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You have to find an insurance company to buy it again, or you can place an order online, or you can go directly to the insurance company's business location.
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How to buy insurance for a used car.
1. Insurance should be "adapted to the conditions of the car".
For those who often go out and are accustomed to driving at night, it is best to choose the right commercial insurance after purchasing compulsory traffic insurance. In fact, vehicle loss insurance, third-party liability insurance, full car theft insurance, etc. are also very practical, as long as the car is running, it is inevitable that some accidents will occur when scratching and bumping, and a reasonable choice of insurance is the best protection for car owners.
There are also some old cars, although they can drive normally, but in the harsh environment, it is inevitable that there will be failures, second-hand car encyclopedia suggests, in this case, you can consider buying spontaneous combustion insurance, to minimize their economic losses.
2. The claim record determines the premium for the next year.
Not all accidents need to be claimed from the insurance company, and sometimes the gains outweigh the losses. Because the number of claims in the previous year and the amount of claims will determine the discount of the next year's car insurance renewal, in general, frequent insurance will lead to the second year's premium**. Some insurance companies clearly stipulate that if the vehicle has not been insured in the previous year, you can enjoy a 9% discount when renewing the insurance; If you haven't been insured for two years, you can enjoy a 20% discount, and you can enjoy a maximum of 7% discount.
Vehicles with 1 indemnity in the previous year will also be insured according to the base premium, but at the same time, the premium increase is also related to the degree of the accident and whether there are personnel**, and the insurance may be denied if the insurance is more than 6 times.
Licensing a motor vehicle has always been a big deal, after all, if you drive on the road without a license, it may constitute a traffic violation in our country, so at this time it is necessary to investigate the legal responsibility of the driver in accordance with the law. Therefore, after the party buys a second-hand car, it is necessary to apply for a license plate in a timely manner.
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Summary. According to the provisions of the Road Traffic Safety Law of the People's Republic of China, motor vehicles must hang motor vehicle license plates on the road. Therefore, when buying a used car, if the original owner has cancelled the vehicle's motor vehicle number plate, you need to reapply for the motor vehicle number plate and purchase insurance.
If the original owner still has the motor vehicle number plate, you can use the original owner's motor vehicle number plate to transfer ownership, which can reduce the formalities and costs. However, in terms of insurance, according to the regulations of the insurance company, it is necessary to purchase car insurance regardless of whether the motor vehicle number plate is changed or not, because car insurance is an important means to ensure the safety of the vehicle. Therefore, you need to purchase car insurance to protect your vehicle and your person.
According to the provisions of the Road Traffic Safety Law of the People's Republic of China, motor vehicles must hang motor vehicle license plates on the road. Therefore, when buying a used car, if the original owner has cancelled the vehicle's motor vehicle number plate, you need to reapply for the motor vehicle number plate and purchase insurance. If the original owner still has the motor vehicle number plate, you can ask the original owner to use the motor vehicle number plate of the original owner to transfer the ownership, which can reduce the formalities and costs.
However, in terms of insurance, according to the regulations of the insurance company, whether it is to replace the motor vehicle number plate or not, it is necessary to purchase car insurance, because car insurance is an important means to ensure the safety of the vehicle. Therefore, you need to purchase car insurance to protect your vehicle and people from damage.
Legal basis: According to the Road Traffic Safety Law of the People's Republic of China, motor vehicles must hang motor vehicle number plates when driving on the road. Therefore, when buying a used car, if the original owner has cancelled the motor vehicle number plate of the vehicle, you need to re-apply for the motor vehicle license plate and purchase the insurance group insurance.
If the original owner still has the motor vehicle number plate, you can use the original owner's motor vehicle license plate to transfer ownership, which can reduce the formalities and costs. However, in terms of insurance, according to the regulations of the insurance company, it is necessary to purchase car insurance regardless of whether the motor vehicle number plate is changed or not, because car insurance is an important means to ensure the safety of the vehicle. Therefore, you need to purchase car insurance to protect your vehicle and your person.
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The most likely thing to encounter in the insurance of second-hand cars is the phenomenon of getting out of insurance, many second-hand cars are noisy and insurance time at the dealership, so you must first renew the insurance company after purchase, before you can safely go on the road. Insurance is divided into compulsory traffic insurance and commercial insurance, since many netizens are novices on the road, it is recommended that you buy full insurance to avoid future troubles. In the case of renewal, pay special attention to the upgrade and change, the insurance company's salesman will inspect the car before issuing the policy for you, which is also a special note, the scars on the body during the insurance period are not included in the coverage of the next year, please also pay special attention to the second-hand car will be depreciated according to the years when calculating the insurance, and the discount of the premium depends on the policy of each insurance company.
If the front windshield is damaged, the car body scars that cannot be compensated by the glass insurance for the front windshield in the next year are also caused during the period of deinsurance, and the injuries on the body before the renewal of the next year's unassessable scratch insurance will provide inconvenience to your next year's insurance damage assessment, and it is recommended that you can repair them at your own expense. These are just scars, please renew your insurance in time and do not have a traffic accident when you are out of insurance, especially if you do not have compulsory traffic insurance on the road, it is a violation of traffic management regulations.
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