What is the process of buying a house in the United States? What are the processes for buying a hous

The process of buying a home in the U.S. is as follows:

1. Determine the purpose of buying a house, and the criteria for selecting a property are different for different purposes.

2. Lock the purchase area, before buying a house, you may wish to ask the real estate agent to introduce you to the relevant data of the community, if you have the conditions, go to the community to take a walk, you can understand more intuitively.

3. Choose a real estate agent, in the United States, the commission of the buyer's and seller's agent is paid by the seller, so for buyers who do not know the local situation, it is more reassuring to trade through a professional broker.

4. Get the loan pre-approval letter, Chinese can apply for a loan to buy a house in the United States, but the application difficulty is relatively high. If you want to take out a loan to buy a house, you need to get a pre-approval letter from the bank to determine the amount you can borrow before choosing a house.

5. After signing the purchase contract and the two parties negotiate and determine, the buyer determines a preliminary purchase price according to the reference price and the seller. Subsequently, the broker will issue an offer to the seller's agent. If an agreement is reached, a formal contract for the purchase of the house can be signed.

With the improvement of people's economic living standards, more and more people will choose to buy houses abroad. Because the value of housing in the United States is rapid and the rent of housing is relatively high, many people will choose to buy a house in the United States.

What are the processes for buying a house in the United States.

1. Prepare to buy a house.

To buy a house in the United States, you first need to prepare sufficient funds and passports, which is the prerequisite for buying a house in the United States.

2. Choose a real estate brokerage company or broker.

It is best to find a broker to buy a house in the United States, because the broker has more information, is more aware of the local real estate market dynamics and transaction process, and the broker's service for the buyer is free.

3. Pre-approved loans.

After choosing a broker, the broker will usually ask the buyer to fill out a financial situation form, and the broker will recommend a loan approval letter based on your financial situation.

4. Bid for the house.

The broker will recommend the right one for you according to the needs of the homeowner's buyer, and after the buyer is determined, you can conduct a field view, and understand the internal facilities of the house and the surrounding facilities, if you think it is appropriate, the broker will conduct a market analysis to help you determine the asking price and prepare the contract.

5. Sign the contract.

Once the seller has accepted**, both parties can sign the purchase contract.

6. Inspect the house.

Buying a house to inspect the house requires a knock inspection and termite inspection as well as an inspection of safety.

7. Apply for a loan.

If the property is valued at less than the contracted price, the buyer can ask the seller to lower the contracted price to the house valuation or cancel the contract.

8. Buy insurance.

Usually, if you take out a loan to buy a house, the bank will require you to buy insurance, which can avoid the loss of the house when it is damaged.

9. Handover and transfer.

The buyer and seller handle the procedures for the transfer of the house, and the buyer also has to pay the house sales tax, loan handling fee, transfer lawyer fee, etc.

10. Housewarming.

After the transfer, the seller needs to hand over the keys to the house to the buyer, and the buyer can move.