The online loan was defrauded of tens of thousands and signed a contract and the police have been ca

Hello, regular loan platforms usually do not charge pre-loan fees for any reason, you must be vigilant when encountered, it is recommended that you keep the relevant evidence and report to the police as soon as possible. If you need money urgently, you can consider taking out a loan to relieve the pressure, but at the same time, you should also do what you can and try to make money. Now there are many ways to apply for a loan, you can apply for a bank loan through a mortgage, and a more convenient way is to apply for a personal credit loan.

It is recommended that you use Youqian Hua, which is a credit service brand under Du Xiaoman Finance (formerly known as: Youqian Hua, renamed as "Youqian Hua" in June 2018), a big brand with reliable and low interest rates. There is money to spend - full easy loan, the maximum amount of borrowing is up to 200,000 (click on the official measurement, the daily interest rate is as low as the start, with the characteristics of simple application, low interest rate and fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.)

Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, please borrow reasonably according to your needs, and the specific product-related information is subject to the actual page of Youqianhua's official app. I hope this is helpful to you, click below on the mobile phone to measure the amount immediately! The maximum borrowing amount is 200,000.

If you have been deceived into signing an online loan contract, you need to provide evidence to prove that you did not have a real intention when signing the contract, and the contract can be judged to be invalid. If it is a legally established contract, it shall take effect from the time of its formation. However, the formation of a contract does not mean that the contract is valid, because only a contract that is legally formed can take effect.

Generally speaking, the main conditions for the validity of a contract include: (l) the parties to the contract have the corresponding capacity to conclude the contract at the time of entering into the contract. The so-called capacity to conclude contracts refers to the legal capacity on which a civil subject independently concludes a contract and obtains civil rights or bears civil obligations by its own acts.

2) The intention of the parties to the contract is genuine. The true expression of intent is one of the prerequisites for a valid contract, and a contract concluded by one party under fraud, coercion or material error is often not its true expression of intent and is invalid or voidable. (3) The contract does not violate the law or the public interest.

The contract does not violate the law, which means that the contract must not violate the mandatory legal provisions that the parties must abide by and cannot be changed through negotiation. (4) The content of the contract must be determined or possible. The content of the contract, which is the basis for determining the respective rights and obligations of the parties, is of great significance for judging whether the contract is effective, how to perform it after it takes effect, and judging which is right and which is wrong in the event of a dispute.

Under normal circumstances, online loans should be online lending institutions to lend money to borrowers, but in the process of handling online loans, if you find that the money in your bank card has been transferred out, or there are other situations of being deceived, you must report the case in time.

Online lending is a form of private lending, that is, private lending concludes a loan contract in the form of an online contract, and fulfills the contractual obligations of providing loans and repaying principal and interest through the online form.

Where the provider of an online lending platform explicitly indicates through web pages, advertisements, or other media or has other evidence to prove that it provided security for the loan, and the lender requests that the provider of the online lending platform bear the guarantee liability, the people's court shall support it.

Extended information: listed on the platform of formal lending institutions

1. JD Finance.

Since 2013, it has been officially independent, specializing in Internet financial investment, and has many sectors, including payment, insurance, loans, investment, crowdfunding, etc. In recent years, the development has been getting faster and faster, among which JD gold bars have also become the first choice for young users to borrow, and they can apply through various methods such as JD Finance APP, WeChat, and official website.

Product: JD Gold Bars.

2. Ant Financial (Ant Financial).

Ant Financial was established in October 2014, its most famous products are Huabei and Borrow, two major consumer financial products, Borrowbei at the beginning of 10 months of users 10 million, until the end has not completely opened the application channel, or use high-quality lists, invitations, activities and other channels to obtain qualifications, low threshold, low interest, high amount is its biggest feature.

Product: Borrow.

3. WeBank.

As the first Internet bank in China, Tencent WeChat Bank, the loan product is micro loan, because the time is relatively early, so it was very popular at the beginning, and it is the "originator" of Internet small loan products, but the follow-up operation is not strong, and it is overtaken by other small loan products, if you are eligible to apply, it is still a good choice.

Product: Micro Loan.

4. Suning Consumer Finance.

Suning also has a lot of consumer installment loans, such as capricious payment (installment), capricious loan, capricious loan and other cash loans, which can meet the borrowing needs of many people, with a low application threshold, and the payment rate is higher than that of loan products on other platforms.

