Is it mandatory for the company to pay maternity insurance?

Maternity insurance is included in social insurance, and there is compulsory insurance.

The main content of social security:

Endowment insurance: endowment insurance is a social insurance system in which workers receive certain economic compensation and material help and services from the society after reaching the statutory retirement age;

Medical insurance: The basic medical insurance system for urban employees is a social insurance system established to ensure the basic medical needs of employees according to the affordability of finance, enterprises and individuals;

Work-related injury insurance: Work-related injury insurance is also known as occupational injury insurance. After a worker is injured in an accident due to work reasons and in the course of work, or suffers an occupational disease caused by exposure to occupational hazards such as dust, radiation, and toxic substances, the State and society shall provide necessary material assistance to the injured or disabled person, as well as the relatives of the deceased person who supported him before his death;

Maternity insurance: Maternity insurance is based on the physiological characteristics of childbirth behavior, according to the law of maternity insurance, when working women temporarily interrupt their work and lose their normal income due to the birth of children, the material assistance provided by the state or society. Maternity insurance benefits include maternity allowance and maternity medical services.

Maternity insurance is mandatory.

Chapter 6 of the Social Insurance Law of the People's Republic of China on Maternity Insurance Article 53 Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with national regulations, and employees shall not pay maternity insurance premiums.

Article 54 Where an employer has already paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; The unemployed spouse of an employee shall be entitled to maternity medical expenses in accordance with the provisions of the state. The required funds are paid out of maternity insurance**.

Yes. Maternity insurance is a compulsory insurance, which is paid by the worker's employer, and is required by the employer to pay for the worker, and the individual cannot pay it. Maternity insurance is a social policy for the protection of the rights and interests of female employees in national legislation, and maternity insurance can be enjoyed regardless of whether the fetus is born normally, even if the fetus dies or miscarriages.

1. What is the compensation for maternity allowance for dismissal of pregnant women?

For female employees who have participated in maternity insurance, the maternity allowance during maternity leave shall be paid by maternity insurance according to the standard of the average monthly salary of employees of the employer in the previous year; For those who have not participated in maternity insurance, the employer shall pay the salary of the female employee before the maternity leave.

Article 26 of the Law on the Protection of Rights and Interests of Women stipulates that no employer may dismiss a female employee or unilaterally terminate a labor contract on the grounds of marriage, pregnancy, maternity leave, breastfeeding, etc.

1. The employer shall pay double economic compensation for the termination of the labor contract without cause.

The employer and the employee may terminate the labor contract if they reach an agreement through consultation.

The employer shall not terminate the labor contract in accordance with the provisions if the worker falls under any of the following circumstances: the female employee is pregnant, giving birth, or breastfeeding;

If an employer dissolves or terminates a labor contract in violation of the provisions of this Law, it shall pay compensation to the employee in accordance with twice the prescribed economic compensation standard.

2. If the employer dismisses a pregnant employee before the maternity leave, it shall pay the maternity leave salary: 128 days of maternity leave multiplied by allowance or salary;

Employers must not reduce the wages of female employees, dismiss them, or terminate their labor or employment contracts because of their pregnancy, childbirth, or breastfeeding.

Female employees are entitled to 98 days of maternity leave, of which 15 days can be taken before childbirth; in case of dystocia, the maternity leave shall be increased by 15 days; In the case of multiple births, the maternity leave shall be increased by 15 days for each additional child.

For female employees who have participated in maternity insurance, the maternity allowance during maternity leave shall be paid by maternity insurance according to the standard of the average monthly salary of employees of the employer in the previous year; For those who have not participated in maternity insurance, the employer shall pay the salary of the female employee before the maternity leave.

The medical expenses for childbirth or miscarriage of female employees shall be paid by the maternity insurance in accordance with the items and standards stipulated in the maternity insurance, and for those who have already participated in the maternity insurance**; For those who have not participated in maternity insurance, the employer shall pay for it.

Except in the case of a rift, the employer shall not terminate the labor contract when the term of the labor contract expires during the period of medical treatment, pregnancy, childbirth and breastfeeding. The term of the employment contract shall automatically extend until the expiration of the period of medical treatment, pregnancy, maternity and lactation.

3. Pay the corresponding social insurance.

Employees shall participate in the endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums.

If the employer fails to pay social insurance premiums for the employee in accordance with the law, the employee may terminate the labor contract.

If the employee terminates the labor contract due to the employer's failure to pay social insurance premiums, the employer shall pay economic compensation to the employee.

Maternity insurance is a social insurance system in which the state and society provide medical services, maternity allowances, and maternity leave by the state and society when the labor of pregnant women workers who are pregnant or giving birth is temporarily suspended, and the state or society provides necessary economic compensation and medical care to employees who give birth. There are two main types of maternity insurance benefits in China. The first is the maternity allowance, and the second is the maternity medical treatment.

The Ministry of Human Resources and Social Security's "Maternity Insurance Measures (Draft for Comments)" has been open to the public since November 20, 2012 to solicit opinions from grandchildren. The draft makes it clear that maternity insurance benefits will no longer be limited to household registration, and units must pay maternity fees if they do not pay maternity insurance.