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Among the 100 major diseases, it is a major acute disease.
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The World Health Organization suggests that 1 3 cancer can be completely prevented, 1 3 can be detected early, and 1 3 the use of medical measures can prolong life and improve the quality of life. Screening, early diagnosis and early treatment are the most effective ways to prevent and control cancer.
April 15-21 this year is the 22nd National Cancer Prevention and Treatment Publicity Week, with the theme of "Scientific Fight Cancer, Care for Life" and the sub-theme of "Cancer Prevention and Control, We Are in Action". It advocates the effective prevention and treatment of cancer through balanced diet, smoking cessation and alcohol limitation, timely screening, standardized diagnosis and treatment, and happy life.
Global, national, and citywide cancer status.
Cancer is one of the leading causes of death worldwide, and the number of cancer deaths worldwide has been on the rise in recent years, with the World Health Organization estimating that without intervention, the number of cancer deaths is expected to reach 12 million by 2030. The main types of cancer that cause total cancer mortality each year are: lung cancer (1.3 million deaths), stomach cancer (10,000 deaths), colon cancer (10,000 deaths), liver cancer (610,000 deaths), and breast cancer (10,000 deaths).
The most common types of cancer for men and women are different, and the common cancers for men are: lung, stomach, liver, colorectal, esophageal, and prostate cancers; Common types of cancer in women are: breast, lung, stomach, colorectal, and cervical cancer.
There are about 2.5 million new cancer patients in China every year, and about 1.4 million people die from cancer, that is, 1 in 5 deaths die of cancer. At present, malignant tumors are the first cause of death among people aged 30 to 60 in China, and the incidence of cancer is younger. According to China's 2013 tumor registry annual report, lung cancer, colorectal cancer, upper gastrointestinal cancer, breast cancer and liver cancer are the top five cancers with high incidence among urban residents in China.
During the decade from 2001 to 2010, the incidence of malignant tumors in our city showed a significant upward trend, with an average annual increase of males and females adjusted for the age of the world population, respectively. In 2015, lung cancer, gastric cancer, liver cancer, colorectal cancer, rectal cancer, thyroid cancer, bladder cancer, kidney cancer, prostate cancer and esophageal cancer were among the top 10 new cases of male malignant tumors in Dalian. Among the new cases of female malignant tumors, breast cancer, lung cancer, thyroid cancer, cervical cancer, gastric cancer, colorectal cancer, uterine corpus cancer, rectal cancer, liver cancer and ovarian cancer ranked among the top 10. In 2015, the top three causes of death were malignant tumors, heart disease, and cerebrovascular diseases, accounting for about 76% of all deaths.
Lung cancer, liver cancer and gastric cancer are the top three malignant tumors that cause death from malignant tumors, and they are the main malignant tumors that seriously endanger the physical and mental health of residents in our city.
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Tumor cancer is within the scope of serious diseases. Social medical insurance has a special serious illness insurance, and employees of government agencies, enterprises and institutions need to teach serious illness insurance premiums compulsorily.
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Malignant tumors and cancers are among the major diseases in Hohhot, Inner Mongolia. Other areas should also fall under the scope of serious illnesses, and you had better consult your local medical security bureau!
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There are many ways to do this, and it is important to choose the right method to have better results. At present, the effect of surgery or radiotherapy and chemotherapy is not very good, and the harm to the body is relatively large. Now that medical science continues to make breakthroughs, the direction of tumor is no longer a single traditional three methods, but the use of scientific joint mode with the assistance of traditional Chinese medicine, which has a good effect on controlling the disease, inhibiting metastasis, improving the quality of life and eliminating lesions.
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Within the scope of tumor serious diseases, you can be reimbursed, if you are insured, you will definitely be reimbursed, more than 60%, if you are not insured, you will not be reimbursed.
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From the initial reform of the disease to the present, a lot of cancer diseases have been added, such as stomach cancer and lung cancer have also been added to the scope of serious illness medical insurance, of course, we also hope that we should do a good job of prevention in our daily life.
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In the case, critical illness medical insurance covers tumors and cancers.
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Perpetual contracts use markings to calculate users' unrealized profits and losses, effectively reducing unnecessary frequent liquidation when market fluctuationsPerpetual contracts use markings to calculate users' unrealized profits and losses, effectively reducing unnecessary frequent liquidation during market fluctuations.
