The expansion or contraction of corporate credit directly affects the total amount of monetary credi

Under the credit money system, credit and money are inseparably linked, and the entire monetary system is based on the credit system. From the point of view of the form of money, the form of money is also a credit instrument, currency is issued and circulated through credit procedures, and any credit activity leads to the change of currency. The expansion of credit will increase the money supply, and the credit crunch will reduce the money supply; The adjustment of credit funds will affect the velocity of money circulation and the structure of money supply.

Credit and money have been closely linked since ancient times. Monetary lending has not only long arisen but is increasingly becoming the main form of borrowing. This indicates, on the one hand, that the widespread presence of money in economic life forms the conditions for the expansion of credit:

The surplus and shortage of money requires credit adjustment, and the single currency as the object of borrowing also makes it easy to form rules governing the creditor-debtor relationship. On the other hand, due to the expansion of money lending, the flow of illiquid money makes the shortage of metal money can be supplemented by the creation of credit circulation instruments, and thus becomes an important factor in promoting the relationship between commodity money. But until the formation of the advanced capitalist system, although closely linked, the two developed independently in their main respects.

In order to protect the interests of depositors, reduce the operational risks of commercial banks, and realize financial macroeconomic regulation and control, the bank shall use the law to stipulate the ratio of deposit reserves that commercial banks must pay in the absorption of deposits. It is inversely proportional to the credit expansion capacity of commercial banks and the amount of derived deposits.

Cash Rate: Also known as the cash leakage rate, it refers to the ratio of the amount of loans withdrawn by the borrower in the form of cash to the total amount of loans. Borrowers withdraw loans in the form of cash withdrawals, which reduces the bank's deposit balance, and in the case of the inconvenience of the statutory reserve ratio, it means that the bank must reduce the amount of loans issued, which leads to the reduction of the credit scale of the entire banking system.

Hello, I am glad to answer for you, according to the relevant information query: mainly credit growth rate and social financing scale growth. Credit Impulse Index For economic recovery, "easy credit" is crucial.

However, for "easy credit", it is not suitable to use the new social finance and credit recovery year-on-year increase, and the recovery of social finance and credit growth as the most intuitive signal. For economic recovery, "easy credit" is crucial. However, for "easy credit", it is not suitable to use the new social finance and credit recovery year-on-year increase, and the recovery of social finance and credit growth as the most intuitive signal.

We believe that observing the "second-order change" of credit may be better able to track changes in credit conditions and their impact on economic growth. As a "credit impulse" that can track the changes of credit or pure credit "acceleration", the characteristics of its "flow flow" can reveal the driving effect of "new credit credit" on economic growth. Have a great day!

I hope mine can help you and solve your doubts!

Answer]: B This question examines the money supply machine selling resistance.

Commercial banks do not have the function of creating money with credit, but they have the ability to expand credit and create derivative deposits on the basis of the currency issued by the first bank. Option b is correct.

There is a close relationship between credit policy and the size of monetary funds. Credit policy mainly affects the amount of money and the level of interest rates through monetary policy tools, thereby influencing economic activity. The scale of monetary funds refers to the total amount of money supplied to the mountain, including M0, M1, M2 and other indicators.

The adjustment of credit policy will have an impact on the size of monetary funds, and vice versa.

Specifically, if the central bank adopts a tight credit policy, tightens the amount of money and raises the level of interest rates, it will lead to a decline in the scale of monetary funds. This is because banks are constrained by regulatory requirements and market conditions, which will reduce the demand for loans and borrowing, which in turn will reduce the circulation of monetary funds. On the contrary, if the central bank adopts a loose credit policy, increases the amount of money and lowers the level of interest rates, it will promote the rise of the scale of monetary funds.

This is because banks increase the demand for loans and borrowing, which in turn increases the flow of money funds.

To sum up, credit policy and the scale of monetary funds are mutually influential. The central bank needs to take into account the changes in the scale of monetary funds when formulating monetary policy, so as to achieve the purpose of maintaining economic stability and promoting economic development.

Answer]: False.

The source of the solution is not stupid:

Bank credit and commercial credit also have the role of hail and mutual inspection and preparation, and the scale of commercial credit has not been reduced.