Products: capricious payment, capricious borrowing, capricious loan.

5. Xiaomi Finance.

Xiaomi mobile phones also provide loans, with Xiaomi you can get a certain amount of money, you can withdraw for consumption, pure credit unsecured and unloaned products, the amount is not very high, and it is easier for users who hold Xiaomi mobile phones to apply.

Product: Xiaomi Loan.

The way to terminate the contract after being deceived into signing an online loan contract is to submit a request for revocation to the court or arbitration institution, which is due to the fraudulent way adopted by one party when signing the contract, so that the contract signed by the other party against its own will is a voidable contract.

Where one party uses fraudulent means to cause the other party to carry out a civil juristic act against its own will, the defrauded party has the right to request the people's court or arbitration institution to give [legal basis].

Article 148 of the Civil Code: Where one party uses fraudulent means to cause the other party to carry out a civil juristic act contrary to its true intentions, the defrauded party has the right to request the people's court or arbitration institution to revoke it.

Summary. 1. The contract was signed but the account was not received. There is a process for users to wait for the loan after signing the contract, and if they find that they have been deceived at this time, they can apply for cancellation, then it will have no impact.

2. The contract has been signed and has been received. If it is due to high interest rates or hidden fees in the contract, the user can calculate whether the total interest rate exceeds 4 times of the current LPR, and if it does, he can ask for a reduction.

3. If the contract is compliant and the interest is normal, but the user does not want to continue to borrow and feels that he is induced to apply, he can settle it in advance, and ask the platform to issue a certificate after settlement.

What should I do if I am deceived by an online loan but sign a contract, and the money does not arrive and I don't need to pay it back.

Hello, I'm asking a lawyer, I'm reading your question, please wait a little longer.

1. The contract was signed but the account was not received. There is a process for users to wait for the loan after signing the contract, and if they find that they have been deceived at this time, they can apply for cancellation, then it will have no impact. 2. The contract has been signed and has been received.

If it is due to high interest rates or hidden fees in the contract, the user can calculate whether the total interest rate exceeds 4 times of the current LPR, and if it does, he can ask for a reduction. 3. If the contract is compliant and the interest is normal, but the user does not want to continue to borrow and feels that he is induced to apply, he can settle it in advance, and ask the platform to issue a certificate after settlement.

What should I do if I am deceived by an online loan but sign a contract, and the money does not arrive and I don't need to pay it back.

Hello, you don't have to pay it back.

Hello, but the contract has already been signed.

Hello, it does not affect the possibility of applying for cancellation of the loan.

If the online loan money has not arrived, it does not need to be repaid. If it does not constitute a fact, it can be prosecuted.

The fraud has already involved a criminal case, not a civil case, so you must collect evidence and report it to the police as soon as possible, and actively protect your legitimate rights and interests. After being deceived by an online loan, if the loan does not arrive, it means that the loan is not established, and there is no need to repay, and the other party can call the police if they leak your personal information or collect violently. According to the law, where the amount of fraud is more than 3,000 RMB, the public security organs shall file a case for investigation and pursue the legal responsibility of the perpetrator.

If the amount is small, it has not yet reached the criteria for filing a case. You can file a lawsuit with the court to demand the return of the funds.

The plaintiff shall submit the following materials to the court:

1. Materials on the plaintiff's subject qualifications. Such as the original and photocopy of resident ID card, household registration booklet, passport, home return permit for Hong Kong and Macao compatriots, marriage certificate and other evidence; If the enterprise unit is the plaintiff, it shall submit copies of the business license, business registration certificate and other materials.

2. Evidence to prove the plaintiff's claim. Such as contracts, agreements, creditor's rights documents (IOUs, IOUs, etc.), receipts and delivery vouchers, correspondence, etc.

If you want to know more about online lending, we recommend Dinghui Legal Counsel. Dinghui Legal has a modern office environment, and has established a complete legal and regulatory database, case database and information system, which provides a strong guarantee for the fast and efficient handling of legal affairs. The business scope covers loan disputes, divorce disputes, labor disputes, criminal defense, traffic accidents, real estate disputes, station construction projects, contract disputes and other fields.

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