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In addition to raising the reimbursement standard, 20 kinds of diseases such as lung cancer, stomach cancer, end-stage renal disease, etc. are all included in the scope of serious illness protection this year, and the serious illness medical insurance is mainly those malignant and chronic wasting diseases, the condition is generally on the severe side, the course of the disease is long, and the difficult family will also receive an additional 15% of the civil medical assistance**,
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The scope of assistance for serious illnesses includes: uremia, childhood leukemia, childhood congenital ** disease, breast cancer, cervical cancer, severe mental illness, drug-resistant tuberculosis, AIDS, lung cancer, esophageal cancer, stomach cancer, colon cancer, chronic myeloid leukemia, acute myocardial infarction, cerebral infarction, hemophilia, hyperthyroidism, cleft lip and palate, chemotherapy and radiotherapy for malignant tumors, kidney dialysis, anti-rejection drugs after organ transplantation, etc.
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Hello, in general areas, liver cancer, lung cancer, and stomach cancer are all covered by medical insurance and can be reimbursed.
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1 All counted, the general critical illness insurance covers malignant tumors, my family is also lung cancer, I lost money when I was diagnosed, and now I take Irico gefitinib tablets to control the condition, and the re-examination effect is okay after four months, the tumor volume has not increased, I hope to maintain it and live for a few more years.
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Count, critical illness includes malignant tumors, but the advanced stage of liver cancer only has a survival period of 3 months without **, I have a friend whose father has liver cancer, and I remember that he did yttrium-90, which prolonged the progression period. Yttrium-90 microspheres are selectively emitted in vivo**, which is a type of radiation from the inside out**. Yttrium-90 implanted in the microvessels of the tumor can directly deal a fatal blow to liver cancer, while normal tissues above the centimeter distance from the radioactive source are relatively unaffected.
In terms of improving the effect and reducing the damage of normal tissues, yttrium-90 microspheres have significant advantages in selective in vivo radiation.
Yttrium-90 microspheres** can not only accurately treat liver cancer, but also cover a larger area than traditional external beam radiotherapy. Moreover, the radioactive energy will not accumulate in the body for a long time. Healthy.
The example given by Kang also shows that *** is less than traditional external beam radiotherapy, and fatigue, vomiting, abdominal pain, etc. are common, and usually do not require hospitalization. In terms of liver cancer, yttrium-90 combined with yttrium can improve the effect and reduce the *****. The specific cost will also be more expensive than ordinary radiotherapy.
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In addition to raising the reimbursement standard, 20 kinds of diseases such as lung cancer, stomach cancer, end-stage renal disease, etc. are all included in the scope of serious illness protection this year, and the serious illness medical insurance is mainly those malignant and chronic wasting diseases, the condition is generally on the severe side, the course of the disease is long, and the difficult family will also receive an additional 15% of the civil medical assistance**,
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The 20 major diseases of NCMS are: childhood leukemia, childhood congenital heart disease, women's breast cancer, cervical cancer, end-stage renal disease, severe mental illness, drug-resistant tuberculosis, AIDS infection, lung cancer, esophageal cancer, stomach cancer, colon cancer, rectal cancer, chronic myeloid leukemia, acute myocardial infarction, cerebral infarction, hemophilia, type 1 diabetes, cleft lip and palate, and hyperthyroidism. Serious illness medical insurance is mainly for those malignant and chronic wasting diseases, which are generally severe and have a long course of disease, which will be a great economic burden for rural people.
For acute myocardial infarction, it can be effectively controlled by coronary intervention or drug control, and it can even be **. Although it is not a serious illness medical insurance, it can also have corresponding benefits.
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Hello, there are many types of critical diseases, let Daddy take you to understand. What are the Common Critical Diseases? How to buy critical illness insurance? 》
1. What are the 25 common major diseases?
In 2007, the Insurance Association of China and the Chinese Medical Doctor Association jointly formulated and issued the official "Specification for the Use of Disease Definitions in Critical Illness Insurance", which unified the 25 most common critical illness expressions.
What Daddy wants to say here is that the Insurance Association of China requires that all critical illness insurance must include these 25 critical illnesses, and the definition of diseases and the claim standard must be the same, and they are not allowed to be modified.
These 25 critical illnesses account for more than 95% of all critical illness claims. Therefore, we do not have to worry about incomplete critical illness protection when we buy insurance.
2. How to choose critical illness insurance is more cost-effective
How to choose critical illness insurance should look at the following aspects:
1. Guarantee responsibility.
1) The key to choosing critical illness insurance is to see if there is a high amount of compensation. For diseases that are serious, costly, and difficult, only a high insurance payout can play a role in resisting.
2) There should be a higher proportion of compensation for mild and moderate diseases, whether the high-incidence mild and moderate diseases are comprehensive, and whether there are additional secondary compensation responsibilities for cancer, cardiovascular and cerebrovascular diseases, etc.
2. Sum insured
Buying insurance is buying the sum insured.
The sum insured should be sufficient to cover the **expenses, **expenses, wages and additional income lost during the critical illness.
That is to say, in addition to the ** expense, the nursing fee, nutrition fee, and income compensation expenses that cannot work normally in the following 5 years should also be included in the insurance amount.
