidity and high principal security is not less than 30%.

Characteristics of thriving wealth.

1.Profitability: Increasing returns.

The yield is higher than the deposit rate for the same period, and the longer the holding time, the higher the yield.

2.Safety: Solid investment.

With safe fixed income products as the investment object, the income level of each tranche will be adjusted in time with the changes in market interest rates to avoid interest rate risks.

3.Liquidity: Flexible application and redemption.

Make up for the liquidity deficiencies of traditional wealth management products.

The postal savings characteristic wealth management in the Postal Savings Bank is a pit, don't buy it.

Postal Bank of China's wealth management products are mainly RMB wealth management products.

The Postal Savings Bank of China's RMB wealth management products have three series: "Wealth Creation", "Tianfu" and "Wealth", which are aimed at three types of wealth management products with high, medium and low risk. At the same time, it has also developed the "Golden Apple" special account wealth management product for corporate customers and the "Golden Seed" private wealth management product for private banking customers.

You can go to the post office to set up an e-bank, so that it can be found on both online and mobile banking.

There has always been a sunrise, a moonrise, Xinxin Xiangrong, this kind of interest is low, suitable for three months of memory.

There is a time limit to sell financial management, generally there are days, this kind of interest is higher, the risk is relatively larger.

1. Wealth management products, in fact, are generally not taken by banks. It's the kind that other businesses and banks work with.

2. Risky. It depends on which way you choose.

3. Not suitable. No.

You can think about it.

Spot** investment.

This one is also good. You can detain me specifically.