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Hello, a contract represents a legal obligation that must be fulfilled. Once the contract is signed, it means that both parties acknowledge and agree to assume the content of the contract. If a customer's repayment is overdue, the collection department will call or text the customer to remind them, or even ask the customer to fulfill the repayment obligation through legal procedures.
In addition, Home Credit Consumer Finance**** has been approved to access the People's Bank of China personal credit system.
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What do you mean, do you mean that you received a summons from the court of the financial company of Home Credit or a notice from the Public Security Bureau, and by the way, ask if your jail time has anything to do with this money owed to Home Credit. If it's a notice from the Public Security Bureau, it's probably fake, because the Public Security Bureau is the most annoying thing about this kind of thing, but if the Home Credit family takes you or your family to court, then you can only ask a lawyer to help you.
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If the other party sues, it should be a court summons, not a notification letter, and you can find a lawyer to look at it.
Supplement: 1. If the court files the case, it will send you a copy of the complaint within 5 days, so that you can find evidence and submit a reply, then you will know that you are the defendant, and the court will not send you a notice of filing the case, and the notice of filing generally refers to the notice of acceptance of the case, which is for the plaintiff. The defendant received a notice to appear and a notice to present evidence.
2. According to Article 113 of the Civil Procedure Law of the People's Republic of China, the people's court shall send a copy of the complaint to the defendant within 5 days from the date of filing the case, and the defendant shall submit a reply within 15 days from the date of receipt.
3. Where the defendant submits a reply, the people's court shall send a copy of the reply to the plaintiff within five days of receiving it. Where the defendant does not submit a reply, it does not impact the people's court's trial.
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The element of scaring people is relatively high, and if they do sue, they should receive a summons from the court. Now that many people are reluctant to repay, I personally think that they will focus on dealing with those who have borrowed more.
There is only one point, they are still very harassing, if you don't owe a lot, let your family find a way to deal with the harassment. You can ignore the notice of filing a case, and since the buddy is already inside, there shouldn't be any need to worry about a summons.
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Home Credit was originally a first-class company. The law does not govern loan sharks.
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Let's take action and sue this together.
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No, but in the end you still have to pay it back, and the longer you delay, the higher the interest, and the sooner you pay it off, the better. If you collect the debt through the court, then you will become a credit blacklist, and you will be restricted from going abroad, taking a plane, high-speed rail, etc.!
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The jail time you are talking about is a punishment in a criminal case, and the case you are going to appear in is a civil arrears case. There is no criminal liability involved in a case like yours, so you don't have to worry about going to jail.
According to article 144 of the Civil Procedure Law, if the defendant is summoned by summons and refuses to appear in court without a legitimate reason, or leaves the court without the permission of the court, a judgment may be rendered in absentia.
Therefore, it is best for you to appear in court to respond to the lawsuit and explain the factual reasons clearly, even if you lose the case in the end, you cannot lose to the other party reasonably. Respond directly to the lawsuit and explain clearly the reasons why you did not repay the loan. In such cases, the court is settled through mediation, and the judgment is made only if the mediation fails.
The worst outcome is that after the judgment, if you refuse to enforce the court judgment, the court may take you into custody after the other party applies for enforcement.
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Uncle police officers under 3,000 will not pay attention, but if they dare to pretend to be police officers to file a case, if someone of them is at the scene, immediately report 110, because they have committed a big crime, they will go to jail before you.
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I've received several of these letters, all of which were sent to you by a lawyer entrusted by his Home Credit. You just treat it as if you haven't received it, and there is such a thing as a civil case, and it is not criminal liability, what are you afraid of. You can say whatever he likes to say, and he's not a judge!
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For this kind of case where you owe less money, the court will generally mediate, so try to go for it. If you don't go, you won't break the law, you won't go to jail, and the court will issue a default judgment.
Article 144 of the Civil Procedure Law: If the defendant is summoned by summons and refuses to appear in court without justifiable reasons, or leaves the court without the permission of the court, a judgment may be rendered in absentia.
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More than 900 cases cannot be filed. I owe 7000 1 year now.
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This case should be a civil arrears case and does not involve criminal liability, so there is no need to worry about jail time. However, it is still recommended to attend the lawsuit, explain the facts and reasons clearly, and strive to obtain the understanding of the other party.