3. Cost-effective
1) Buy cheap ones under the premise of the same protection responsibility.
2) Under the premise of the same **, buy a more complete guarantee responsibility.
3) Preference is given to those with a short waiting period and less health notice.
3. Daddy's summary
This sentence contains not only the destructive power of disease to the human body, but also the destructive power of disease to the family. If there is no critical illness insurance to protect you, the financial burden of suffering from a critical illness can be imagined.
A major illness is enough to bankrupt many families, and one person collapses a family when they fall ill, and only by ensuring that the major illness is protected is the root of the problem.
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Before buying critical illness insurance, you must think clearly, otherwise it will become a mess.
1. What is the premium budget?
The first step in buying insurance is to control your premium budget.
Buying critical illness insurance is buying the sum insured! It is necessary to take into account the loss of income, expenses, expenses and other expenses for taking care of the family. At least, it should.
The 300,000 starts, 500,000 make-do, and 1 million well-off!
In general, the maximum amount of all premiums, including critical illness insurance, should not exceed 10% of your annual income.
According to the experience of the dad who has served thousands of families, this will not cause excessive financial pressure, and basically you can put what you need.
Guaranteed to be complete. 2. Combined with the budget, how much does the insurance amount need?
The sum insured is the primary factor in determining the quality of a critical illness insurance. No matter how good the protection function of a critical illness insurance product is, it can be insured.
If the amount is not enough to cure the disease, then there is no point.
Critical Illness ** Expense Reference).
Based on these realities, and referring to the current level of medical costs, especially those with the highest incidence of critical diseases. Daddy.
It is recommended that the amount of critical illness insurance should start at at least 300,000 yuan, and if conditions permit, it can reach 500,000 yuan or even higher, and it is best to cover families for 3-5 years.
Buying critical illness insurance is really a technical job, not only to look at the protection, budget, and even gender, but also to save money and match skills, ordinary.
People are easily dazzled. If there is a slight problem with an individual's health, it will be more difficult to apply for critical illness insurance. If you have a limited budget, focus on the sum insured for a high critical illness and don't focus too much on additional liabilities. After all, extra features come at an additional cost.
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2.Cardiogenic disease: common in severe coronary heart disease, acute myocardial infarction, dilated cardiomyopathy, hypertrophic obstructive cardiomyopathy, acute and chronic heart failure, myocarditis.
3.Brain and neurological diseases: such as cerebral infarction, cerebral hemorrhage, brain trauma, encephalitis, meningitis, intracranial tumors; Guillain-Barré syndrome, motor neuron disease, Alzheimer's disease and other neurological diseases.
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The CIRC stipulates that there are 6 types of compulsory severe diseases and 19 severe and high-incidence severe diseases, which are not the top ten major diseases.
As critical illness insurance becomes more and more popular, insurance companies have also come up with a variety of products, including 30 types of insurance, 50 types of insurance, and 100 kinds of insurance. No, the more insurance he has, the bigger his gimmick, in fact, many of them are diseases with a very low incidence, but the insurance company uses them to fill the number, and the more insurance, the more expensive? Yes, if you want to choose 30 kinds and 100 kinds of insurance, the latter will definitely be more expensive than the former, so you should know more about the relevant knowledge before choosing a product.
The 6 types of critical illnesses stipulated by the CIRC:
1.Malignancy – excludes some early-stage malignancies.
2.Acute myocardial infarction.
3.Sequelae of stroke – permanent dysfunction.
4.Major organ transplantation or hematopoietic stem cell transplantation - allogeneic transplantation5Coronary artery bypass grafting – thoracotomy is required.
6.End-Stage Renal Disease – 19 high-incidence critical illnesses requiring dialysis** or kidney transplantation
1.Arterial surgery – open or open surgery is required.
2.Acute or subacute severe hepatitis.
3.Benign brain tumours – requiring craniotomy or radiation**.
4.Chronic liver failure decompensated – excluding alcohol or drug abuse due to 5Sequelae of encephalitis or sequelae of meningitis - permanent dysfunction6Deep coma – not due to alcohol or drug abuse.
7.Deafness in both ears – permanently irreversible.
8.Blindness in both eyes – permanently irreversible.
9.Paralysis – permanently complete.
10.Heart valve surgery – open surgery.
11.Severe Alzheimer's disease – complete loss of the ability to live independently12Severe brain injury – permanent dysfunction.
13.Severe Parkinson's disease – complete loss of the ability to live independently14Severe burns – up to at least 20% of the surface area15
Severe primary pulmonary hypertension - with signs of heart failure16Severe motor neuron disease – complete loss of autonomy17Speech incapacity - complete loss and at least 12 months18
Major aplastic anemia.
19.Multiple limb loss – complete disconnection.
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